Payday Loans in Santa Barbara, California

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Payday Loan Companies in Santa Barbara, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 429 N Milpas St 93103 +1 (805) 330 - 3683
About Justice 1936 De La Vina St 93101 +1 (805) 563 - 0853
ACE Cash Express 3611 State St 93105 +1 (805) 563 - 1142
American Riviera Bank Commercial Lending Center 30 E Figueroa Ste 200 93101 +1 (805) 724 - 4445
American Riviera Bank Santa Barbara Branch 1033 Anacapa St 93101 +1 (805) 965 - 5942
Ana's Services 2 1511 San Andres St suite a 93101 +1 (805) 564 - 4235
ATM 4 S Investments Inc 4801 Hollister Ave 93111
Bank of the West 3780 State St 93105 +1 (805) 687 - 5311
Blue Star Financial 1029 State St 93101 +1 (805) 884 - 0040
Chase Bank 1302 State St 93101 +1 (805) 568 - 5601
Commercial Loan Express 8 E Figueroa St 250 93101 +1 (805) 568 - 1660
Cornerstone Home Lending Inc. Mortgage Lenders Santa Barbara - Refinancing & VA home loan 1826 State St 93101 +1 (805) 563 - 1100
Evolution Lending 401 N Milpas St 93103 +1 (805) 899 - 2274
Fast Money Car Title Loans 3234 State St 93105 +1 (805) 669 - 7302
First Republic Bank 1200 State St 93101 +1 (805) 560 - 6883
Gatl Santa Barbara Ca 5142 Hollister Avenue 522-k 93111 +1 (805) 284 - 0583
Gert Walter & Associates 5082 Rhoads Ave 93111 +1 (805) 964 - 1777
Guaranteed Rate 809 De La Vina St 93101 +1 (805) 335 - 8753
Jose Vasquez - Stearns Lending 222 E Canon Perdido St 202 93101 +1 (805) 253 - 7515
Merrill Lynch Wealth Management Advisor Lisa M Daniel 1424 State St 93101 +1 (805) 963 - 6331
On Q Financial l Scott Lindberg l Santa Barbara, California 1332 Anacapa St UNIT 110 93101 +1 (805) 335 - 8201
One Hour Car Title Loans Santa Barbara 533 E Micheltorena St 93103 +1 (805) 324 - 6966
Pacific Premier Bank 1035 State St 93101 +1 (805) 979 - 4422
Payday Advance 3528 State St 93105 +1 (805) 682 - 8419
Raymond James 1216 State St 93101 +1 (805) 730 - 3350
Ria Money Transfer 506 N Milpas St 93103 +1 (855) 355 - 2141
Santa Barbara Bank & Trust 3910 State St 93105 +1 (805) 898 - 8878
Santa Barbara County Federal Credit Union 2623 De La Vina St 93105 +1 (805) 682 - 3357
Santa Barbara Loan & Jewelry 136 E Victoria St 93101 +1 (805) 966 - 6264
Santa Barbara Teachers Federal Credit Union 3970 La Colina Rd 12 93110 +1 (805) 682 - 2467
The Todey/Villasenor Team - Caliber Home Loans 801 Garden St 200 93101 +1 (805) 377 - 0890
TIAA Financial Services 7 W Figueroa St Suite 305 93101 +1 (866) 842 - 2905
Title Loans Express 21 E Carrillo St 93101 +1 (805) 576 - 7039
U.S. Bank Branch 936 State St 93101 +1 (805) 957 - 2222
Union Bank 1960 Cliff Dr 93109 +1 (805) 965 - 7125
Unison Financial Group 16 W Mission St 93101 +1 (805) 568 - 0505

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santa Barbara, CA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Santa Clara, CA, Short-term Loans in Santa Clarita, CA, Payday Loans in Santa Cruz, CA, Short-term Loans in Santa Maria, CA, No Credit Check Loans in Santa Monica, CA, Payday Loans in Santa Paula, CA, Payday Loans in Santa Rosa, CA and Payday Loans in Santee, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santa Barbara, CA.

