Payday Loans in Valyermo, California

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No payday loan companies in Valyermo, CA. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Auto and Payday Loans, Inc. 8311 Balboa Blvd, Northridge, CA 91325 +1 (818) 345 - 1216
Fournier Stephen E 2601 41st Ave STE E, Soquel, CA 95073 +1 (831) 476 - 2452
Bank of America with Drive-thru ATM 11265 Donner Pass Rd, Truckee, CA 96161 +1 (530) 587 - 3532
Frontera Cash And Loan 1772 Piner Rd, Santa Rosa, CA 95403 +1 (707) 579 - 2825
Pacific Western Bank 197 N Fairview Ave, Goleta, CA 93117 +1 (805) 692 - 1888
Mechanics Bank - El Dorado Hills Branch 4354 Town Center Blvd 110, El Dorado Hills, CA 95762 +1 (916) 939 - 2085
Montana Capital Car Title Loans 1921 Verne Roberts Cir, Antioch, CA 94509 +1 (925) 727 - 3280
Advance America 263 E Orange Ave Ste. D2, Chula Vista, CA 91911 +1 (619) 425 - 8456
California Check Cashing Stores 8500 Auburn Blvd c, Citrus Heights, CA 95621 +1 (916) 721 - 8400
Movement Mortgage 760 Main St, Red Bluff, CA 96080 +1 (530) 526 - 3699

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Valyermo, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Clovis, CA, Payday Loans in Coachella, CA, Payday Loans in Colton, CA, Payday Loans in Compton, CA, Quick Loan in Concord, CA, Payday Loans in Corona, CA, Payday Loan Companies in Costa Mesa, CA and Payday Loans in Covina, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Valyermo, CA.

Beautiful sights of Valyermo, CA

Are Payday Loans Legal In Valyermo, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Valyermo, CA payday loan calculator

Valyermo, California, is a small town located in the high desert region of Antelope Valley. While payday loans are legal in California, the state has enacted strict regulations that govern payday lending. If you find yourself in need of emergency funds, understanding payday loan regulations in California and knowing where to find a trusted lender is vital.

What are payday loans?

Payday loans, also known as cash advances or paycheck advances, are short-term loans that are typically due on the borrower’s next payday. These loans are designed to help individuals cover unexpected expenses or make ends meet between paychecks.

Payday loans in Valyermo, California

In Valyermo, California, payday loans are legal and regulated by the California Department of Business Oversight. While the state allows lenders to charge up to 15% of the loan amount as a fee, the maximum loan amount is capped at $300. Borrowers can only take out one payday loan at a time and are required to repay the loan in full on their next payday.

Benefits of payday loans in Valyermo, California

  • Access to emergency funds when needed
  • Quick and easy application process
  • No credit check required
  • Funds can be deposited directly into the borrower’s bank account

Drawbacks of payday loans in Valyermo, California

  • High-interest rates
  • Short repayment terms
  • Potential for debt cycle if not repaid in full
  • Can be costly if loan is extended or rolled over

Applying for a payday loan in Valyermo, California

When applying for a payday loan in Valyermo, California, it is important to find a reputable lender that is licensed and adheres to state regulations. TheGuaranteedLoans is a trusted loan connector service that helps users find potential lenders quickly and easily.

To apply for a payday loan through TheGuaranteedLoans, simply fill out the online application form on our website. We will then connect you with potential lenders who may be able to fulfill your loan request. Please note that TheGuaranteedLoans is not a direct lender and does not make loan decisions. We are a connector service that helps connect borrowers with potential lenders.

Interesting facts and statistics about payday loans in Valyermo, California

  • According to a report by the California Department of Business Oversight, 1.9 million payday loans were issued in California in 2016, totaling $3.3 billion in loan volume.
  • The average payday loan amount in California in 2016 was $251, and the average fee charged was $44.
  • California has more payday lending storefronts than any other state, with over 1,600 locations.

Conclusion

Payday loans can be a helpful resource for individuals who find themselves in need of emergency funds. However, it is important to understand the regulations surrounding payday loans in Valyermo, California, and to choose a reputable lender. TheGuaranteedLoans is a trusted loan connector service that can help connect borrowers with potential lenders.

If you are in need of emergency funds, apply for a payday loan through TheGuaranteedLoans today. Remember, payday loans should be used as a last resort and should only be taken out if you are confident that you can repay the loan in full on your next payday.

Apply now and get connected with a potential lender through TheGuaranteedLoans today.

F.A.Q.

Can a payday lender require me to provide proof of a bank account in order to take out a loan in Valyermo, California?

Yes, a payday lender can require you to provide proof of a bank account in order to take out a loan in Valyermo, California. This is because most payday loans are repaid through electronic withdrawal from the borrower's bank account on the due date. You may be required to provide a voided check or other documentation to verify your bank account.

What is a payday loan in Valyermo, California?

A payday loan in Valyermo, California is a short-term, high-interest loan that is intended to be repaid on the borrower's next payday.

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