Payday Loans in Tahoe Vista, California

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No payday loan companies in Tahoe Vista, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Auto Loans, Inc. 16505 Hawthorne Blvd, Lawndale, CA 90260 +1 (424) 206 - 5595
ACE Cash Express 11098 Atlantic Ave B, Lynwood, CA 90262 +1 (310) 631 - 8626
Alisha Louise Benge Fairway Independent Mortgage Corporation Loan Officer 472 Century Park Dr Suite 100, Yuba City, CA 95991 +1 (530) 933 - 8254
Ruiz Financial Services 996 Spruce St Ste B, Gridley, CA 95948 +1 (530) 846 - 5273
Check Into Cash 11145 Woodley Ave, Granada Hills, CA 91344 +1 (818) 831 - 5490
Cash Plus 9015 De Soto Ave, Canoga Park, CA 91304 +1 (818) 407 - 0600
CashMax 2160 El Camino Ave, Sacramento, CA 95821 +1 (916) 649 - 1755
Tan Oak Lending 621 Medicine Way, Ukiah, CA 95482 +1 (877) 765 - 7548
Advance Payday Inc 4540 Campus Dr. Airport, Center Dr, Newport Beach, CA 92660 +1 (949) 477 - 9600
Nicole Wisehart Fairway Independent Mortgage Corporation Co-Branch Manager 28202 Cabot Rd Suite 253, Laguna Niguel, CA 92677 +1 (949) 244 - 5787

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tahoe Vista, CA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Redlands, CA, Payday Loan for Redondo Beach, CA, Payday Loans in Redwood City, CA, Payday Loan Without a Credit Check in Rialto, CA, Payday Loans in Richmond, CA, Payday Loans in Riverside, CA, Short-term Loans in Rocklin, CA and Bad Credit Loans in Rohnert Park, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tahoe Vista, CA.

Beautiful sights of Tahoe Vista, CA

Payday Loans Available in Tahoe Vista, CA By The Following ZIP Codes:

96148

Are Payday Loans Legal In Tahoe Vista, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Tahoe Vista, CA payday loan calculator

Payday Loans in Tahoe Vista, California: What You Need to Know

If you’re living in Tahoe Vista, California, and you’re facing a financial emergency, you may be considering taking out a payday loan. Payday loans, also known as cash advances, are short-term loans that typically have a repayment period of two weeks to a month. They’re designed to help you get through a financial emergency, such as a car repair or medical bill, until your next paycheck arrives.

How Do Payday Loans Work?

To qualify for a payday loan, you typically need proof of income, a checking account, and a government-issued ID. You’ll fill out an application and provide the lender with your personal and financial information. If approved, you’ll receive the loan amount in cash or deposited into your checking account. The lender will then expect repayment of the loan amount, plus interest fees, by your next payday.

Currently, payday loans are legal in California, and there are several lenders in Tahoe Vista that offer payday loans. However, it’s essential to note that payday loans can be an expensive form of borrowing. According to the Consumer Financial Protection Bureau (CFPB), the average payday loan borrower takes out 10 loans per year and pays back more in fees than the original loan amount borrowed.

The Pros and Cons of Payday Loans

It’s crucial to weigh the pros and cons of taking out a payday loan before doing so. Here are some advantages and disadvantages to consider:

Pros:

  • Quick and easy application process
  • Approval is often instant
  • No credit check required

Cons:

  • High fees and interest rates
  • Short repayment period
  • Risk of falling into a debt cycle if unable to repay

It’s essential to have a plan to repay the loan before taking it out to avoid additional fees and potential debt.

Interesting Facts and Statistics

  • California has more payday lenders than any other state, with over 2,000 payday lenders throughout the state.
  • The average payday loan in California is $250.
  • According to a study by the California Department of Business Oversight, in 2019, the average APR for payday loans in California was 372%, with some lenders charging rates as high as 459%.

Apply Now

If you’re considering a payday loan in Tahoe Vista, California, TheGuaranteedLoans can help you connect with potential lenders. We’re a connector service that facilitates connections between borrowers and lenders. By filling out our online application, we’ll connect you with lenders who can help you get the funds you need. Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Our service is entirely free, and you’re under no obligation to accept any loan offer. Apply now to get started.

In conclusion, payday loans can be a quick and easy way to get funds during a financial emergency. However, they come with high fees and interest rates, so it’s essential to have a solid plan to repay the loan before taking it out. If you’re considering a payday loan, you can use TheGuaranteedLoans to connect with potential lenders and get the funds you need.

F.A.Q.

How do I apply for a payday loan in Tahoe Vista, California?

To apply for a payday loan in Tahoe Vista, California, you will need to visit a payday lender in person or apply online. You will need to provide proof of income, a valid identification, and proof of a bank account in order to be eligible for a loan.

How much can I borrow with a payday loan in Tahoe Vista, California?

The maximum amount that you can borrow with a payday loan in Tahoe Vista, California depends on your income and the lender's policies. In general, payday loans in Tahoe Vista, California range from $100 to $255.

Look for Short-Term Loans in Other Cities:

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