Beautiful sights of Santa Barbara, CA

Payday Loans Available in Santa Barbara, CA By The Following ZIP Codes:

93140, 93110, 93102, 93150, 93105, 93103, 93107, 93106, 93108, 93111, 93130, 93121, 93190, 93160, 93101, 93120, 93109

Are Payday Loans Legal In Santa Barbara, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Santa Barbara, CA payday loan calculator

What are Payday Loans in Santa Barbara, California

Payday loans are short-term, unsecured loans that offer borrowers with quick access to money. They are available in Santa Barbara, California, and like other types of personal loans, help borrowers meet unexpected financial needs between paychecks. Payday loans are legal in California, but the state does regulate how lenders can charge interest rates.

Who Can Qualify for a Payday Loan in Santa Barbara, California?

Payday loans are available for anyone over the age of 18 who has a regular source of income. To qualify, applicants typically need to provide basic personal and financial information. This includes contact information, proof of income such as pay stubs, and an active checking account. Depending on the lender, they may require a minimum amount of income.

What are the Costs and Fees Associated with Payday Loans in Santa Barbara, California?

Payday loans in Santa Barbara, California, are subject to state regulations. This means that loans must be given out at a reasonable interest rate and that lenders cannot charge excessive fees. Lenders must also provide borrowers with a full disclosure of the cost of the loan, including applicable fees and interest rates. These fees can vary from lender to lender, so it is important to compare different lenders before deciding which one to work with.

Can I Get a Payday Loan if I Have Bad Credit?

Payday loans are intended for borrowers with bad credit. Most lenders do not require a credit check, which is why they are an attractive option for people with poor credit. However, it is important to remember that taking out a payday loan can have a negative impact on your credit score.

When Should I Take Out a Payday Loan?

Payday loans are meant to be used for short-term, unexpected expenses. They are not recommended for long-term borrowing or to pay off existing debt. Payday loans should only be used if you are sure you can afford to repay the loan in a timely manner. Payday loans are often expensive and can lead to additional financial problems if not paid back in full and on time.

F.A.Q.

What are the requirements for a payday loan in Santa Barbara, California?

In order to qualify for a payday loan in Santa Barbara, California, borrowers must be over the age of 18, have active checking accounts, and have a regular source of income. Some lenders may require a minimum income amount.

Are payday loans expensive?

Yes, payday loans can be expensive due to the high interest rates and fees associated with them. It is important to compare lenders and their terms in order to get the best deal.

Are payday loans the right choice for me?

Payday loans should only be used for short-term, unexpected expenses. It is important to consider your ability to repay the loan in a timely manner before taking out a payday loan.

Apply Now

If you’re looking for a payday loan in Santa Barbara, California, TheGuaranteedLoans can help you find the right lender. We are not a lender, but we can connect you with lenders who offer payday loans. To get started, simply fill out our online application and our team will take care of the rest. Get the money you need today with a payday loan from TheGuaranteedLoans.

More F.A.Q.

Can I rollover my payday loan in Santa Barbara, California?

No, rollovers are not allowed for payday loans in Santa Barbara, California. Once the loan is due, you must repay the full amount or negotiate a repayment plan with the lender.

Are there any alternatives to payday loans in Santa Barbara, California?

Yes, there are several alternatives to payday loans in Santa Barbara, California. These include credit unions, community organizations, and financial institutions that offer short-term loans with lower interest rates.

How Many Cash Advance Companies are in Santa Barbara, CA?

With the help of our service, you will be able to find 36 cash advance companies in Santa Barbara, CA

What Cash Advance Companies in Santa Barbara, CA are the most popular?

You should check 5 Star Car Title Loans, ACE Cash Express, and ATM 4 S Investments Inc. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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