Payday Loans in Piru, California

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No payday loan companies in Piru, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cashback Loans 150 W Arrow Hwy, Covina, CA 91722 +1 (626) 967 - 6686
Continental Currency Services 11515 Washington Blvd, Whittier, CA 90606 +1 (562) 908 - 1000
Cedra Capital Corporation 3420 Bristol St 600, Costa Mesa, CA 92626 +1 (949) 330 - 8050
Bank of America Financial Center M, 27752 Antonio Pkwy, Ladera Ranch, CA 92694 +1 (949) 364 - 4151
Bank of America Financial Center 34420 Monterey Ave, Palm Desert, CA 92211 +1 (760) 202 - 2942
Altura Credit Union 36101 Bob Hope Dr Suite E-9, Rancho Mirage, CA 92270 +1 (888) 883 - 7228
Bank of America Financial Center 601 Lighthouse Ave, Pacific Grove, CA 93950 +1 (831) 655 - 4183
Advance America 12109 Woodside Ave Unit 101, Lakeside, CA 92040 +1 (619) 390 - 5956
Chase Bank 2800 Junipero Serra Blvd, Daly City, CA 94015 +1 (650) 991 - 9122
Advance America 385 M Street, Unit A-6, Crescent City, CA 95531 +1 (707) 464 - 9888

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Piru, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tustin, CA, Payday Loans in Union City, CA, Payday Loan for Upland, CA, Payday Loan Without a Credit Check in Vacaville, CA, Payday Loan for Vallejo, CA, Payday Loan Without a Credit Check in Ventura, CA, Payday Loan for Victorville, CA and Payday Loan Companies in Visalia, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Piru, CA.

Beautiful sights of Piru, CA

Payday Loans Available in Piru, CA By The Following ZIP Codes:

93040

Are Payday Loans Legal In Piru, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Piru, CA payday loan calculator

Payday Loans in Piru, California – An In-Depth Guide

It’s no secret that life can be unpredictable. Emergencies, unexpected expenses, and unforeseen bills can all take a toll on your finances and leave you in a tough spot. When you find yourself in a tight situation, payday loans can be a viable option to make ends meet until your next paycheck arrives. However, it’s important to understand the ins and outs of payday loans before diving in. In this article, we’ll take a deep dive into payday loans in Piru, California – their regulations, process and alternatives.

What Are Payday Loans?

Payday loans are short-term, small-dollar loans that are typically due on your next payday. They are designed to help people who need quick cash to cover an unexpected expense or emergency. According to California law, payday loans are legal in the state, and lenders can charge a maximum of 15% of the loan amount as a fee, with a maximum loan amount of $300.

However, it’s important to note that payday loans tend to come with high interest rates and fees, and should only be considered as a last resort option if you have no other options. Failing to repay a payday loan on time can result in even higher fees and interest rates, which can snowball quickly, putting you in an even tougher spot financially.

How to Get a Payday Loan in Piru, California

The process of getting a payday loan in Piru is relatively simple and can be done in as little as 10-15 minutes. Here’s a step-by-step guide:

Step 1: Find a Reputable Lender

The first step is to find a reputable lender. It’s important to do your research and read reviews to ensure you’re working with a trustworthy lender. Beware of lenders who may try to take advantage of your situation with hidden fees and high interest rates. At TheGuaranteedLoans, we help connect you with trusted lenders who are licensed and regulated in Piru, California.

Step 2: Gather Your Documents

To apply for a payday loan, you’ll need to provide proof of income, government-issued ID, and a valid checking account. Having these documents ready beforehand can speed up the application process.

Step 3: Fill Out an Application

Once you’ve found a reputable lender and gathered your documents, you can fill out an application. Be prepared to answer questions about your income, expenses, and employment history. In most cases, lenders will run a credit check to determine your creditworthiness.

Step 4: Receive Your Cash

If your application is approved, you can usually expect to receive your cash within one business day. The lender may deposit the cash directly into your checking account or provide a check.

Consider Alternatives Before Taking Out a Payday Loan

While payday loans can be a viable option for some, they should be considered as a last resort. Before turning to payday loans, consider alternative options:

  • Credit cards: if you have a credit card with available credit, consider using it to cover unexpected expenses.
  • Personal loans: personal loans tend to come with lower interest rates than payday loans and can be a good option if you need to borrow a larger sum of money.
  • Borrow from family or friends: if possible, consider asking family or friends for a loan. Be sure to discuss repayment terms and timelines beforehand to avoid any misunderstandings.

Interesting Facts About Payday Loans in Piru, California

  • Payday loans are legal in California, with a maximum loan amount of $300 and a maximum fee of 15%.
  • According to the California Department of Business Oversight, the average payday loan borrower takes out 10 loans per year.
  • 46% of payday loan borrowers in California are millennials, according to a study by The Pew Charitable Trusts.

Apply Now with TheGuaranteedLoans

When used responsibly, payday loans can be a viable option to cover unexpected expenses. However, it’s important to find a reputable lender who will be transparent about fees and interest rates. At TheGuaranteedLoans, we help connect you with trusted lenders in Piru, California, who are licensed and regulated by the state. Fill out our online application today and get connected with potential lenders in as little as 5 minutes. Remember, we are not a direct lender, but a connection service that can help you find a lender that matches your needs.

F.A.Q.

Can a payday lender require me to authorize an electronic withdrawal from my bank account in order to take out a loan in Piru, California?

Yes, a payday lender can require you to authorize an electronic withdrawal from your bank account in order to take out a loan in Piru, California. This is an alternative to providing a post-dated check and allows the lender to automatically withdraw the loan amount on the due date.

Can a payday lender require me to provide proof of income in order to take out a loan in Piru, California?

Yes, a payday lender can require you to provide proof of income in order to take out a loan in Piru, California. This is to ensure that you have the ability to repay the loan on time. You may be required to provide pay stubs, bank statements, or other documentation to verify your income.

Look for Short-Term Loans in Other Cities:

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