Payday Loans in Boone, Colorado

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No payday loan companies in Boone, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Alpine Bank 0205 Chambers Ave, Eagle, CO 81631 +1 (970) 328 - 1666
LibertyX Bitcoin ATM 936 36th Ln, Pueblo, CO 81006 +1 (800) 511 - 8940
Points West Community Bank 8100 6th St, Wellington, CO 80549 +1 (970) 568 - 3250
Money Man 1110 Woodstock Dr, Estes Park, CO 80517 +1 (970) 577 - 7060
Caliber Home Loans 2900 S College Ave 1a, Fort Collins, CO 80525 +1 (970) 212 - 9000
Walmart Money Center 4080 W Northern Ave, Pueblo, CO 81005 +1 (719) 561 - 8495
First United Bank 19201 Mainstreet 105, Parker, CO 80134 +1 (303) 841 - 4186
Zions Bank Corporate Trust 1001 17th St UNIT 850, Denver, CO 80202 +1 (888) 416 - 5176
Heartland Payment Systems Inc Telstar Dr, Colorado Springs, CO 80920 +1 (719) 593 - 9176
Freedom Financial Services 300 Main St, Grand Junction, CO 81501 +1 (970) 263 - 7200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Boone, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Arvada, CO, Online Loans in Aurora, CO, Payday Loan Without a Credit Check in Boulder, CO, Payday Loans in Brighton, CO, Payday Loans in Broomfield, CO, Payday Loans in Castle Rock, CO, No Credit Check Loans in Colorado Springs, CO and Payday Loans in Commerce City, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Boone, CO.

Beautiful sights of Boone, CO

Payday Loans Available in Boone, CO By The Following ZIP Codes:

81025

Are Payday Loans Legal In Boone, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Boone, CO payday loan calculator

The Ultimate Guide to Payday Loans in Boone, Colorado

When you’re in a financial bind, sometimes the only way out is to obtain a payday loan. Payday loans can be a helpful resource for those who need cash fast, but they can also be risky if not approached with the proper knowledge. In this comprehensive guide, we’ll take a look at everything you need to know about payday loans in Boone, Colorado.

What Are Payday Loans?

A payday loan is a type of short-term loan that is typically repaid on the borrower’s next payday. These loans are usually smaller amounts, ranging from $50 to $1,000. Payday loans are typically easy to obtain, with few requirements beyond proof of income and a valid ID. However, they often come with high interest rates and fees.

Are Payday Loans Legal in Boone, Colorado?

Yes, payday loans are legal in Colorado, including Boone. The state regulates payday loans through the Colorado Deferred Deposit Loan Act (C.R.S. 5-3.1-101 et seq.). The act outlines specific regulations that payday lenders must follow, including limits on interest rates and loan terms.

How Do Payday Loans Work?

The payday loan application process is typically simple and straightforward. The borrower will need to provide proof of income and a valid ID. The lender will then evaluate the borrower’s ability to repay the loan and determine the loan amount and interest rate. The borrower will then need to sign a loan agreement outlining the terms of the loan.

Repayment of the loan is typically due on the borrower’s next payday. The borrower will need to pay back the loan amount plus any interest and fees. If the borrower is unable to repay the loan on time, they may be subject to additional fees and interest.

What Are the Pros and Cons of Payday Loans?

Like any financial product, payday loans come with both advantages and disadvantages. Here are some of the pros and cons of payday loans:

Pros

  • Easy and fast application process
  • No credit check required
  • Can be a helpful resource for those in a financial bind

Cons

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt if not repaid on time

What Are the Requirements for Obtaining a Payday Loan in Boone, Colorado?

Here are the basic requirements for obtaining a payday loan in Boone, Colorado:

  • Must be at least 18 years of age
  • Must have a valid ID
  • Must have proof of income
  • Must have an active checking account

Interesting Facts and Statistics About Payday Loans in Boone, Colorado

  • In 2019, Colorado payday lenders charged an average interest rate of 129.5% on payday loans.
  • The total amount of payday loans issued in Colorado in 2019 was over $400 million.
  • In Colorado, borrowers are limited to one outstanding payday loan at a time.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Boone, Colorado, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Our application process is fast and easy, and you could have the funds you need in as little as 24 hours. Apply now to get started!

Note: Payday loans are a high-cost form of credit and should be used only for short-term financial needs. They are not suitable for long-term borrowing or as a solution to financial problems. If you’re struggling with debt, consider seeking the help of a financial advisor or credit counseling service.

F.A.Q.

What are the penalties for not paying off a payday loan in Boone, Colorado?

If a borrower is unable to pay off a payday loan in Boone, Colorado, the lender may charge additional fees and interest. However, lenders are not allowed to pursue criminal action against borrowers for failing to pay off the loan.

Are there any alternatives to payday loans in Boone, Colorado?

Yes, borrowers in Boone, Colorado may be able to obtain a small loan from a credit union or bank, or seek assistance from a non-profit organization.