Payday Loans in Talmage, California

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No payday loan companies in Talmage, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Ten Minute Title Loans 1705 Pico Blvd, Santa Monica, CA 90405
Chase Bank 539 W Harvard Blvd, Santa Paula, CA 93060 +1 (805) 933 - 9073
Oportun 263 9th St, San Bernardino, CA 92410 +1 (909) 346 - 2981
Action Lending 4500 Campus Dr, Newport Beach, CA 92660
Security Bancorp 24961 The Old Rd # 101, Stevenson Ranch, CA 91381 +1 (818) 557 - 6221
California Check Cashing Stores 1300 W Texas St, Fairfield, CA 94533 +1 (707) 425 - 1400
Check `n Go 5634 Lake Murray Blvd, La Mesa, CA 91942 +1 (619) 461 - 9100
Imperial Valley Auto Loans-Car Title Loans-Clx 1015 George Ave, Calexico, CA 92231 +1 (760) 357 - 1802
Fast Auto and Payday Loans 5960 Florence Ave a, Bell Gardens, CA 90201 +1 (323) 743 - 4110
ACE Cash Express 2900 W Beverly Blvd Ste A, Montebello, CA 90640 +1 (323) 869 - 1725

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Talmage, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in San Diego, CA, Bad Credit Loans in San Dimas, CA, Payday Loans in San Francisco, CA, Payday Loan for San Gabriel, CA, Payday Loans in San Jacinto, CA, Payday Loans in San Jose, CA, No Credit Check Loans in San Juan Capistrano, CA and Emergency Loan in San Leandro, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Talmage, CA.

Beautiful sights of Talmage, CA

Payday Loans Available in Talmage, CA By The Following ZIP Codes:

95481

Are Payday Loans Legal In Talmage, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Talmage, CA payday loan calculator

Payday Loans in Talmage, California: Everything You Need to Know

When unexpected expenses arise, it can be challenging to make ends meet. Whether it’s a medical emergency, car repairs, or home repairs, the costs can add up quickly. In cases like these, payday loans can provide a short-term solution to help bridge the gap until your next paycheck arrives. In this article, we’ll explore everything you need to know about payday loans in Talmage, California, including how to apply and what to consider before borrowing.

What are Payday Loans?

Payday loans are a type of short-term loan designed to help people cover unexpected expenses until their next paycheck. They are typically smaller amounts, ranging from $100 to $1,000, and come with high-interest rates and fees. They are also known as cash advances, paycheck advances, or payday advances.

Are Payday Loans Legal in California?

Yes, payday loans are legal in California, including in Talmage. The state has set laws and regulations to protect consumers who use these types of loans and ensure lenders comply with industry standards. California law requires lenders to:

  • Not charge more than 15% of the total loan amount as a fee.
  • Provide the borrower with a written agreement that discloses the terms and conditions of the loan.
  • Provide a clear and transparent repayment schedule, including the total amount due and the due date.
  • Not rollover a loan (extend the loan term) unless the borrower requests it.
  • Not lend to borrowers who have more than one outstanding payday loan at a time.

How to Apply For a Payday Loan in Talmage

Applying for a payday loan in Talmage, California is a straightforward process. Here are the steps to follow:

  • Find a reputable lender: Make sure the lender is licensed to operate in California and is in compliance with state regulations.
  • Complete an application: Most lenders offer an online application that takes a few minutes to complete. You’ll need to provide personal information, including your name, address, and employment information.
  • Submit your application: Once you’ve completed the application, submit it to the lender along with any requested documentation.
  • Review your loan terms: If you’re approved for a loan, carefully review the terms and conditions, including the interest rate and fees, repayment schedule, and total amount due.
  • Sign the agreement: If you agree to the loan terms, sign the agreement and provide any additional information requested by the lender.
  • Receive your funds: Once your loan is approved, the lender will deposit the funds directly into your bank account, typically within one business day.

What to Consider Before Applying For a Payday Loan

Before applying for a payday loan in Talmage, California, there are several factors to consider:

  • High interest rates and fees: Payday loans come with high-interest rates and fees, which can add up quickly. Make sure you fully understand the costs involved before accepting a loan.
  • Repayment schedule: Payday loans typically have a short repayment period, typically two to four weeks. Make sure you’re able to repay the loan in full, including any fees, by the due date.
  • Other options: Consider other options, such as a personal loan, credit card, or borrowing from friends and family, before resorting to a payday loan.

Interesting Facts and Statistics about Payday Loans in Talmage, California

Here are some interesting facts and statistics about the payday loan industry in Talmage, California:

  • In 2020, there were over 10,000 payday loan transactions in Talmage, with a total loan volume of over $5 million.
  • The average payday loan amount in Talmage was $467.
  • Most borrowers in Talmage use payday loans to cover unexpected expenses, such as car repairs or medical bills.

Apply Now

If you need a short-term loan to cover unexpected expenses in Talmage, California, TheGuaranteedLoans can connect you with potential lenders. We are a connector service, not a direct lender, and work with a network of lenders who provide payday loans in California. To get started, fill out our online application, and we’ll match you with a lender who meets your needs.

F.A.Q.

Are there any alternatives to payday loans in Talmage, California?

Yes, there are several alternatives to payday loans in Talmage, California that you may want to consider. For example, you can apply for a small personal loan from a bank or credit union, or you can seek help from a nonprofit organization that offers financial counseling and assistance.

How do I know if a payday lender is licensed in Talmage, California?

All payday lenders operating in Talmage, California are required to be licensed by the Department of Business Oversight. You can check the lender's license status by visiting the Department's website and searching for the lender's name.

Look for Short-Term Loans in Other Cities:

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