Payday Loans in Rough and Ready, California

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No payday loan companies in Rough and Ready, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Stearns Lending Inc 1390 Willow Pass Rd # 380, Concord, CA 94520 +1 (925) 603 - 1700
Check `n Go 377 Arneill Rd, Camarillo, CA 93010 +1 (805) 484 - 6067
DolEx Dollar Express 5540 Santa Monica Blvd, Los Angeles, CA 90038 +1 (888) 246 - 2527
Redwood Credit Union 2763 4th St, Santa Rosa, CA 95405 +1 (707) 545 - 4000
U.S. Bank Branch 253 Mt Hermon Rd, Scotts Valley, CA 95066 +1 (831) 438 - 3697
Swift Title Loans Ukiah 165 S Orchard Ave, Ukiah, CA 95482 +1 (707) 205 - 3673
U.S. Bank Branch 57550 Twentynine Palms Highway, Yucca Valley, CA 92284 +1 (760) 365 - 6306
Check Into Cash 625 E Colorado St Suite C, Glendale, CA 91201 +1 (818) 243 - 3278
Oceanside Car Title Loans Ltd. 1752 Ord Way, Oceanside, CA 92056 +1 (442) 287 - 0988
Plumas Bank 336 Main St, Quincy, CA 95971 +1 (530) 283 - 6800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rough and Ready, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Monrovia, CA, Emergency Loan in Montclair, CA, Payday Loans in Montebello, CA, Payday Loan Companies in Monterey Park, CA, Payday Loan for Moorpark, CA, No Credit Check Loans in Moreno Valley, CA, Short-term Loans in Morgan Hill, CA and Payday Loans in Mountain View, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rough and Ready, CA.

Payday Loans Available in Rough and Ready, CA By The Following ZIP Codes:

95975

Are Payday Loans Legal In Rough and Ready, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Rough and Ready, CA payday loan calculator

Payday Loans in Rough and Ready, California

Payday loans are a popular way for people to receive quick cash when they need it. These loans are typically small, short-term loans that are designed to be paid back with the borrower’s next paycheck. In the state of California, payday loans are legal, but there are specific laws and regulations that lenders must comply with.

How Do Payday Loans Work?

To obtain a payday loan, a borrower typically needs to provide proof of income, such as a paycheck stub, and a valid identification card. The borrower then writes a post-dated check for the loan amount plus fees to the lender, who agrees to hold the check until the borrower’s next payday. When the borrower’s next payday arrives, the lender cashes the check and the loan is paid off.

It’s important to note that these loans can come with high fees and interest rates, so borrowers should make sure they can pay back the loan before applying. Failure to pay back the loan on time can result in additional fees and long-term financial repercussions.

Legal Regulations in California

California has specific laws and regulations governing payday loans that lenders must follow. These laws include a maximum loan amount of $300, a maximum loan term of 31 days, and a maximum fee of 15% per loan. Additionally, lenders are required to provide borrowers with specific disclosures, including the total cost of the loan and the annual percentage rate (APR).

It’s important for borrowers to understand these regulations and to ensure that they are working with a licensed lender that complies with them. Borrowers can check to see if a lender is licensed by visiting California’s Department of Business Oversight website.

The Benefits of Payday Loans

Despite the high fees and interest rates associated with payday loans, there are some benefits to these types of loans. For one, they can provide quick cash to borrowers who need it, often with same-day or next-day funding. Additionally, these loans can be much easier to obtain than traditional loans, as they often have less stringent credit requirements.

Interesting Facts and Statistics

  • California has the highest number of payday loan storefronts in the country
  • The average payday loan in California is $255
  • Approximately 12 million Americans take out payday loans each year

Apply Now

At TheGuaranteedLoans, we provide a convenient and secure way for borrowers to connect with potential lenders who specialize in payday loans. Our online application takes just minutes to complete, and borrowers can receive multiple loan offers to compare and choose from. It’s important to note that we are a connector service, not a direct lender, and we cannot guarantee loan approval or specific terms. However, we work with a network of reputable lenders who comply with all state and federal regulations.

If you’re considering a payday loan in Rough and Ready, California, fill out our online application today and let us help you find the right lender for your needs.

F.A.Q.

How long does it take to get a payday loan in Rough and Ready, California?

In most cases, payday loans in Rough and Ready, California can be approved and disbursed within a few hours.

Are there any alternatives to payday loans in Rough and Ready, California?

Yes, there are several alternatives to payday loans in Rough and Ready, California, such as credit unions, small personal loans, or financial assistance programs.

Look for Short-Term Loans in Other Cities:

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