Payday Loans in Standard, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Standard, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 6624 Laguna Blvd Suite 106, Elk Grove, CA 95758 +1 (916) 683 - 6703
Loanmart Sacramento, CA 95814 +1 (916) 341 - 9927
We Find Lenders 8 Durango Dr, Rancho Mirage, CA 92270 +1 (760) 904 - 0053
Associated Home Loans 4835 Soquel Dr, Soquel, CA 95073 +1 (831) 479 - 7777
California Title Loans 2102 Business Center Dr STE 130, Irvine, CA 92612 +1 (213) 867 - 4911
Check Into Cash 101 Challenger Way, Lancaster, CA 93535 +1 (661) 945 - 2463
United Security Bank 40074 CA-49, Oakhurst, CA 93644 +1 (559) 683 - 2200
Auto Title Loans 17600 Monterey Rd, Morgan Hill, CA 95037 +1 (408) 776 - 1123
TNL Car Title Loans 28202 Cabot Rd Ste 295, Laguna Niguel, CA 92677 +1 (949) 427 - 2987
Diamond Hills Financial 3333 S Brea Canyon Rd STE 119, Diamond Bar, CA 91765 +1 (909) 612 - 8170

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Standard, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Santa Maria, CA, Guaranteed Loans in Santa Monica, CA, Online Loans in Santa Paula, CA, Quick Loan in Santa Rosa, CA, Short-term Loans in Santee, CA, Payday Loans in Saratoga, CA, Payday Loans in Seaside, CA and Same Day Loans in Simi Valley, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Standard, CA.

Are Payday Loans Legal In Standard, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Standard, CA payday loan calculator

Payday loans have become a popular financing option for many people. They are short-term loans intended to be repaid on the borrower’s next payday. However, like any financial product, it is essential to understand how they work and the regulations governing payday loans in Standard, California.

Payday loans in Standard, California: Overview

The California Department of Business Oversight (DBO) regulates payday loans in Standard, California. Payday lenders must be licensed to operate in the state. Under California law, payday loans cannot be more than $300, and the maximum loan term is 31 days.

Payday lenders are also required to disclose the loan’s Annual Percentage Rate (APR) and fees in writing before the borrower signs the loan agreement. The maximum APR for a 14-day $100 loan is 459% in California.

Are payday loans legal in Standard, California?

Yes, payday loans are legal in California. However, the state has implemented strict rules and regulations to protect consumers from predatory lenders. All lenders must be licensed, and there are limits on how much they can charge for their services.

How to qualify for a payday loan in Standard, California

To qualify for a payday loan in Standard, you need to meet the following requirements:

  • Must be at least 18 years old
  • Must have a valid government-issued ID
  • Must have a verifiable source of income
  • Must have an open and active checking account

To apply for a payday loan, you need to provide your personal information, employment information, and banking information. The lender will then determine if you are eligible for a loan and the loan amount.

Interest rates and fees

Payday lenders in California can charge a maximum of 15% of the loan amount as a fee. For example, if you borrow $300, your lender can charge you a maximum of $45 in fees. Additionally, if you cannot repay your loan on the due date, the lender may charge a non-sufficient funds (NSF) fee of up to $15.

The average APR for payday loans in California is 372%, which is higher than the national average of 391%. It is essential to remember that payday loans are short-term loans and are not intended to be a long-term financial solution.

Benefits of payday loans

Payday loans can be beneficial in emergencies when you need cash quickly. They are also an option when you have bad credit and cannot qualify for other financing options. Payday loans do not require collateral, so you don’t need to put your assets at risk.

Apply now with TheGuaranteedLoans

Applying for a payday loan can be a daunting task, especially when you need money urgently. TheGuaranteedLoans is a connector service for potential borrowers and lenders. We offer a user-friendly platform that allows you to complete your application online from the comfort of your home.

We have partnered with a network of lenders who specialize in payday loans. Once you submit your application, we will connect you with lenders who will review your request and determine if you are eligible for a loan.

It is crucial to remember that TheGuaranteedLoans is not a direct lender. We do not make loan decisions or provide loans. Our role is to connect you with a lender who can offer you the loan you need. We try to help as many people as possible but taking out a loan is a serious financial decision.

Interesting facts and statistics

  • In California, the average payday loan amount is $250.
  • The majority of payday borrowers in California are low-income earners.
  • There are over 2,000 licensed payday lenders in California.
  • The number of payday loan stores in California is more than the number of McDonald’s and Starbucks locations combined.

Conclusion

Payday loans can provide a financial lifeline when you need cash urgently. However, it is essential to understand the regulations governing payday loans in Standard, California. TheGuaranteedLoans can help you find a lender who can provide you with the loan you need to cover your expenses. Remember that payday loans are a short-term financing solution and are not intended to be a long-term financial solution.

F.A.Q.

Can a payday lender report my loan to a credit bureau in Standard, California?

Yes, a payday lender can report your loan to a credit bureau in Standard, California if you fail to repay your loan on time. This can negatively impact your credit score and make it more difficult to borrow money in the future.

Can a payday lender charge me a penalty for repaying my loan early in Standard, California?

No, a payday lender cannot charge you a penalty for repaying your loan early in Standard, California. In fact, it is generally in your best interest to repay your loan as quickly as possible to save on interest and fees.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa