Payday Loans in Ventura, California

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Payday Loan Companies in Ventura, CA

Company nameAddressZip codePhone number
5 Star Car Title Loans 2261 E Thompson Blvd 93001 +1 (805) 214 - 1721
A D T Fernando's Check Cashing 2358 E Main St 93003 +1 (805) 643 - 0761
ACE Cash Express 9340 Telephone Rd 93004 +1 (805) 647 - 4109
Advance America 138 W Main St Ste. B 93001 +1 (805) 648 - 5745
Aztec Car Title Loans 2850 Johnson Dr 93003 +1 (805) 409 - 0302
Car Cash Loans 2222 E Thompson Blvd 93001 +1 (805) 643 - 0516
Car Title Loans California 482 E Santa Clara St 93001 +1 (818) 514 - 9413
Check `n Go 1795 S Victoria Ave Suite 102 93003 +1 (805) 650 - 5050
Check 'n Go 1795 S Victoria Ave UNIT 102 93003 +1 (805) 650 - 5050
Check Into Cash 4020 E Main St Suite B-4-2 93003 +1 (805) 642 - 1883
Checkmate 3530 E Main St 93003 +1 (805) 658 - 2373
Continental Currency Services 67 W Main St B 93001 +1 (805) 652 - 1596
Evolution Lending 3585 Telegraph Road J 93003 +1 (805) 654 - 1400
Fast Auto and Payday Loans 2901 E Main St 93003 +1 (805) 585 - 5816
Mega Check Cashing 1418 E Main St 93001 +1 (805) 653 - 1418
Olde Towne Jewelry & Loan 3980 Market St 93003 +1 (805) 641 - 2274
Online Mortgage Solutions 2021 Sperry Ave Unit 11 93003 +1 (805) 477 - 1150
Pawn Shop of Ventura CA Loan, Sell & Buy Gold, Silver, Diamond Jewelry, Coins, Bullion, Watches, Guitars & Musical Instruments, Electronics, Power Tools, Sports Equipment 2016 E Thompson Blvd 93001 +1 (805) 641 - 9445
TNL Car Title Loans 143 Figueroa St Ste 33a 93001 +1 (805) 200 - 3890
United Car Title Loans 2474 E Main St 93003 +1 (805) 500 - 8332

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ventura, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Victorville, CA, Payday Loan Companies in Visalia, CA, Payday Loans in Vista, CA, Same Day Loans in Walnut, CA, Payday Loans in Walnut Creek, CA, Guaranteed Loans in Watsonville, CA, Payday Loans in West Covina, CA and Payday Loans in West Hollywood, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ventura, CA.

Beautiful sights of Ventura, CA

Payday Loans Available in Ventura, CA By The Following ZIP Codes:

93003, 93004, 93001, 93006, 93009, 93005, 93002, 93007

Are Payday Loans Legal In Ventura, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Ventura, CA payday loan calculator

Understanding Payday Loans in Ventura, California

Are you looking for quick access to funds? A payday loan may be the right option for you. Payday loans in Ventura, California are legal and can provide a fast and secure solution to financial challenges. This type of loan is an unsecured personal loan that typically is due on your next payday. Typically, the amount you borrow will be small, usually in the range of $100 – $1,000, depending on the lender.

Eligibility Requirements for Payday Loans in Ventura, CA

In order to be eligible for payday loans in Ventura, California, you must meet a few basic requirements:

  • You must be 18 years of age or older. It is illegal for anyone under the age of 18 to apply for a payday loan.
  • You must fall within the state’s income requirements. Generally, you must make at least $1,000 per month to qualify for a payday loan.
  • You must have a valid checking account. All payday loan funds must be deposited into an active checking account in your name.
  • You must have verifiable employment. Lenders will require proof of employment and income to verify you can make payments on the loan.

What to Expect When Applying for Payday Loans in Ventura, CA

When applying for payday loans in Ventura, CA, you can expect the same process found with payday loan applications in other states.

  • You must fill out an application. A lender will require you to fill out an application, which will include personal information as well as information about your income and employment.
  • You must provide verification of identity and residence. Lenders will usually require some form of government-issued identification card, such as a driver’s license, as well as proof of residence, such as a utility bill.
  • You must provide proof of income and employment. You will need to provide some form of proof that you are employed and make enough money to repay the loan, such as a recent paycheck or bank statement.
  • You must sign a promissory note. This is a legally binding document that outlines the terms of the loan and your obligations.

Once you have submitted your application and the required documentation, you may be able to get an answer within minutes. If approved, the funds will be deposited into your checking account the next business day.

Benefits of Payday Loans in Ventura, California

Payday loans in Ventura, California can be a great way to get access to money quickly when you are in a tight spot. These loans offer a few key benefits that make them very attractive to those in financial need:

  • Fast access to funds. Payday loans are designed to provide you with access to quick cash that you can use as soon as the next business day.
  • No credit check required. You do not need to worry about your credit score when applying for a payday loan. Most lenders will not run a credit check, so even those with bad credit can qualify.
  • Flexible repayment terms. Most payday loan lenders will allow you to make payments on your loan over a period of time, rather than requiring you to pay the entire amount back on your next payday.
  • Secure and private. Payday loans are processed in a secure environment and all of your personal information is kept private.

The Cost of Payday Loans in Ventura, CA

It is important to understand the cost of payday loans in Ventura, California. The cost of a payday loan will vary from lender to lender, but in general, you can expect to pay anywhere from $15 to $30 for every $100 you borrow. This means that if you borrow $400, you may have to pay $60 to $120 in fees.

Frequently Asked Questions

What is the maximum loan amount I can borrow?

The maximum loan amount you can borrow is based on a variety of factors, including your income and employment, the lender’s policies and the state laws. Most payday loan lenders will provide loans of up to $1,000.

How long do I have to repay the loan?

The repayment period for payday loans in Ventura, California, is generally two to four weeks. Your lender may offer longer repayment periods if you need more time to repay the loan.

Do I need to provide collateral for a payday loan?

No, you do not need to provide collateral for a payday loan. Payday loans are unsecured loans and do not require any type of collateral to secure the loan.

Apply Now

Are you in need of quick access to funds? You may be eligible for a payday loan in Ventura, California. At TheGuaranteedLoans, we understand that life can throw unexpected financial challenges your way and we are here to help. We are not a lender, and we specialize in connecting borrowers with lenders that may be able to offer you a loan and meet your needs. Fill out our online application today to start the process of connecting you with a lender.

More F.A.Q.

Can a payday lender in Ventura, California charge me late fees if I don't pay back the loan on time?

No, payday lenders in Ventura, California are not allowed to charge late fees if you don't pay back the loan on time. However, they can charge you additional fees if you write a bad check to the lender or if you authorize an automatic debit from your bank account that is returned due to insufficient funds.

Can I get a payday loan in Ventura, California if I am self-employed or have a low income?

Yes, you can get a payday loan in Ventura, California if you are self-employed or have a low income. However, you may be charged higher fees and interest rates if you have a low credit score or if you are considered a high-risk borrower.

How Many Cash Advance Companies are in Ventura, CA?

With the help of our service, you will be able to find 20 cash advance companies in Ventura, CA

What Cash Advance Companies in Ventura, CA are the most popular?

You should check Check `n Go, 5 Star Car Title Loans, and A D T Fernando's Check Cashing. Also, you can start your application online on our website.

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