Payday Loans in San Diego, California

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Payday Loan Companies in San Diego, CA

Company nameAddressZip codePhone number
24 Hour Payday Loans in San Diego 4121 University Ave 92105 +1 (619) 282 - 6893
Accion 404 Euclid Ave 271 92114 +1 (619) 795 - 7250
ACE Cash Express 3740 Rosecrans St Ste D 92110 +1 (619) 291 - 1465
Advance America 4120 Clairemont Mesa Blvd., Unit 101-C 92117 +1 (858) 490 - 0292
Advance Check Express 9473 Black Mountain Rd 92126 +1 (858) 527 - 1516
Anchor Mortgage 3110 Camino del Rio S 92108 +1 (619) 281 - 7160
Bay Equity Home Loans - The Touchstone Group 4909 Murphy Canyon Rd 510 92123 +1 (858) 449 - 1961
Capital Loan Associates 11590 W Bernardo Ct Ste. 120 92127 +1 (858) 376 - 0404
Cash Advance San Diego 1049 Sixth Ave 92101 +1 (619) 393 - 6672
Cash Plus 3007 Clairemont Dr # J 92117 +1 (619) 275 - 7587
Cashco Pawn Shop San Diego Gold & Diamond Buyers 6251 Imperial Ave 92114 +1 (619) 264 - 7296
Champion Financial Services 6620 El Cajon Blvd Ste B 92115 +1 (619) 383 - 3006
Check 'n Go 8199 Clairemont Mesa Blvd Suite L 92111 +1 (858) 576 - 7444
Check Into Cash 5163 Clairemont Mesa Blvd 92117 +1 (858) 569 - 1297
Check Into Cash 1965-A El Cajon Blvd 92104 +1 (619) 543 - 9781
Check n Go 1264 University Ave 92103 +1 (619) 682 - 4000
Checkmate 9211 Clairemont Mesa Blvd #102 92123 +1 (858) 277 - 1000
Checkmate 405 W Washington St 92103 +1 (619) 542 - 0500
Deputy Dawgs Loans & Notary 4961 Reynolds St 92113 +1 (619) 756 - 7213
E C Lending 2254 Moore St 92110 +1 (619) 764 - 5901
Express Funding 1081 Camino del Rio S 92108 +1 (619) 660 - 9024
Fast Auto and Payday Loans 3760 Gaines St a 92110 +1 (619) 858 - 0940
Fast Auto and Payday Loans, Inc. 1525 Palm Ave 92154 +1 (619) 863 - 4140
Fast Auto and Payday Loans, Inc. 6787 El Cajon Blvd 92115 +1 (619) 337 - 2310
First Financial 2850 Womble Rd ste 100-604 92106 +1 (800) 315 - 7791
Funding Master 10650 Falcon Way 203 92131 +1 (760) 803 - 2075
Home and Loan Finders 6310 Greenwich Dr 150 92122 +1 (800) 240 - 7586
Hot Loan 6331 Nancy Ridge Dr 92121 +1 (858) 622 - 9205
Intercam 364 E San Ysidro Blvd 92173 +1 (619) 690 - 0776
Liberty Capital Group, Inc. 1011 Camino del Rio S 440 92108 +1 (888) 588 - 4128
Loan Guy 10509 Vista Sorrento Pkwy 92121 +1 (858) 433 - 6607
Mega Auto Finance 925 B St 202 92101 +1 (800) 604 - 4851
Midland Credit Management 350 Camino De La Reina 100 92108 +1 (800) 296 - 2657
Moneytree 2702 El Cajon Blvd 92104 +1 (619) 563 - 6669
Newprot Mortgage Co 5090 Shoreham Pl 92122 +1 (858) 558 - 9070
Omega Realty & Funding 16870 W Bernardo Dr 92127 +1 (858) 674 - 4001
Omni Military Loans 2850 Main St 92113 +1 (619) 237 - 0576
Oportun 517 E San Ysidro Blvd 92173 +1 (619) 631 - 4829
Out of Business 9272 Miramar Rd 92126 +1 (760) 458 - 1666
Pacific Beach Loan & Jewelry 1471 Garnet Ave 92109 +1 (858) 272 - 9700
Pacific Debt, Inc. 750 B St 1700 92101 +1 (877) 722 - 3328
Payday Money Centers 910 Grand Ave #107 92109 +1 (858) 274 - 5709
Payday Money Centers 4488 Convoy St 92111 +1 (858) 565 - 6777
Payday Money Centers- East San Diego 4090 El Cajon Blvd 92105 +1 (619) 563 - 6543
Payday Money Centers- Kearny Mesa 4488 Convoy St 92111 +1 (858) 565 - 6777
Payday Money Centers- Pacific Beach 910 Grand Ave 107 92109 +1 (858) 274 - 5709
PB Financial Group Corporation - San Diego Office 402 W Broadway 400 92101 +1 (619) 330 - 3353
Property Brokerage & Loans 2665 Ariane Dr STE 201 92117 +1 (858) 581 - 1800
Reliant Funding 9540 Towne Centre Dr 200 92121 +1 (888) 239 - 7865
Reverse Mortgage Lending 3565 Del Rey St 302 92109 +1 (800) 730 - 6558
SDCCU Balboa/Genesee 5407 Balboa Ave 420 92111 +1 (877) 732 - 2848
SDCCU Hillcrest Branch 502 University Ave 500 92103 +1 (877) 732 - 2848
SDCCU Rancho Bernardo Branch 11965 Bernardo Plaza Dr 169 92128 +1 (877) 732 - 2848
SDCCU Rancho Penasquitos Branch 13179 Black Mountain Rd 3 92129 +1 (877) 732 - 2848
SDCCU San Ysidro Branch 2036 Dairy Mart Rd 130 92173 +1 (877) 732 - 2848
SDCCU Sorrento Mesa Branch 10066 Pacific Heights Blvd 104 92121 +1 (877) 732 - 2848
Small Business Loans San Diego CA - Merchant Cash Advance 770 11th Ave 92101 +1 (619) 432 - 6104
Source Capital Funding, Inc. - Direct Hard Money Lender 11770 Bernardo Plaza Ct 205 92128 +1 (888) 334 - 6636
Speedy Cash 6686 El Cajon Blvd 92115 +1 (619) 464 - 1731
TCA Financial 600 B St 92101 +1 (888) 640 - 8832
TFC Title Loans - San Diego 3065 Rosecrans St 92110 +1 (844) 242 - 3543
The Check Cashing Place 4121 University Ave 92105 +1 (619) 282 - 6893
The Check Cashing Place 1255 Imperial Ave 92101 +1 (619) 232 - 2274
TitleMax Title Loans 5399 El Cajon Blvd 92115 +1 (619) 265 - 5277
Urgent Cash 7608 Linda Vista Rd 119 92111 +1 (858) 573 - 2800
USA Check Center formerly Check Center 1722 Euclid Ave 92105 +1 (619) 264 - 2805
USA Checks Cashed 2909 Coronado Ave 92154 +1 (619) 429 - 1300
USA Checks Cashed & Payday Advance 4913 Convoy St 92111 +1 (858) 292 - 1909
USA Checks Cashed & Payday Advance 5404 El Cajon Blvd 92115 +1 (619) 287 - 2414
USA Checks Cashed & Payday Advance 3001 El Cajon Blvd #100 92104 +1 (619) 281 - 8840
USA Checks Cashed & Payday Advance 449 Broadway 92101 +1 (619) 702 - 8110
USA Payday Advance 10825 Westview Pkwy 92126 +1 (858) 635 - 9500
USA Payday Loans / Payday Advance 10825 Westview Pkwy 92126 +1 (858) 635 - 9500
Village Equity Management Inc 9450 Mira Mesa Blvd C316 92126 +1 (858) 674 - 1477

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in San Diego, CA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in San Dimas, CA, Emergency Loan in San Francisco, CA, Payday Loans in San Gabriel, CA, Online Loans in San Jacinto, CA, Payday Loans in San Jose, CA, Payday Loans in San Juan Capistrano, CA, No Credit Check Loans in San Leandro, CA and Payday Loans in San Luis Obispo, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in San Diego, CA.

Beautiful sights of San Diego, CA

Payday Loans Available in San Diego, CA By The Following ZIP Codes:

92114, 92158, 92192, 92170, 92169, 92108, 92139, 92102, 92155, 92129, 92106, 92160, 92109, 92184, 92130, 92103, 92121, 92105, 92119, 92187, 92198, 92152, 92194, 92116, 92175, 92145, 92111, 92197, 92136, 92177, 92165, 92176, 92126, 92131, 92122, 92150, 92191

Are Payday Loans Legal In San Diego, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

San Diego, CA payday loan calculator

Payday loans in San Diego, CA, are short-term loans that allow borrowers to borrow money for a specific amount of time. These loans can be taken out repeatedly until the borrower has paid everything back. The amount requested is usually under $500, and the interest on payday loans in San Diego, CA, ranges from 400 percent to 600 percent APR.

You should know some things about payday loans in San Diego before you take one out: they are high-risk, require an excellent credit score, and have a repayment period that can be up to 14 months.

The reasons people use payday loans in San Diego, CA are usually to: pay unexpected bills, mortgage payments, or other expenses for which they can’t get a regular loan. Many payday loans in San Diego, CA, come with fees and charges. These fees or charges can include an upfront fee (usually 1% of the amount borrowed), an application fee (often $25), and a fee that is usually around 20% of the amount borrowed for each time the loan is used (called overdraft).

People who take payday loans in San Diego, CA, often seek immediate cash, but the money will be paid back in installments. The loan is for the amount borrowed for the duration of the loan and must be paid back in full, or else additional interest will be added to it. You can get up to $1500 from a payday lender in San Diego, CA, by applying online.

Applying online is a simple four-step process:

  1. You will be asked to provide personal information, such as your complete name, address, and phone number.
  2. You will be asked to provide information about your employment status, the amount of income you receive from your job, and your bank account information.
  3. You will be asked if you have any bad credit history and any additional income sources, such as alimony payments or disability insurance payments.
  4. You will be asked to provide information about your bank checking accounts, such as the routing number and your account number.

How to Find a Good Direct Lender in San Diego, CA, Online?

The first step to getting a direct lender in San Diego, CA, is to search online for a direct lender that you trust. Friends, coworkers, or neighbors can make recommendations. Direct lenders in San Diego use various applications and websites.

If you are looking for a direct lender in San Diego, CA, that offers personal and business loans, the direct lender must have a history of giving out quality loans. A good place to ask about the company’s history of giving out personal and business loans is on review sites written about them by other customers.

Payday loan lenders in San Diego, CA, will ask for more information than a standard application requires. Payday loan lenders are trying to determine if you have a poor credit history or no credit history. This can happen if you apply for your first loan in the United States.

The amount of money offered through a payday loan will be contingent on your pay date and your ability to repay based on your income. The interest rate may be higher than getting an installment loan from someone like a bank, but it will be quicker and easier to get approval for a payday loan.

When looking for a direct lender in San Diego, CA, it is also important that the direct lender does not require a high credit score or any credit to approve you for a payday loan. If a direct lender requires that you have at least good credit to get a payday loan, they will be able to provide you with the money you need. In San Diego, CA, payday loans are short-term loans typically used to cover unexpected expenses or other needs not covered by more traditional funding sources. Payday loans intend to be less expensive than similar loans offered by banks and other financial institutions.

There are several types of payday loans in San Diego, CA. Some payday companies allow their customers to borrow money over a longer period. For example, a company that only allows its customers to borrow up to $500 may be a direct lender. Other payday companies that offer longer-term loans may go by the names of payday loan cash advance or payday loan installment loan. The most common type of payday loan offers lenders a high-interest rate – perhaps 600% APR or even more – and is intended for use as short-term financing.

The types of payday loans in San Diego, CA, that are available to the borrower include:

  • Small, short-term loans are made primarily to cover everyday expenses such as car repairs or medical bills.
  • Financing for larger purchases or major purchases when the borrower does not have access to other sources of servicing funding.
  • Lending for needs associated with an unexpected situation, such as a sudden illness or injury.

Cash Advance Online in San Diego, CA

People looking for cash advance loans in San Diego, CA, may have diverse needs and purposes. For example, individuals living in San Diego, who unexpectedly find themselves short on cash while trying to pay off a debt, bill, or other obligation often turn to a cash advance loan to pay those bills. These intended purposes for a cash advance loan are typical examples of people who need to get a payday loan in San Diego, CA.

Cash advance loans are typically small amounts of loans that come with very high-interest rates. The loan amount will range from a few hundred dollars to a few thousand dollars for amounts that are substantially less than the minimum.

In some cases, people with bad credit or no credit history may have to get cash advance loans from San Diego, CA, payday lenders. These individuals may not be able to get a bank loan simply because they do not meet the requirements established by lenders. With many payday loan companies in California, the following are required to qualify for a payday cash advance:

  • The applicant must be at least 18 years old and residing in California.
  • The applicant must have a checking account that is currently open.
  • The applicant must have a bank routing number or a telephone number to call the lender.
  • Outstanding debts must be paid off – in full – before the cash advance will be approved.

In some cases, poor credit or no credit history can make it difficult for someone to get a cash advance loan from San Diego, CA, payday lenders. The cash advance companies in California evaluate your financial situation and your ability to pay back the money on time and in full. Lenders mustn’t make loans to people who cannot afford to pay back their loans.

Can I Get a Payday Loan for Bad Credit in San Diego, CA? 

Payday loan lenders in San Diego, CA, want to make sure that they are not making loans to people who do not have the funds to pay back their loans. It’s especially the case if you have no credit history at all. A few payday cash advance companies in California will approve applicants who qualify even though they do not have any credit or poor credit and can still become a customer for these companies.

These payday cash advance companies will determine whether or not your current financial situation makes it possible for you to qualify for a payday loan and help you figure out how much money you will need to repay the loan in full when the time is due.

24-Hour Payday Loans in San Diego, California

If you already know which company you want to get your payday loan from, you may be able to apply for a loan in 24 hours. If you need cash and need it fast, then getting a quick turnaround time can allow you to get the money you need and pay back the loan when it is due.

Some of the most common lenders for payday loans in San Diego, CA, can provide an application on their website or over the phone so that customers can submit their application for a loan at any time of day or night. Payday loans are one of the fastest-growing forms of financing because they are convenient and easy to obtain.

Can You Get a Payday Loan in San Diego, CA, Without a Bank Account? 

Many people wonder whether or not you can get a payday loan if you don’t have a bank account. Some individuals are concerned that they may not be able to qualify for a cash advance loan because they do not have any form of bank account whatsoever.

If you need cash and don’t have a bank account in San Diego, CA, then all is not lost – as you can still qualify for a cash advance loan if you can demonstrate that you have access to sufficient funds to repay the loan when it is due. Lenders verify your ability to repay the loan by reviewing your current financial situation and ensuring that there is adequate money available to make your repayment on time and in full.

As long as you have sufficient funds available to make your repayment, then you should be able to get a payday loan in San Diego, CA. Some of the best payday cash advance companies in California make it possible for individuals to get loans even if they do not have a bank account.

To secure the loan, these lenders can check your credit rating, and if you don’t already have a bank account, there will most likely be some extra requirements for you. The lender may require that you provide them with proof of residence, a valid photo ID, and recent pay stubs.

To get a payday loan in San Diego, CA, without a bank account then, you will need to be able to provide the lender with information about the money that you have available and will have available within 30 days. This way, the lender can see that you have all of the money available at your disposal and can determine whether or not it is feasible for you to repay the loan. Suppose you cannot provide proof of residence in San Diego, CA, or documents confirming your other financial details. It may be difficult for you to get the loan if your application is processed over the phone.

FAQ

Are Short-term Loans in San Diego, CA, Good?

Short-term loans are a great option for those who need monetary assistance. Payday cash advance loans offer convenient and fast solutions to financial troubles. With the help of a payday lender, you can quickly resolve your financial difficulties. If you do not know what to do about paying your bills and getting money for other important things, get in touch with a payday cash advance lender today and see what they can do to help you.

How Can I Get a Quick Loan in San Diego, CA?

There are many different companies out there that offer quick loans. However, if you are looking for the best and most profitable option, you should choose the cash advance lenders in San Diego, CA. With all of the different quick loan offerings available on the market today, you’ll surely be able to find one that fits your financial situation perfectly.

How to Get Bad Credit Loans in San Diego, CA?

To get approval for a payday cash advance loan with bad credit in San Diego, CA, you will most likely need to have proof of income and/or savings available at your disposal. By presenting proof of your income and savings, the lender will be able to determine whether or not they can make money on the loan by giving it out.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa