Payday Loans in Santa Maria, California

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Payday Loan Companies in Santa Maria, CA

Company nameAddressZip codePhone number
Advance America 1525 S Broadway Ste A 93454 +1 (805) 925 - 5493
Advance America 1954-C S Broadway 93454 +1 (805) 922 - 2033
Advance America 1525 A S Broadway 93454 +1 (805) 925 - 5493
California Coastal Rural Dev 910 E Stowell Rd 105 93454 +1 (805) 349 - 0798
Check `n Go 325 East Betteravia Road, Unit B-6A 93454 +1 (805) 928 - 1701
Check 'n Go 325 Betteravia Rd Unit B-6A 93454 +1 (805) 928 - 1701
Check Into Cash 230 E Betteravia Rd 93454 +1 (805) 928 - 0401
Check Into Cash 317 Town Center West 93458 +1 (805) 614 - 1023
CoastHills Credit Union 1125 E Clark Ave 93455 +1 (805) 733 - 7600
Community Bank of Santa Maria 2739 Santa Maria Way 93455 +1 (805) 922 - 2900
Diamond Jewelry & Loan, East 319 E Main St 93454 +1 (805) 314 - 2028
Evolution Lending 2037 S Broadway 93454 +1 (805) 922 - 1350
Express Bad Credit Loans 2258 S Bradley Rd 93455 +1 (805) 519 - 7781
Farm Credit West 1178 Tama Ln 93455 +1 (805) 922 - 7991
Lendmark Financial Services LLC 2125 S Broadway Suite 107 93454 +1 (805) 346 - 8726
loanDepot 2605 Miller St 106 93455 +1 (805) 361 - 7200
Mechanics Bank - Orcutt-Oak Knolls Branch 1110 E Clark Ave 93455 +1 (805) 937 - 2028
Montana Capital Car Title Loans 908 N Broadway 93454 +1 (805) 491 - 9882
Mountain Coast Mortgage 723 E Main St 93454 +1 (805) 347 - 4488
Net-Cashrebates 301 Miller St 93454 +1 (805) 310 - 5589
Payday Advance 602 S Broadway 93454 +1 (805) 352 - 1151
Santa Maria Ca Auto Car Financing 1430 S. Eagle Ct STE F 93454 +1 (805) 749 - 2429
Santa Maria Casa De Cambio 1211 N Broadway 93454 +1 (805) 346 - 6115
TNL Car Title Loans 112 W Jones St #303 93458 +1 (805) 804 - 3678
Western Vista Home Loans 1107 S Broadway 93454 +1 (805) 922 - 7884

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santa Maria, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Santa Monica, CA, Guaranteed Loans in Santa Paula, CA, Quick Loan in Santa Rosa, CA, Payday Loans in Santee, CA, Payday Loans in Saratoga, CA, Payday Loans in Seaside, CA, Payday Loans in Simi Valley, CA and Payday Loans in South Gate, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santa Maria, CA.

Beautiful sights of Santa Maria, CA

Payday Loans Available in Santa Maria, CA By The Following ZIP Codes:

93458, 93456, 93454, 93455, 93457

Are Payday Loans Legal In Santa Maria, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Santa Maria, CA payday loan calculator

What are Payday Loans in Santa Maria, California?

Payday loans are short-term, high-cost loans that are accessible to borrowers in Santa Maria, California. These loans typically range between $100 and $1,000 and are intended to be repaid in two to four weeks. The lender will typically charge a fixed fee for each loan, whether or not the loan is repaid. In Santa Maria, payday loan providers must abide by state law and are subject to regulation by the California Department of Business Oversight.

Are Payday Loans Legal in Santa Maria, California?

Yes, payday loans are legal in Santa Maria, California. California state law provides that payday loans may be offered to consumers if certain criteria are met. These criteria include the borrower’s age and income, verification of the loan amount, and ensuring that the loan agreement does not specify any interest rates or fees beyond the applicable law.

What are the Advantages of Payday Loans?

Payday loans offer several advantages. The primary benefit of payday loans is that they are available to borrowers who may have limited access to other forms of financing. These loans can be processed quickly, allowing borrowers to access funds quickly and without traditional forms of credit checks. Additionally, payday loans can help borrowers meet short-term cash needs and bridge gaps in income.

What are the Disadvantages of Payday Loans?

Payday loans do come with risks and disadvantages. Borrowers should be aware that payday loans typically have a high interest rate, making them more expensive than traditional forms of credit. Additionally, these loans may come with a variety of fees and charges, making them even more expensive. Payday loan providers may also require borrowers to grant access to their financial accounts in order to facilitate repayment.

Who Should Consider a Payday Loan in Santa Maria, California?

Payday loans can be beneficial for borrowers who need access to short-term cash and may not qualify for traditional forms of credit. However, borrowers should exercise caution when considering a payday loan and should only borrow what they need and are confident they can repay. Borrowers should also be aware of the costs associated with these loans and should ensure they understand the terms of the loan prior to signing the agreement.

How to Get a Payday Loan in Santa Maria, California?

Getting a payday loan in Santa Maria, California is relatively straightforward. The borrower will need to meet the criteria specified by the lender and provide the necessary financial documentation. Once the borrower’s application is approved, the loan amount and repayment terms will be determined. The borrower will then need to sign the agreement in order to receive the loan funds.

How to Apply for a Payday Loan Online with TheGuaranteedLoans?

TheGuaranteedLoans provides an easy, secure way for borrowers to apply for payday loans. Borrowers can fill out the online application form and submit it for review. Once approved, borrowers will be connected with lenders who can help them obtain the loan they need. TheGuaranteedLoans is not a lender, but we can provide a quick and easy way to connect with lenders who may be able to help.

FAQs

Q: Are payday loans available in Santa Maria, California?
A: Yes, payday loans are available in Santa Maria, California, though they are subject to the regulations of the state.

Q: When should I consider a payday loan?
A: Payday loans can provide a solution for borrowers who need quick access to cash and may not qualify for traditional forms of credit. However, borrowers should exercise caution and be sure that they can make payments on time before taking out a payday loan.

Q: How do I apply for a payday loan with TheGuaranteedLoans?
A: Applying for a payday loan with TheGuaranteedLoans is easy and secure. Simply fill out the online application form and submit it for review. If approved, you will be connected with lenders who may be able to help.

Apply Now

At TheGuaranteedLoans, we make it easy to apply for a payday loan in Santa Maria, California. To get started, fill out our simple online application and submit it for review. If approved, you will be connected with lenders who can help you obtain the loan you need. TheGuaranteedLoans is not a lender, but we can provide a fast and easy way to connect with lenders who may be able to help.

More F.A.Q.

Can a payday lender require me to provide collateral for a loan in Santa Maria, California?

No, payday lenders in Santa Maria, California are not allowed to require collateral for a loan. This means that you do not have to put up any personal property, such as your car or home, as security for the loan.

Can a payday lender charge me a fee for paying off my loan early in Santa Maria, California?

No, payday lenders in Santa Maria, California are not allowed to charge a fee for paying off your loan early. This means that you can repay your loan in full at any time without incurring any additional costs.

How Many Cash Advance Companies are in Santa Maria, CA?

With the help of our service, you will be able to find 25 cash advance companies in Santa Maria, CA

What Cash Advance Companies in Santa Maria, CA are the most popular?

You should check Advance America, Check Into Cash, and Check `n Go. Also, you can start your application online on our website.

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