Payday Loans in Thornton, California

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No payday loan companies in Thornton, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Dollar Loan Center 1167 Foothill Blvd, La Verne, CA 91750 +1 (909) 833 - 2950
Fidelity Investments 553 Munras Ave, Monterey, CA 93940 +1 (800) 224 - 7566
F&A Federal Credit Union 2625 Corporate Pl, Monterey Park, CA 91754 +1 (323) 268 - 1226
Check Into Cash 8810 Base Line Rd Baseline Road, Rancho Cucamonga, CA 91701 +1 (909) 481 - 6886
CoBank Regional Banking Center Rocklin, CA 3755 Atherton Rd, Rocklin, CA 95765 +1 (800) 542 - 8072
Oasis Energy Productions LLC 3275 E Robertson Blvd, Chowchilla, CA 93610 +1 (559) 474 - 9713
Bobby Saadieh - Mortgage Loan Officer - Loan Depot 18525 Sutter Blvd 240, Morgan Hill, CA 95037 +1 (408) 568 - 5019
Loan Concepts 1040 E Whittier Blvd 103, La Habra, CA 90631 +1 (562) 691 - 5800
Fast Auto and Payday Loans 22805 Saticoy St, Canoga Park, CA 91304 +1 (818) 712 - 0193
Oportun 620 S Cherokee Ln, Lodi, CA 95240 +1 (209) 263 - 0807

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Thornton, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Carlsbad, CA, Payday Loans in Carmichael, CA, Payday Loans in Carson, CA, Emergency Loan in Castro Valley, CA, Payday Loans in Cathedral City, CA, Short-term Loans in Ceres, CA, Payday Loans in Cerritos, CA and Payday Loans in Chico, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Thornton, CA.

Beautiful sights of Thornton, CA

Payday Loans Available in Thornton, CA By The Following ZIP Codes:

95686

Are Payday Loans Legal In Thornton, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Thornton, CA payday loan calculator

Understanding Payday Loans in Thornton, California

If you’re looking for a quick and easy way to borrow money in Thornton, California, then you might want to consider a payday loan. Payday loans function as short-term loans that can help you cover unexpected expenses, such as car repairs, medical bills, or utility payments. Although payday loans have received a bit of a bad reputation in the past, it’s important to note that they are legal in California and can be a good option for those in need of a fast financial boost.

How Payday Loans Work

Payday loans are meant to be a short-term solution to a financial need. Typically, you’ll borrow a small amount of money, and then pay it back along with interest and fees when your next payday arrives. Most payday loans have to be paid back within two to four weeks, but this varies depending on the lender’s terms.

One of the primary benefits of a payday loan is that they are easy to apply for, with many lenders offering online applications. In most cases, you’ll receive an instant decision on whether you’ve been approved or not. If you are approved, the funds will typically be deposited into your bank account within one to two business days.

The Pros and Cons of Payday Loans

As with any loan product, there are pros and cons to taking out a payday loan. Here are some of the key benefits and drawbacks of this borrowing option:

Pros:

  • Quick and easy application process
  • No credit check required
  • Funds deposited directly into your bank account
  • Can be a good option for those with bad credit or no credit history

Cons:

  • High interest rates and fees
  • Short repayment terms can make it difficult to pay back the loan in full on time
  • Can lead to a cycle of debt if not used responsibly

Payday Loans in Thornton, California: Facts and Figures

According to the California Department of Business Oversight, there were 10.2 million payday loans taken out in California in 2019, totaling $4.2 billion in borrowing. However, it’s important to note that the average loan amount in California was $367, with an average APR of 376%. Additionally, around 20% of borrowers were unable to repay their loans on time, leading to fees and other charges.

Applying for a Payday Loan through TheGuaranteedLoans

TheGuaranteedLoans is a connector service that helps match borrowers with potential lenders. If you’re interested in applying for a payday loan, you can fill out our simple online application form. We work with a network of trusted lenders in Thornton, California and across the US, and we’ll work to connect you with the lender that is the best fit for your financial situation.

It’s important to note that TheGuaranteedLoans is not a direct lender, and we do not make lending decisions. Instead, we act as an intermediary between borrowers and lenders, helping to facilitate the borrowing process and connect you with trustworthy lenders who can provide the financial assistance you need.

Conclusion

If you find yourself in need of quick cash to cover unexpected expenses, payday loans in Thornton, California might be an option worth considering. While they can come with high interest rates and fees, they can also be a useful financial tool in certain situations. Always make sure to carefully read the terms and conditions of any loan you’re considering before signing on the dotted line, and remember that there are alternative options available as well.

At TheGuaranteedLoans, we’re committed to helping connect borrowers with trustworthy lenders who can provide the financial help they need. Apply now to see what loans may be available to you.

F.A.Q.

Can a payday lender require me to provide proof of income in order to take out a loan in Thornton, California?

Yes, a payday lender can require you to provide proof of income in order to take out a loan in Thornton, California. This is to ensure that you have the ability to repay the loan on time. You may be required to provide pay stubs, bank statements, or other documentation to verify your income.

Can a payday lender require me to provide proof of a bank account in order to take out a loan in Thornton, California?

Yes, a payday lender can require you to provide proof of a bank account in order to take out a loan in Thornton, California. This is because most payday loans are repaid through electronic withdrawal from the borrower's bank account on the due date. You may be required to provide a voided check or other documentation to verify your bank account.

Look for Short-Term Loans in Other Cities:

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