Payday Loans in Stevinson, California

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No payday loan companies in Stevinson, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
High Risk Cash Advance 595 W Valley Blvd, Colton, CA 92324 +1 (909) 422 - 1044
Sierra Central Credit Union 3668 Lake Tahoe Blvd, South Lake Tahoe, CA 96150 +1 (800) 222 - 7228
California Budget Finance 324 W Lacey Blvd, Hanford, CA 93230 +1 (559) 589 - 1750
Mechanics Bank - Pismo Beach Branch 801 Price St, Pismo Beach, CA 93449 +1 (805) 773 - 5255
Cash 1 3826 Seven Trees Blvd 100, San Jose, CA 95111 +1 (408) 229 - 1333
California Check Cashing Stores 847 E Stanley Blvd, Livermore, CA 94550 +1 (925) 447 - 2274
Principal Financial Group 5494 Forbestown Rd, Forbestown, CA 95941 +1 (530) 395 - 0408
Thrivent Financial-Lutherans 431 St Andrews Dr, Aptos, CA 95003 +1 (831) 661 - 5356
Supercash 9585 Magnolia Ave, Riverside, CA 92503 +1 (951) 688 - 0092
Title Loans Express 24760 Sunnymead Boulevard #108, Moreno Valley, CA 92553 +1 (951) 821 - 4087

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stevinson, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Covina, CA, Payday Loans in West Hollywood, CA, Emergency Loan in West Sacramento, CA, Payday Loans in Westminster, CA, Guaranteed Loans in Whittier, CA, Quick Loan in Wildomar, CA, Payday Loan Companies in Woodland, CA and Payday Loans in Yorba Linda, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stevinson, CA.

Beautiful sights of Stevinson, CA

Payday Loans Available in Stevinson, CA By The Following ZIP Codes:

95374

Are Payday Loans Legal In Stevinson, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Stevinson, CA payday loan calculator

Payday Loans in Stevinson, California: What You Need to Know

Payday loans are a popular financial solution for those who find themselves in need of fast cash. However, navigating the world of payday loans can be confusing and overwhelming, especially if you’re new to the concept. In this article, we’ll be taking a closer look at payday loans in Stevinson, California, to help you make an informed decision about your financial situation.

What is a Payday Loan?

A payday loan is a short-term loan intended to cover unexpected expenses that arise before your next paycheck. They are designed to be repaid in full, with interest, when you receive your next paycheck. In Stevinson, California, payday loans are legal and regulated by the California Department of Business Oversight. However, it’s important to note that there are both advantages and disadvantages to taking out a payday loan.

How Do Payday Loans Work in Stevinson, California?

To apply for a payday loan in Stevinson, California, you must meet certain qualifications. You must be at least 18 years old, have a steady source of income, and provide proof of residency and identity. Once you’ve met these qualifications, you can apply online or in-person at a payday loan store.

The amount you can borrow depends on your income and the lender’s policies. In Stevinson, California, lenders are permitted to charge a maximum interest rate of 460% APR on a 14-day loan. This means that if you borrow $100, you’ll owe $15 in interest fees in addition to the loan amount.

What are the Pros and Cons of Payday Loans in Stevinson, California?

Pros

  • Fast and easy application process
  • Available to those with poor credit
  • Can be a helpful solution for emergencies

Cons

  • High-interest rates and fees
  • Can lead to a cycle of debt
  • Not a long-term financial solution

It’s important to understand both the advantages and disadvantages of payday loans in Stevinson, California before making a decision.

Interesting Facts and Statistics about Payday Loans in Stevinson, California

  • Payday loans in California make up 10% of the payday loan market in the United States.
  • The average payday loan in California is $250.
  • Approximately 12 million Americans take out payday loans each year.
  • Payday loans are banned in 14 states.
  • In California, it is illegal for lenders to rollover a payday loan more than twice.

The Bottom Line

A payday loan can be a helpful solution for those who find themselves in need of fast cash. However, it’s important to consider the pros and cons before making a decision. If you do decide to take out a payday loan, make sure you understand the terms and fees associated with the loan. Remember, TheGuaranteedLoans is a connector service and not a direct lender. Fill out an online application today to get connected with potential lenders.

Apply Now

If you’re in need of a payday loan in Stevinson, California, consider applying through TheGuaranteedLoans. We connect you with lenders who can provide you with the financial assistance you need. Please note that TheGuaranteedLoans is a connector service and not a direct lender. Fill out our online application form now to get started.

F.A.Q.

Can a payday lender require me to take out multiple loans in order to repay an existing loan in Stevinson, California?

No, a payday lender cannot require you to take out multiple loans in order to repay an existing loan in Stevinson, California. This practice, known as loan stacking, is illegal in the state and can lead to significant financial hardship for borrowers.

Can a payday lender require me to provide personal information, such as my social security number, in order to take out a loan in Stevinson, California?

Yes, a payday lender can require you to provide personal information, such as your social security number, in order to take out a loan in Stevinson, California. This information is used to verify your identity and determine your eligibility for a loan.

Look for Short-Term Loans in Other Cities:

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