Payday Loans in Cotopaxi, Colorado

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Cotopaxi, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Janet Morley - Sr. Loan Officer: NOVA Home Loans 11080 Circle Point Rd 100, Westminster, CO 80020 +1 (720) 279 - 5983
Brookdale Greeley 1999 38th Ave, Greeley, CO 80634 +1 (970) 330 - 9500
Yampa Valley Bank 435 Mack Ln, Craig, CO 81625 +1 (970) 824 - 3600
Cornerstone Home Lending, Inc. 2454 Patterson Rd 200, Grand Junction, CO 80634 +1 (970) 623 - 7040
Loomis Armored US 2458 I-70BL, Grand Junction, CO 81501 +1 (970) 243 - 9534
Pine Financial Group 10200 W 44th Ave 220, Wheat Ridge, CO 80033 +1 (303) 835 - 4445
Vectra Bank - Steamboat Springs 2155 Resort Dr 300, Steamboat Springs, CO 80487 +1 (970) 871 - 4400
Alpine Bank 119 Aspen Airport Business Center Unit E, Aspen, CO 81611 +1 (970) 544 - 9400
First State Bank of Colorado 564 Main St, Delta, CO 81416 +1 (970) 874 - 5322
Bob The Banker: A Friel-Good Mortgage Experience 2480 W 26th Ave Suite B-125, Denver, CO 80211 +1 (720) 730 - 2289

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cotopaxi, CO, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Denver, CO, Bad Credit Loans in Englewood, CO, Payday Loans in Fort Collins, CO, Payday Loans in Grand Junction, CO, No Credit Check Loans in Greeley, CO, Payday Loans in Littleton, CO, Payday Loans in Longmont, CO and Same Day Loans in Loveland, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cotopaxi, CO.

Beautiful sights of Cotopaxi, CO

Payday Loans Available in Cotopaxi, CO By The Following ZIP Codes:

81223

Are Payday Loans Legal In Cotopaxi, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Cotopaxi, CO payday loan calculator

Payday Loans in Cotopaxi, Colorado: Everything You Need to Know

Are you facing a financial emergency? Do you need cash in a hurry just to make ends meet? If so, then payday loans may be the solution you are looking for.

Payday loans are short-term loans offered to people who need cash fast. These loans are usually due within two weeks, although some may offer longer repayment terms. They are designed to help people bridge the gap between paychecks and cover unexpected expenses such as car repairs, medical bills, or house repairs.

How Payday Loans Work:

Payday loans are usually offered by storefront lenders. However, many options are also available online. These lenders usually require proof of income, a valid form of identification, and an active checking account. Once the borrower is approved, they receive the loan amount in cash or in their checking account, depending on the lender’s policy.

The borrower then agrees to pay back the loan on their next payday, along with any interest and fees charged by the lender. Interest rates on payday loans are high because they are short-term loans.

Benefits of Payday Loans:

  • Easy and quick application process
  • Funds can be accessed quickly
  • No credit check required
  • Flexible repayment options

Note: Payday loans should be used as a last resort, as the high interest rates and fees can be costly.

Payday Loans in Cotopaxi, Colorado:

Payday loans are legal in Colorado, including Cotopaxi. Colorado has specific laws and regulations in place to protect consumers from predatory lending practices. The state regulates the maximum payday loan amount, interest rates, and fees a lender can charge to protect borrowers from being trapped in a cycle of debt.

Interesting Facts and Statistics:

  • In 2019, 85,000 payday loans were issued in Colorado, with an average loan amount of $396.
  • Colorado has one of the lowest average payday loan interest rates in the country, at 117%.
  • Over 75% of payday loans in Colorado are paid off on time or early.

Apply Now:

If you are facing a financial emergency and need cash fast, TheGuaranteedLoans can connect you with potential lenders who can offer you the funds you need. Fill out an online application on our website, and we will facilitate your connection with potential lenders. Remember, we are a connection service, not a direct lender.

DISCLAIMER: TheGuaranteedLoans is not a lender and does not make credit decisions. We are a connection service that connects potential borrowers with lenders who may be able to help them get the funds they need.

In Conclusion:

Payday loans can be a lifesaver in times of financial emergency. However, borrowers should be aware of the high interest rates and fees associated with these loans. If you are considering a payday loan in Cotopaxi, Colorado, make sure you understand the terms and conditions of the loan before agreeing to it.

Remember, always use payday loans as a last resort option and only borrow what you can afford to pay back on time.

F.A.Q.

Can I extend or renew my payday loan in Cotopaxi, Colorado?

No, payday loans in Cotopaxi, Colorado must be repaid within the specified timeframe and cannot be extended or renewed.

Are there any fees associated with payday loans in Cotopaxi, Colorado?

Yes, there may be fees associated with the loan, such as an origination fee or a late payment fee.