Payday Loans in Raymond, California

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No payday loan companies in Raymond, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
LoanCenter 4727 Wilshire Blvd 100, Los Angeles, CA 90010 +1 (866) 553 - 3840
Gems N' Loans - Dana Point 34291 Doheny Park Rd, Dana Point, CA 92624 +1 (949) 429 - 3055
Wells Fargo Bank 147 N Franklin St, Fort Bragg, CA 95437 +1 (707) 964 - 5633
Hunt Accounting 202 N Oregon St, Yreka, CA 96097 +1 (530) 842 - 4700
Coast Motors 319 E Grand Ave 2617, Arroyo Grande, CA 93420 +1 (805) 481 - 3298
Hii Mortgage Loans Barstow Ca 501 E Virginia Way 1-G, Barstow, CA 92311 +1 (760) 678 - 4579
Advance America 1368 E Bardsley Ave, Tulare, CA 93274 +1 (559) 686 - 7488
Logix - Westlake Village Branch 2820 Townsgate Rd 120, Westlake Village, CA 91361 +1 (800) 328 - 5328
Check Into Cash 10401 Venice Blvd 103, Los Angeles, CA 90034 +1 (310) 202 - 6858
Caliber Home Loans - Adobe Mortgage Group 785 Alamo Dr 140, Vacaville, CA 95688 +1 (707) 469 - 1234

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Raymond, CA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Salinas, CA, Payday Loans in San Bernardino, CA, Short-term Loans in San Bruno, CA, Payday Loan Without a Credit Check in San Clemente, CA, Guaranteed Loans in San Diego, CA, Payday Loans in San Dimas, CA, Quick Loan in San Francisco, CA and Payday Loans in San Gabriel, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Raymond, CA.

Beautiful sights of Raymond, CA

Are Payday Loans Legal In Raymond, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Raymond, CA payday loan calculator

What You Should Know About Payday Loans in Raymond, California

Have you ever found yourself in a financial emergency where you needed quick cash? Maybe an unexpected bill or an urgent car repair put you in a tight spot? This is where payday loans can come in handy. Payday loans are short-term loans that allow borrowers to access cash quickly. In this article, we’ll discuss everything you need to know about payday loans in Raymond, California.

How Payday Loans Work

Payday loans are easy to obtain and are usually granted within a few hours or even minutes. The borrowing process is straightforward, and you don’t need to provide extensive documentation like banks usually require.

When you apply for a payday loan in Raymond, California, you’ll be required to provide some basic personal and financial information. The lender will then use this information to determine your eligibility for the loan and will tell you how much you can borrow. If you agree to the loan terms, the lender will give you the cash, and you’ll be expected to repay the loan, usually on your next payday or within a couple of weeks.

It’s essential to understand that payday loans have higher interest rates and fees compared to other types of loans because they are meant to be short-term solutions. The fees may vary depending on the lender, but they are typically in the range of $15 to $30 for every $100 borrowed.

The Benefits of Payday Loans

Payday loans in Raymond, California, are legal and can be a useful option for people who need immediate access to cash. Here are some benefits of payday loans:

  • Quick approval: You can receive your funds within a few hours. This is especially important if you have a financial emergency.
  • Easier qualification: Unlike traditional bank loans, payday loans don’t require collateral, credit checks, or extensive documentation.
  • Flexible repayment terms: Most payday lenders will work with borrowers who may have difficulty repaying the loan on the due date. Some lenders allow you to extend the loan term for a fee.

The Risks of Payday Loans

Despite the benefits of payday loans, there are also risks that borrowers should be aware of:

  • High costs: Payday loans have higher interest rates and fees compared to other loans. If you don’t pay the loan on time, the costs can quickly add up.
  • Debt trap: Some borrowers may find themselves in a cycle of debt, where they keep borrowing to pay off their previous payday loans. This can lead to a never-ending cycle of debt with high costs.
  • Unreliable lenders: Some payday lenders may not be reputable and may engage in fraudulent practices. Borrowers should be careful when choosing a lender and do their research.

Interesting Facts and Statistics About Payday Loans in Raymond, California

  • California is one of the few states that have legalized payday loans. However, the state has put regulations in place to protect consumers from predatory lending practices.
  • The average payday loan amount in California is $250, and the average term is 17 days.
  • Over 12 million Americans take out payday loans every year, according to Pew Charitable Trusts.
  • A study by the Consumer Financial Protection Bureau found that 80% of payday loans are either rolled over or followed by another loan within 14 days.

Apply Now

When you need quick cash, payday loans can be a viable option to consider. At TheGuaranteedLoans, we are a connector service that can help match you with lenders in Raymond, California, who offer payday loans. We make the borrowing process easy and convenient, and you can apply online from the comfort of your home.

Please note that we are not a direct lender and do not make credit decisions. We only facilitate the connection between borrowers and potential lenders. Each lender may have their own requirements and policies, so please read and understand all loan terms before accepting any offers.

Conclusion

Payday loans in Raymond, California, can be a lifesaver for people who need quick access to cash. However, they also come with risks and high costs. It’s important to understand the loan terms, fees, and risks before applying for a payday loan. Additionally, you should only borrow what you can afford to repay and choose a reputable lender. Apply for a payday loan with TheGuaranteedLoans today, and get the cash you need to cover your expenses.

F.A.Q.

Can a payday lender charge me a penalty for repaying my loan early in Raymond, California?

No, a payday lender cannot charge you a penalty for repaying your loan early in Raymond, California. In fact, it is generally in your best interest to repay your loan as quickly as possible to save on interest and fees.

Can a payday lender require me to have a bank account in order to take out a loan in Raymond, California?

Yes, a payday lender can require you to have a bank account in order to take out a loan in Raymond, California. This is because most payday lenders require borrowers to provide a post-dated check or authorize an electronic withdrawal from their bank account in order to repay the loan.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa