Payday Loans in San Quentin, California

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No payday loan companies in San Quentin, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 1936 N. Durfee Avenue, South El Monte, CA 91733 +1 (626) 452 - 0169
Pawn Shop of Ventura CA Loan, Sell & Buy Gold, Silver, Diamond Jewelry, Coins, Bullion, Watches, Guitars & Musical Instruments, Electronics, Power Tools, Sports Equipment 2016 E Thompson Blvd, Ventura, CA 93001 +1 (805) 641 - 9445
ACE Cash Express 6000 Lindhurst Ave, Marysville, CA 95901 +1 (530) 741 - 0464
5 Star Car Title Loans 27255 Camp Plenty Rd, Santa Clarita, CA 91351 +1 (661) 367 - 8555
Petaluma Home Loans / American Pacific Mortgage 628 E Washington St B, Petaluma, CA 94952 +1 (707) 773 - 4200
Ria Money Transfer 506 N Milpas St, Santa Barbara, CA 93103 +1 (855) 355 - 2141
TNL Car Title Loans 8990 Sierra Ave, Fontana, CA 92335 +1 (909) 587 - 6588
Plumas Bank 215 N Lake Blvd, Tahoe City, CA 96145 +1 (530) 581 - 2857
Gatl Santa Barbara Ca 5142 Hollister Avenue 522-k, Santa Barbara, CA 93111 +1 (805) 284 - 0583
Bank of America Financial Center 1211 Main St, Delano, CA 93215 +1 (661) 721 - 3211

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in San Quentin, CA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Gardena, CA, Online Loans in Gilroy, CA, Bad Credit Loans in Glendale, CA, Payday Loan Companies in Glendora, CA, Payday Loans in Goleta, CA, Payday Loans in Hacienda Heights, CA, Same Day Loans in Hanford, CA and Same Day Loans in Hawthorne, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in San Quentin, CA.

Beautiful sights of San Quentin, CA

Are Payday Loans Legal In San Quentin, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

San Quentin, CA payday loan calculator

Payday Loans in San Quentin, California: Understanding the Pros and Cons

Payday loans are a legal means of obtaining quick cash in California. Many people turn to payday loans when they need immediate funding for unexpected expenses, such as car repairs, medical bills, or rent. San Quentin, California, is no exception to the rising trend of payday loan usage.

Before diving into the pros and cons of payday loans in San Quentin, it’s essential to understand what payday loans are and how they work.

What are Payday Loans?

Payday loans are short-term loans designed to help individuals cover emergency expenses such as bills, medical costs, and car repairs. These loans are typically small, ranging from $100 to $1,000, and have a high-interest rate. The repayment period is usually two to four weeks or the next payday.

To qualify for a payday loan, borrowers must provide proof of income, a valid ID, and a checking account. The application process is quick and straightforward, with many lenders offering online applications. Once approved, the loan amount is deposited directly into the borrower’s checking account.

The Pros of Payday Loans in San Quentin, California

  • Quick access to cash: The application process is fast, and borrowers can receive their funds within one business day.
  • No credit check required: Payday lenders typically do not require credit checks, making it easier for those with poor credit to obtain a loan.
  • No collateral required: Unlike traditional loans, payday loans do not require borrowers to provide collateral.
  • Fair lending practices: Payday lenders in California are required to comply with state regulations that protect borrowers from unscrupulous lending practices.

The Cons of Payday Loans in San Quentin, California

  • High-interest rates: Payday loans have high-interest rates, sometimes exceeding 400%. This can lead to significant debt if the loan isn’t repaid quickly.
  • Short repayment period: The short repayment period can make it difficult for borrowers to repay the loan in full, leading to additional fees and interest charges.
  • Potential for cycle of debt: For those unable to repay the loan in full, the high-interest rates and short repayment period can lead to a cycle of debt, where the borrower takes out additional loans to cover the initial loan.
  • May not solve underlying financial problems: Payday loans may provide temporary relief, but they may not address the underlying financial problems that led to the need for a payday loan in the first place.

Interesting Facts and Statistics about Payday Loans in San Quentin, California

  • California has the most payday lending stores in the country, with around 2,000 storefronts throughout the state.
  • In San Quentin, California, the average payday loan is $255, with an interest rate of 460%.
  • In 2019, the California state legislature passed a bill, AB 539, which imposed stricter regulations on payday loans, including capping the interest rate at 36% and extending the repayment period to a minimum of three months.
  • The average payday loan borrower in California takes out approximately 10 payday loans per year, according to the California Department of Business Oversight.

Apply Now

If you’re in need of quick cash and considering a payday loan, TheGuaranteedLoans can connect you with potential lenders in San Quentin, California. Our online application process is fast and secure, and we’ll match you with lenders that offer fair lending practices and competitive interest rates.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We do not make credit decisions, and our service is always free to use. Fill out our online application today and get started on the road to financial stability.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a member of the military in San Quentin, California?

in San Quentin, California, payday lenders are prohibited from charging higher interest rates or fees to military members or their dependents. Military members and their dependents are entitled to the same maximum interest rate and finance charge as all other borrowers in San Quentin, California.

Can I be charged a higher interest rate or fees if I am a senior citizen in San Quentin, California?

in San Quentin, California, payday lenders are prohibited from charging higher interest rates or fees to senior citizens. All borrowers, regardless of age, are entitled to the same maximum interest rate and finance charge.

Look for Short-Term Loans in Other Cities:

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