Payday Loans in Stanford, California

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Stanford, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Transpacific Currency Services TCS- Santa Ana 1701 E McFadden Ave E, Santa Ana, CA 92705 +1 (714) 835 - 4116
The Tax Resolution Institute 21700 W Oxnard St 1160, Woodland Hills, CA 91367 +1 (818) 704 - 1443
Dryden Capital, Inc. 1202 Grant Ave B-1, Novato, CA 94945 +1 (800) 806 - 0584
Quick Cash Funds, Car Title Loans 522 Highland Ave, National City, CA 91950 +1 (800) 878 - 9467
Check Into Cash 1571 N Sanborn Rd, Salinas, CA 93905 +1 (831) 758 - 2204
Allied Cash Advance 1064 N. Kern Street, Taft, CA 93268 +1 (661) 765 - 7744
Hyundai Inland Empire 25072 Redlands Blvd, Loma Linda, CA 92354 +1 (909) 796 - 1600
Advance America 263 E Orange Ave Ste. D2, Chula Vista, CA 91911 +1 (619) 425 - 8456
Gems N' Loans - Escondido 336 W 2nd Ave, Escondido, CA 92025 +1 (760) 747 - 7117
Patelco Credit Union 2415 San Ramon Valley Blvd Suite 11, San Ramon, CA 94583 +1 (800) 358 - 8228

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stanford, CA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Torrance, CA, Payday Loans in Tracy, CA, Payday Loans in Tulare, CA, No Credit Check Loans in Turlock, CA, 24-Hour Loan in Tustin, CA, Payday Loans in Union City, CA, Quick Loan in Upland, CA and 24-Hour Loan in Vacaville, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stanford, CA.

Beautiful sights of Stanford, CA

Payday Loans Available in Stanford, CA By The Following ZIP Codes:

94305

Are Payday Loans Legal In Stanford, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Stanford, CA payday loan calculator

When we face an unexpected financial emergency, we all need a quick solution to get cash. In this situation, payday loans can come to the rescue. These loans offer a small amount of money to borrowers for a short period of time, typically until their next payday.

Payday Loans in Stanford, California

If you live in Stanford, California, you can apply for payday loans as they are legal in California. However, it is important to understand the terms and conditions of the loan to avoid falling into a cycle of debt. This article will guide you through the payday loan process in Stanford, California, and provide you with key information you need to know before applying for one.

What Are Payday Loans?

Payday loans are short-term loans commonly intended to cover small expenses until a borrower’s next paycheck. The loans are generally fast and easy to get, as many lenders don’t require a credit check or collateral. Instead, they take into account the borrower’s income, monthly expenses, and debt-to-income ratio to determine the amount they can lend. In California, payday loans can be up to $300, with a maximum term of 31 days.

The Payday Loan Process in Stanford

To apply for a payday loan in Stanford, California, you must be at least 18 years old and a resident of the state. You will also need a valid government-issued ID showing your name and address, proof of income, and a bank account. Additionally, some payday loan lenders in California may require a post-dated check or pre-authorized debit to repay the loan on your next payday.

Once you meet the requirements, you can start filling out the loan application form which can be online or in-person at a lender’s store. The application process is generally simple and straightforward, and you can get your loan approved in a few hours or even minutes. Many lenders in Stanford, California, also offer instant payday loans, allowing you to receive the funds in your bank account within a few hours or even on the same day of your application.

Benefits of Payday Loans in Stanford, California

  • Payday loans are easy to obtain, requiring minimum requirements to apply.
  • Payday loans are fast, with some lenders providing cash on the same day of the application.
  • Payday loans can be used to cover any urgent expenses, including car repairs, medical bills, or unexpected home expenses.
  • Payday loans can be a viable option for those with bad credit since many lenders don’t perform a credit check.

Risks of Payday Loans in Stanford, California

While payday loans can provide a quick solution for the short-term financial crisis, it is important to consider their potential risks before applying for one. The main risk associated with payday loans is their high interest rates which can go up to 460% APR in California. Additionally, many borrowers end up stuck in a cycle of debt, as they have to take out a new payday loan to cover the previous one causing much financial distress and risking their credit score.

Interesting Facts and Statistics About Payday Loans in Stanford, California

  • According to the Department of Business Oversight, Californians took out more than 12 million payday loans in 2016, resulting in over $4.5 billion in loan fees.
  • The average payday loan size in California is $250, which is lower than the national average of $350.
  • Payday loans are banned in 13 states due to their high-interest rates and predatory practices.
  • The Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or followed by another loan within 14 days, indicating that many borrowers struggle to pay them back on time.

Apply Now

If you are facing a financial emergency and considering applying for a payday loan in Stanford, California, TheGuaranteedLoans can help you connect with potential lenders. Please note that we are not a direct lender, and we do not provide loans directly. Instead, we act as a connector service to help you find the best lender for your needs. To apply, simply fill out our online application form, and we’ll match you with the right lender in no time.

F.A.Q.

Can a payday lender require me to take out credit insurance in order to take out a loan in Stanford, California?

No, a payday lender cannot require you to take out credit insurance in order to take out a loan in Stanford, California. This type of insurance is optional and the decision to purchase it is up to the borrower.

Can a payday lender require me to sign a contract in order to take out a loan in Stanford, California?

Yes, a payday lender can require you to sign a contract in order to take out a loan in Stanford, California. This contract will outline the terms of the loan, including the interest rate, fees, repayment schedule, and other important details.

Look for Short-Term Loans in Other Cities:

Adelanto Alameda Alhambra Aliso Viejo Altadena Anaheim Antelope Antioch Apple Valley Arcadia Azusa Bakersfield Baldwin Park Banning Beaumont Bell Bell Gardens Bellflower Beverly Hills Brea Brentwood Buena Park Burbank Burlingame Calexico Camarillo Campbell Carlsbad Carmichael Carson Castro Valley Cathedral City Ceres Cerritos Chico Chino Chino Hills Chula Vista Citrus Heights Claremont Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cupertino Cypress Daly City Dana Point Danville Davis Delano Diamond Bar Downey Dublin El Cajon El Centro El Dorado Hills El Monte Elk Grove Encinitas Escondido Fair Oaks Fairfield Fallbrook Folsom Fontana Fountain Valley Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Glendora Goleta Hacienda Heights Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Irvine La Habra La Mesa La Mirada La Puente La Quinta La Verne Laguna Hills Laguna Niguel Lake Elsinore Lake Forest Lakewood Lancaster Lawndale Lincoln Livermore Lodi Lompoc Long Beach Los Altos Los Angeles Los Banos Los Gatos Lynwood Madera Manhattan Beach Manteca Martinez Menifee Menlo Park Merced Milpitas Mission Viejo Modesto Monrovia Montclair Montebello Monterey Park Moorpark Moreno Valley Morgan Hill Mountain View Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Desert Palm Springs Palmdale Palo Alto Paramount Pasadena Paso Robles Perris Petaluma Pico Rivera Pittsburg Placentia Pleasant Hill Pleasanton Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Rancho Palos Verdes Rancho Santa Margarita Redding Redlands Redondo Beach Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Rosemead Roseville Rowland Heights Sacramento Salinas San Bernardino San Bruno San Clemente San Diego San Dimas San Francisco San Gabriel San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Pablo San Rafael San Ramon Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Paula Santa Rosa Santee Saratoga Seaside Simi Valley South Gate South San Francisco Stanton Stockton Sunnyvale Temecula Temple City Thousand Oaks Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Walnut Walnut Creek Watsonville West Covina West Hollywood West Sacramento Westminster Whittier Wildomar Woodland Yorba Linda Yuba City Yucaipa