Payday Loans in Watsonville, California

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Payday Loan Companies in Watsonville, CA

Company nameAddressZip codePhone number
California Check Cashing Stores 516 Main St 95076 +1 (831) 761 - 3776
Chase Bank 630 Main St 95076 +1 (831) 722 - 3354
Check `n Go 1441 Main St Suite 101 95076 +1 (831) 763 - 0335
Check Into Cash 1919 Main St 95076 +1 (831) 786 - 3985
DolEx Dollar Express 430 Main St 95076 +1 (888) 246 - 2527
Fast Auto and Payday Loans 1202 Freedom Blvd 95076 +1 (831) 536 - 4990
Lewis Associates 128 E Beach St 95076 +1 (831) 722 - 8935
Oportun 316 Main St 95076 +1 (831) 920 - 6173
Order Express 314 Main St 95076 +1 (888) 666 - 1602
Santa Cruz Community CU 590 Auto Center Dr 2a 95076 +1 (831) 425 - 7708
TNL Car Title Loans 1895 Main St # 369c 95076 +1 (831) 269 - 5084
Union Bank 655 Main St 95076 +1 (831) 761 - 4324
Watsonville Buick Gmc 500 Auto Center Dr 95076 +1 (831) 288 - 2553
Western Union Check Cashing, 516 Main St 95076 +1 (831) 761 - 3776

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Watsonville, CA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Covina, CA, Payday Loan Without a Credit Check in West Hollywood, CA, Payday Loans in West Sacramento, CA, Payday Loans in Westminster, CA, Payday Loans in Whittier, CA, Payday Loan Companies in Wildomar, CA, Payday Loans in Woodland, CA and Online Loans in Yorba Linda, CA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Watsonville, CA.

Beautiful sights of Watsonville, CA

Payday Loans Available in Watsonville, CA By The Following ZIP Codes:

95077, 95076

Are Payday Loans Legal In Watsonville, California?

Loan Rates and Fees, Laws and Regulations in California.

California Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$300
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Watsonville, CA payday loan calculator

Overview: Payday Loans in Watsonville, California

Payday loans have become a popular way for people in Watsonville, California to cover unexpected expenses or to bridge an income gap between paychecks. Since payday loans are legal in California, borrowers in Watsonville can borrow up to $300 for a period of up to 31 days. Payday loans typically come with higher interest rates than other loan forms, making them a more expensive option.

Types of Payday Loans in Watsonville, California

There are two main types of payday loans available in Watsonville, California: online loans and in-store loans. Online payday loans are offered by lenders who are based online, although many lenders have a physical location in Watsonville. There is usually a “Virtual Branch” option, which allows you to apply for the loan online, but you must pick up the cash at the lender’s physical location.

In-store loans are offered by lenders who have a physical location in Watsonville. These lenders offer the convenience of being able to apply for a loan and get the cash within minutes. However, these loans may also have higher interest rates and fees than online options.

Costs and Requirements for Payday Loans in Watsonville, California

Payday loans in Watsonville, California typically come with higher interest rates and fees than other forms of loans. The cost of a loan can vary depending on the lender and the amount borrowed. In general, payday loans can have interest rates and fees of up to 22%, and some may even have higher rates.

In addition to the higher interest rates and fees, payday loans in Watsonville, California come with other requirements. Generally, borrowers must provide proof of income and have a bank account to apply for the loan. Some lenders may also require borrowers to have a minimum credit score.

Benefits of Payday Loans in Watsonville, California

Payday loans in Watsonville, California can be a helpful short-term solution for financial emergencies. These loans can provide quick access to cash as soon as the next day, which can be beneficial in a pinch. In addition, payday loans do not require a credit check, so they can be a good option for those with poor or no credit.

Risks of Payday Loans in Watsonville, California

Although payday loans in Watsonville, California can be helpful in some circumstances, they come with certain risks. Payday loans are designed to be short-term solutions and are not meant to be used long-term. The high interest rates and fees associated with payday loans can make them an especially expensive option. In addition, payday loans can be difficult to repay and can lead to further financial problems if not paid back on time.

Alternatives to Payday Loans in Watsonville, California

Before taking out a payday loan, it’s important to consider all of the available options. There are a variety of alternatives to payday loans in Watsonville, California. Some of these alternatives include installment loans, personal loans, credit cards, and borrowing from family and friends.

How to Apply for a Payday Loan in Watsonville, California

Applying for a payday loan in Watsonville, California is easy and can be done online or in-store. To apply online, borrowers will need to provide their personal and financial information, such as their name, address, bank account information, and income proof. It is important to carefully read the terms and conditions of the loan before signing.

In-store applications can also be done by visiting a lender’s physical location. Applicants need to provide their personal and financial information to the lender and may be required to supply additional documents.

Frequently Asked Questions

Can I apply for a payday loan in Watsonville, California if I have bad credit?

Yes, you can apply for a payday loan in Watsonville, California even if you have bad credit. Payday loans don’t typically require a credit check, so bad credit is not an issue.

Are payday loans in Watsonville, California safe?

Payday loans in Watsonville, California can be a helpful short-term solution for financial emergencies, but they come with certain risks. It’s important to understand the terms and conditions of the loan before signing and to make sure that you can afford to repay the loan.

Are there alternatives to payday loans in Watsonville, California?

Yes, there are alternatives to payday loans in Watsonville, California. Some of these alternatives include installment loans, personal loans, credit cards, and borrowing from family and friends.

Apply Now!

If you’re looking for a payday loan in Watsonville, California, TheGuaranteedLoans can help. We are not a lender, but we can connect you with a lender who can provide you with the cash you need quickly and easily. Apply today and get the cash you need fast!

More F.A.Q.

Can a payday lender in Watsonville, California require me to sign a contract that waives my rights under California law?

No, payday lenders in Watsonville, California are not allowed to require you to sign a contract that waives your rights under California law. If a lender attempts to do this, you can file a complaint with the California Department of Business Oversight (DBO).

Can a payday lender in Watsonville, California sell my loan to another company without my permission?

No, payday lenders in Watsonville, California are not allowed to sell your loan to another company without your permission. However, they may be able to transfer your loan to another lender if you default on the loan and the lender obtains a judgment against you in court.

How Many Cash Advance Companies are in Watsonville, CA?

With the help of our service, you will be able to find 14 cash advance companies in Watsonville, CA

What Cash Advance Companies in Watsonville, CA are the most popular?

You should check California Check Cashing Stores, Chase Bank, and Check Into Cash. Also, you can start your application online on our website.

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