Payday Loans in Dupont, Colorado

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No payday loan companies in Dupont, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Dalby Wendland & Co. Two Rivers Park Plaza, 201 Centennial St Suite 300, Glenwood Springs, CO 81601 +1 (970) 945 - 8575
Waddell & Reed, Inc. - Financial Advisors 605 25 Rd Suite 201, Grand Junction, CO 81505 +1 (970) 243 - 4480
AAMCO Transmissions & Total Car Care 1910 US-50, Pueblo, CO 81008 +1 (719) 542 - 8040
Caliber Funding 720 W Midland Ave, Woodland Park, CO 80863 +1 (719) 694 - 5700
Paycheck Advance of Pueblo 228 N Chester Ave, Pueblo, CO 81003 +1 (719) 545 - 9744
Stewart Title Company W-201, 97 Main St, Edwards, CO 81632 +1 (970) 926 - 0230
Advance America 1563-B E Bridge St, Brighton, CO 80601 +1 (303) 659 - 7728
City Loan / Miller Coin & Jewelry 1401 E 8th St, Pueblo, CO 81001 +1 (719) 543 - 9332
TIAA Financial Services 145 N College Ave Suite 145, Fort Collins, CO 80524 +1 (800) 842 - 2009
Check Into Cash 16728 E Smokey Hill Rd Ste 11-H, Aurora, CO 80015 +1 (303) 766 - 1113

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dupont, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Denver, CO, Payday Loans in Englewood, CO, Payday Loans in Fort Collins, CO, Payday Loans in Grand Junction, CO, Same Day Loans in Greeley, CO, Payday Loans in Littleton, CO, Payday Loans in Longmont, CO and Payday Loans in Loveland, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dupont, CO.

Are Payday Loans Legal In Dupont, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Dupont, CO payday loan calculator

The Ins and Outs of Payday Loans in Dupont, Colorado

Payday loans are short-term loans that are designed to help you cover unexpected expenses until your next paycheck. While these loans can be a good option in certain circumstances, it’s important to understand the laws and regulations surrounding payday loans in Dupont, Colorado.

How Do Payday Loans Work?

Before we get into the specifics of payday loans in Dupont, let’s start with the basics. Payday loans are typically small-dollar loans, usually ranging from $100 to $1,000, and they are meant to be repaid in full when you receive your next paycheck.

To apply for a payday loan, you’ll typically need to provide proof of income and identification. The lender will then determine how much you are eligible to borrow based on your income and other factors. If you are approved for the loan, you’ll typically receive the funds in your bank account the same day or the next business day.

The repayment terms for payday loans in Dupont vary depending on the lender, but they are typically due in full within two to four weeks. If you are unable to repay the loan on the due date, you may be subject to additional fees and interest charges.

Are Payday Loans Legal in Dupont, Colorado?

Yes, payday loans are legal in Dupont, Colorado. However, the state has specific laws and regulations that lenders must follow in order to operate within the state.

For example, payday lenders in Dupont are not allowed to charge more than 20% in interest on the first $300 of the loan amount. For loans greater than $300, lenders are allowed to charge an additional 7.5% interest on the loan amount above $300.

Additionlly, the loan term cannot exceed six months, and lenders are not allowed to roll over loans or extend credit to individuals who have outstanding payday loans.

The Pros and Cons of Payday Loans in Dupont

Like any financial product, payday loans have both advantages and disadvantages. Here are a few to consider before deciding if a payday loan is right for you:

Pros:

  • Quick access to cash: Payday loans are typically approved and disbursed quickly, which can be helpful in emergency situations.
  • No credit check required: Payday lenders typically don’t require a credit check, which can make these loans accessible to people with bad credit or limited credit history.
  • No collateral required: Payday loans are unsecured loans, which means you don’t have to put up any collateral to secure the loan.

Cons:

  • High interest rates: Payday loans typically have higher interest rates than other types of loans, which can make them expensive if you are unable to repay the loan in full on the due date.
  • Short repayment term: Payday loans are designed to be repaid within a few weeks, which can be difficult if you are already struggling to make ends meet.
  • Financial dependency: If you rely on payday loans to cover expenses on a regular basis, you may find yourself in a cycle of debt that’s difficult to break.

Interesting Facts About Payday Loans in Dupont, Colorado

Here are a few interesting statistics and facts about payday loans in Dupont:

  • In 2019, the average payday loan in Colorado was $392, and the average annual percentage rate (APR) was 129.5%.
  • Between 2010 and 2019, the number of payday lenders in Colorado decreased by 34%, from 528 to 349.
  • In 2018, the Colorado General Assembly passed a law that limits the amount of interest that can be charged on payday loans, making them more affordable for borrowers.
  • As of 2021, there are no online payday lenders operating in Colorado due to state regulations.

Apply Now!

If you find yourself in need of a payday loan in Dupont, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders who can offer you fast and flexible lending solutions. Simply fill out our online application and we’ll connect you with lenders who may be able to provide you with the loan you need. Remember, our service is completely free to use and there’s no obligation to accept any offers.

In conclusion, payday loans can be a helpful financial tool in certain situations, but it’s important to understand the laws and regulations surrounding these loans in Dupont, Colorado. Take the time to evaluate your financial situation and consider all your options before deciding if a payday loan is right for you.

F.A.Q.

Do I need to have good credit to get a payday loan in Dupont, Colorado?

No, payday loans are available to individuals with all credit backgrounds.

How do I apply for a payday loan in Dupont, Colorado?

Applications can be completed online or in person at a payday loan lender.