Payday Loans in Salinas, California

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Payday Loan Companies in Salinas, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 202 Pajaro St 93901 +1 (831) 540 - 1167
Advance America 977 N Main St 93906 +1 (831) 771 - 2783
Advance America 1948 N Main St 93906 +1 (831) 442 - 3191
Advance America 636 Williams Rd 93905 +1 (831) 751 - 6313
American AgCredit 924 E Blanco Rd 93901 +1 (831) 424 - 1756
Apoyo Financiero Salinas 1577 N Sanborn Rd 93905 +1 (831) 269 - 3087
Cal Coastal - A Small Business Lender 221 S Main St 301 93901 +1 (831) 424 - 1099
California Check Cashing Stores 45 S Sanborn Rd 93905 +1 (831) 753 - 2274
California Check Cashing Stores 45 S Sanborn Rd suite e 93905 +1 (831) 753 - 2274
Champion Financial Services Inspection Location 1111 N Main St suite a-1 93906 +1 (831) 222 - 3993
Check `n Go 1554 N Sanborn Rd 93905 +1 (831) 751 - 7905
Check Into Cash 1571 N Sanborn Rd 93905 +1 (831) 758 - 2204
Check Into Cash 1134 S Main St 93901 +1 (831) 757 - 1029
Express Bad Credit Loans 1634 N Main St 93906 +1 (831) 713 - 2834
Fast Auto and Payday Loans, Inc. 1039 E Alisal St 93905 +1 (831) 540 - 1610
Fast Auto Loans, Inc. 1063 N Main St 93906 +1 (831) 540 - 1609
Fast Auto Loans, Inc. 1039 E Alisal St 93905 +1 (831) 540 - 1609
Monterey Credit Union 1566 N Main St 93906 +1 (831) 647 - 1000
Nolasco & Z Financial 1287 N Main St 93906 +1 (831) 975 - 5994
Oportun 640 E Boronda Rd 93906 +1 (855) 444 - 7001
Oportun 624 Williams Rd 93905 +1 (855) 444 - 7001
Order Express 628 Williams Rd 93905 +1 (888) 666 - 1602
Pacific AG Credit Inc 975 W Alisal St D 93901 +1 (831) 424 - 4412
Payday Today Salinas Ca 1860 N Main St ste n 93906 +1 (831) 443 - 0521
TNL Car Title Loans 93901 +1 (408) 512 - 3677
Union Bank 1001 S Main St 93901 +1 (831) 754 - 6814

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Salinas, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Bernardino, CA, No Credit Check Loans in San Bruno, CA, Short-term Loans in San Clemente, CA, Short-term Loans in San Diego, CA, 24-Hour Loan in San Dimas, CA, Short-term Loans in San Francisco, CA, Payday Loans in San Gabriel, CA and Payday Loans in San Jacinto, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Salinas, CA.

Beautiful sights of Salinas, CA

Payday Loans Available in Salinas, CA By The Following ZIP Codes:

93915, 93902, 93906, 93908, 93907, 93912, 93905, 93901

Are Payday Loans Legal In Salinas, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Salinas, CA payday loan calculator

What are Payday Loans?

Payday loans, also known as cash advances, are a type of short-term loan that can help individuals in need of immediate funds. The loans are designed to cover unexpected expenses such as medical bills, vehicle repairs, or an emergency situation. Payday loans are legal in the state of California, with lenders having to abide by state regulations. Borrowers who take out payday loans in Salinas, California should be aware of the regulations and laws set in place to ensure their protection.

How do Payday Loans work in Salinas, California?

In Salinas, California, payday loans are provided by lenders who offer quick approval and a fast turnaround time. Borrowers who need funds may apply through an online application or in person at a payday loan lender in Salinas. In the state of California, applicants are required to provide proof of identity, proof of income, and proof of residence.

When applying for a payday loan, borrowers should be aware of the applicable loan term and maximum loan amount. In Salinas, California, the maximum loan amount is $300 and the loan term is for up to 31 days. Borrowers should also know that the maximum finance rate and fees for a payday loan in the state of California are 15 percent of the loan amount.

What are the benefits and risks of Payday Loans?

Payday loans can be beneficial when used responsibly. The quick approval process and availability of funds can be a great solution for those in need of quick cash. Payday loans can also help those with a poor credit score access funds that may not otherwise be available.

However, there are risks associated with payday loans, including high interest rates and fees. If borrowers are unable to repay their payday loan on time, they may incur late fees or face additional interest charges. Borrowers should also be aware that not all lenders are reputable and may seek to take advantage of borrowers with high fees and predatory terms. It is important to research potential lenders in Salinas, California to make sure they are reputable and have a good reputation.

How to choose a Payday Loan lender in Salinas, California?

When looking for a payday loan lender in Salinas, California, it is important to research potential lenders and understand the terms of their loan. It is also important to read the lender’s online reviews and ask for referrals from those who have used their services. Additionally, borrowers should ensure that the lender is licensed in the state of California and complies with all applicable laws and regulations.

Borrowers should make sure to compare interest rates, fees, and repayment terms between different lenders. They should also look out for additional fees and charges that may be associated with the loan. Finally, borrowers should make sure that they understand the repayment schedule and that they will be able to make payments on time.

F.A.Q.

Are payday loans legal in California?

Yes, payday loans are legal in California and lenders must abide by the state’s regulations.

How much can I borrow with a payday loan in Salinas?

In Salinas, California, the maximum loan amount a borrower can take out is $300.

What should I look for when choosing a payday loan lender?

When choosing a payday loan lender in Salinas, California, you should look for lenders who are licensed in the state, have a good reputation, and offer competitive interest rates and fees. You should also make sure to read any online reviews and ask for referrals from those who have used the lenders services.

Apply Now!

If you’re in need of quick funds and are looking for a payday loan in Salinas, California, TheGuaranteedLoans can help you find a reputable lender. We are not a lender, however, and offer free resources for borrowers to compare various lenders and loan terms.

To start your application, please visit our website and fill out the online application form. After submitting your application, our team will connect you with a lender that fits your needs.

TheGuaranteedLoans offers free resources for borrowers who are looking for payday loans in Salinas, California. We are not a lender and are not affiliated with any lenders, so be sure to check out our reviews and research each lender carefully before applying.

More F.A.Q.

Can I be denied a payday loan in Salinas, California if I have filed for bankruptcy?

Yes, payday lenders in Salinas, California can deny your loan application if you have filed for bankruptcy. This is because bankruptcy indicates financial instability and may make it difficult for you to repay the loan.

Are there any restrictions on the amount of a payday loan that can be taken out in Salinas, California?

Yes, the California Deferred Deposit Transaction Law limits the amount of a payday loan that can be taken out in the state. The maximum loan amount is $300, and the minimum loan term is 31 days.

How Many Cash Advance Companies are in Salinas, CA?

With the help of our service, you will be able to find 26 cash advance companies in Salinas, CA

What Cash Advance Companies in Salinas, CA are the most popular?

You should check Advance America, California Check Cashing Stores, and Check Into Cash. Also, you can start your application online on our website.

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