Payday Loans in San Simeon, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in San Simeon, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1113 Imperial Avenue West, Ste. 106, Calexico, CA 92231 +1 (760) 357 - 9858
Bank of America Financial Center 633 Santa Cruz Ave, Menlo Park, CA 94025 +1 (650) 687 - 0883
East County Schools Federal Credit Union 1069 Graves Ave 100, El Cajon, CA 92021 +1 (619) 588 - 1515
Porterville Pawn 1488 W Olive Ave, Porterville, CA 93257 +1 (559) 793 - 4112
Reed Hazard - Branch Manager 621 S El Camino Real, San Clemente, CA 92672 +1 (949) 973 - 5226
AAA - Automobile Club of Southern California 28901 S Western Ave 137, Rancho Palos Verdes, CA 90275 +1 (310) 732 - 0042
Geoff Ball - Raymond James 445 Hemsted Dr, Redding, CA 96002 +1 (530) 226 - 1100
Principal Financial 8212 Rocky Hill Rd, Onyx, CA 93255 +1 (559) 721 - 6867
TNL Car Title Loans 24103 Ventura Blvd Ste 200, Calabasas, CA 91302 +1 (818) 877 - 4626
X Press Check Cashing 964 Sacramento Ave, West Sacramento, CA 95605 +1 (916) 372 - 0293

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in San Simeon, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hayward, CA, Payday Loans in Hemet, CA, Payday Loans in Hesperia, CA, Payday Loans in Highland, CA, Payday Loans in Hollister, CA, Payday Loans in Huntington Beach, CA, Emergency Loan in Huntington Park, CA and Payday Loans in Indio, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in San Simeon, CA.

Beautiful sights of San Simeon, CA

Payday Loans Available in San Simeon, CA By The Following ZIP Codes:

93452

Are Payday Loans Legal In San Simeon, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

San Simeon, CA payday loan calculator

Payday Loans in San Simeon, California: What You Need to Know

Payday loans are a type of short-term loan designed to help you cover unexpected expenses between paychecks. In San Simeon, California, payday loans are legal and readily available to those who need them. However, it’s essential to understand how these loans work, their benefits, and potential drawbacks.

How Payday Loans Work

Payday loans typically come with high-interest rates and fees and must be paid back in full within a short period of time, usually two to four weeks. In San Simeon, borrowers can usually borrow up to $300, depending on their income, and the lender will hold a personal check or authorization to debit their bank account for the loan amount plus fees and interest.

If the borrower cannot repay the loan on time, they may be charged additional fees and interest and may fall into a cycle of debt, where they continually borrow to pay off previous loans.

Benefits of Payday Loans

  • Quick access to cash: payday loans can help you cover unexpected expenses between paychecks.
  • No credit check required: most payday lenders do not require a credit check before approving a loan, making them accessible to borrowers with low credit scores or no credit history.
  • Easy to apply: payday loans can often be applied for online or in-store with minimal documentation.

Potential Drawbacks of Payday Loans

  • High-interest rates and fees: payday loans come with high-interest rates and fees, which can make them an expensive form of borrowing.
  • Short repayment periods: borrowers must repay payday loans in full within a short period of time, often two to four weeks, which can be difficult if they are living paycheck to paycheck.
  • Cycle of debt: if borrowers cannot repay their loans on time, they may be charged additional fees and interest and may fall into a cycle of debt, where they continually borrow to pay off previous loans.
  • Not a long-term solution: payday loans are not a long-term financial solution and should not be relied upon to cover regular expenses.

Interesting Facts and Statistics About Payday Loans in San Simeon, California

  • The average payday loan amount borrowed in San Simeon is $255.
  • According to California state law, payday lenders can charge a maximum fee of 15% of the loan amount, which means that for a $255 loan, the maximum fee would be $45.
  • Over 80% of payday loans in California are rolled over or followed by another loan within 14 days, according to a study by the California Department of Business Oversight.

Apply Now to Connect with Potential Lenders

If you need a payday loan in San Simeon, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender, and we work with a network of trusted lenders to help you find the right loan for your needs. To get started, fill out our online application form, and we’ll take care of the rest.

Remember, payday loans can be a useful tool for covering unexpected expenses between paychecks, but they come with high-interest rates and fees, so it’s important to borrow responsibly and choose the right lender for your needs.

F.A.Q.

Can I be charged a higher interest rate or fees if I am a member of a minority group in San Simeon, California?

in San Simeon, California, payday lenders are prohibited from charging higher interest rates or fees based on a borrower's race, ethnicity, or other minority status. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their minority status.

Can I be charged a higher interest rate or fees if I have filed for bankruptcy in San Simeon, California?

in San Simeon, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who have filed for bankruptcy. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their credit history or financial status.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa