Payday Loans in Piedra, California

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No payday loan companies in Piedra, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 9170 Elk Grove Florin Rd Ste. J, Elk Grove, CA 95624 +1 (916) 686 - 7644
California Check Cashing Stores 4809 E Kings Canyon Rd #102, Fresno, CA 93727 +1 (559) 251 - 2040
ACE Cash Express 1175 Avocado Ave Ste 104, El Cajon, CA 92020 +1 (619) 441 - 9172
Check Into Cash 924 Admiral Callaghan Ln, Vallejo, CA 94591 +1 (707) 556 - 9881
Montana Capital Car Title Loans 36135 Cathedral Canyon Dr STE 5, Cathedral City, CA 92234 +1 (760) 284 - 3084
Quicken Cash 7910 Katella Avenue, Inside Food4Less, Stanton, CA 90680 +1 (714) 895 - 0089
America's Home Loans - Chris Mason 6500 Fairmount Ave Suite 12, El Cerrito, CA 94530 +1 (415) 846 - 9211
TFC Title Loans - Garden Grove 13117 Harbor Blvd, Garden Grove, CA 92843 +1 (844) 242 - 3543
North Bay Merchant Services 1002 Eleventh St, Lakeport, CA 95453 +1 (707) 263 - 6634
Santa Clara County Federal Credit Union 6915 Camino Arroyo 50, Gilroy, CA 95020 +1 (408) 282 - 0700

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Piedra, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Pasadena, CA, Payday Loans in Paso Robles, CA, 24-Hour Loan in Perris, CA, No Credit Check Loans in Petaluma, CA, Short-term Loans in Pico Rivera, CA, Guaranteed Loans in Pittsburg, CA, Payday Loans in Placentia, CA and Quick Loan in Pleasant Hill, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Piedra, CA.

Are Payday Loans Legal In Piedra, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Piedra, CA payday loan calculator

Fast Cash in Piedra, California: The Facts About Payday Loans

Do you need money fast? If you live in Piedra, California, you’re in luck because payday loans are legal in the state of California. Payday loans can be a useful option for anyone who needs quick cash to cover unexpected expenses or emergencies. However, it’s essential to have a clear understanding of what payday loans are and how they work before you take one out.

What Are Payday Loans?

Payday loans are a type of short-term loan that is designed to be paid back in full on the borrower’s next payday. The borrower usually writes a post-dated check for the loan amount plus fees and interest, which the lender will cash on the borrower’s next payday. These loans typically have high-interest rates and fees, making them an expensive option for borrowers.

How Do Payday Loans Work?

To take out a payday loan in Piedra, California, you must be at least 18 years old with proof of income and a bank account. You can apply for a payday loan online, by phone, or in person at a payday loan storefront. The lender will ask for basic personal information, proof of income, and other identification documents.

If you’re approved for the loan, you’ll receive the money in your bank account or as cash, depending on the lender’s policies. On the due date, the borrower must repay the loan in full. If they can’t pay the loan back in full, they may opt to roll the loan over, which extends the due date but incurs additional fees and interest.

Payday Loan Regulations in Piedra, California

Payday loans are legal in California, but there are laws in place to protect borrowers from predatory lending practices. The maximum loan amount for a payday loan is $300, and the maximum fee is 15% of the loan amount. Lenders must be licensed and comply with California’s lending laws and regulations.

California also has a cooling-off period for payday loans. Borrowers must wait 24 hours after paying off a payday loan before taking out another one. This is to prevent people from getting trapped in a cycle of debt with payday loans.

Benefits of Payday Loans

Though payday loans have high fees and interest rates, they can be a helpful option for people who need money quickly. Payday loans may be a good option if you need to cover unexpected expenses or if you have a financial emergency that can’t wait until payday. Additionally, payday loans may be a good option for people with bad credit as lenders don’t usually run credit checks for payday loans.

Apply Now

At TheGuaranteedLoans, we connect borrowers with potential lenders who can provide payday loans in Piedra, California. Our process is simple and easy- you can fill out an application on our website and receive offers from lenders within minutes. Remember, we are a connector service and not a direct lender. We work with a network of trusted lenders to provide borrowers with the best options for their financial needs.

Interesting Facts

  • According to a 2018 report by the California Department of Business Oversight, there were over 10 million payday loan transactions in California, totaling over $3 billion in loans.
  • California has some of the strictest payday loan regulations in the country, with a cap of $300 for payday loans.
  • Research has shown that payday loan borrowers are more likely to declare bankruptcy than people who don’t use payday loans.
  • The average payday loan in California is for $250 and carries an APR of 372%.

Conclusion

Payday loans can be a helpful option for anyone who needs quick cash to cover unexpected expenses or emergencies. However, they come with high fees and interest rates, making them an expensive option for borrowers. In Piedra, California, payday loans are legal, but borrowers must comply with California’s laws and regulations for payday loans. If you need a payday loan, be sure to do your research and understand the terms and conditions before taking one out.

F.A.Q.

Can a payday lender sue me for failing to repay my loan in Piedra, California?

Yes, a payday lender can sue you for failing to repay your loan in Piedra, California. If the lender wins the lawsuit, they may be able to garnish your wages or seize your assets in order to collect the debt. It is important to repay your loan on time to avoid this situation.

Can a payday lender arrest me for failing to repay my loan in Piedra, California?

No, a payday lender cannot arrest you for failing to repay your loan in Piedra, California. Lenders do not have the authority to arrest borrowers, even if they have failed to repay their loans.

Look for Short-Term Loans in Other Cities:

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