Payday Loans in Sunset Beach, California

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No payday loan companies in Sunset Beach, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
The Check Cashing Place 1337 Third Ave, Chula Vista, CA 91911 +1 (619) 585 - 3582
Fast Business Financial 6420 Wilshire Blvd 860, Los Angeles, CA 90048 +1 (866) 277 - 2907
Sun Cash 2720 E Plaza Blvd l, National City, CA 91950 +1 (619) 552 - 3320
Continental Currency Services 2400 E Florence Ave, Huntington Park, CA 90255 +1 (323) 582 - 5895
Oportun 31930 Mission Trail, Lake Elsinore, CA 92530 +1 (855) 444 - 7001
Golden Financial Services 600 Palm Ave #221, Imperial Beach, CA 91932 +1 (858) 605 - 6196
Lobel Financial 5100 California Ave 112, Bakersfield, CA 93309 +1 (661) 395 - 2000
DolEx Dollar Express 5040 Franklin Blvd, Sacramento, CA 95820 +1 (888) 246 - 2527
Tri Counties Bank 2483 Notre Dame Blvd, Chico, CA 95928 +1 (530) 898 - 0370
Rex's Payday Advances 331 S Brookhurst St, Anaheim, CA 92804 +1 (714) 520 - 0025

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sunset Beach, CA, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lompoc, CA, Online Loans in Long Beach, CA, Payday Loan for Los Altos, CA, Payday Loan Without a Credit Check in Los Angeles, CA, Payday Loans in Los Banos, CA, Guaranteed Loans in Los Gatos, CA, Payday Loans in Lynwood, CA and Payday Loans in Madera, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sunset Beach, CA.

Beautiful sights of Sunset Beach, CA

Are Payday Loans Legal In Sunset Beach, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Sunset Beach, CA payday loan calculator

Payday Loans in Sunset Beach, California

As much as you might try to prepare for unexpected expenses or emergencies, sometimes life throws a curveball. When you need quick cash, payday loans can provide the financial support you need to get back on your feet. For those living in Sunset Beach, California, payday loans are a legal and practical option for handling unforeseen expenses.

How Do Payday Loans Work in Sunset Beach, California?

A payday loan is a short-term loan that’s designed to bridge the gap between paydays. It’s a useful option for people who need fast cash but don’t have traditional avenues open to them. To obtain a payday loan in Sunset Beach, California, you must be at least 18 years old and have a steady income source. You’ll need to provide proof of income and residency, as well as a valid government-issued ID. You can either apply for these loans in person or online.

Payday lenders work by giving you the loan amount you need, with an agreement to pay it back when you receive your next paycheck. The loans typically come with high-interest rates, so it’s essential to pay them back as quickly as possible to minimize additional charges.

The Pros and Cons of Payday Loans

Payday loans come with both pros and cons, and it’s essential to understand them before taking one out. Some of the advantages include:

  • Quick and easy application process
  • No collateral required
  • Bad credit is usually not an obstacle

On the downside, payday loans come with high-interest rates, which can make them difficult to repay. They can also lead to a cycle of debt if not used responsibly. It’s essential to weigh the pros and cons and only take out a payday loan if it’s necessary for your immediate financial needs.

Interesting statistics about payday loans in Sunset Beach, California

  • As of 2021, California was home to more than 2,000 payday lending storefronts.
  • The average payday loan in California is $250, with a term of about 15 days.
  • California payday lenders charge an average of 372% APR on their loans.
  • Approximately 12 million Californians lack access to traditional banking services and may rely on payday loans for emergency cash.

Apply Now

If you’re looking for a payday loan in Sunset Beach, California, TheGuaranteedLoans can help you find a lender. We’re a connection service, not a direct lender, and our goal is to connect you with a lender who can meet your immediate cash needs. Fill out our online application today to get started.

Remember, before taking out any loan, make sure you fully understand the terms and conditions. Only borrow what you need and can afford to pay back on time to avoid additional fees and debt.

F.A.Q.

Can I be charged a higher interest rate or fees if I am receiving public assistance in Sunset Beach, California?

in Sunset Beach, California, payday lenders are prohibited from charging higher interest rates or fees to borrowers who are receiving public assistance. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their income or financial situation.

Can I be charged a higher interest rate or fees if I am a first-time borrower in Sunset Beach, California?

in Sunset Beach, California, payday lenders are prohibited from charging higher interest rates or fees to first-time borrowers. All borrowers are entitled to the same maximum interest rate and finance charge, regardless of their borrowing history.

Look for Short-Term Loans in Other Cities:

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