Payday Loans in Grand Junction, Colorado

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Payday Loan Companies in Grand Junction, CO

Company nameAddressZip codePhone number
A Pawn Shop 353 Pitkin Ave 81501 +1 (970) 241 - 2194
ABC Auto & Pawn 3001, I-70BL 81501 +1 (970) 242 - 6016
Academy Bank 2881 North Ave 81503 +1 (970) 361 - 3920
Alpha Pawn Shop 2922 North Ave 81504 +1 (970) 242 - 7619
Alpine Bank 2424 Patterson Rd 81505 +1 (970) 243 - 5200
American AgCredit 2452 F Rd 101 81505 +1 (970) 243 - 1784
ANB Bank 131 N 6th St 81501 +1 (970) 242 - 5211
Aspen National Financial Inc 827 Rood Ave 81501 +1 (970) 263 - 7320
Bank of Colorado 200 Grand Ave 81502 +1 (970) 245 - 1600
Bank of the San Juans - Division of Glacier Bank 2452 US-6 81505 +1 (970) 242 - 2255
Bellco Credit Union 2478 Highway 6 & 50 81505 +1 (303) 689 - 7834
Cash Paid Right LLC 2692 US-50 81503 +1 (970) 243 - 8133
Check Into Cash 2546 Rimrock Ave #500 81505 +1 (970) 242 - 4225
Coloramo Federal Credit Union 516 28 Rd 81501 +1 (970) 243 - 7280
Community Banks of Colorado 100 Main St 81501 +1 (970) 263 - 8800
Cornerstone Home Lending, Inc. 2454 Patterson Rd 200 80634 +1 (970) 623 - 7040
Daniel Gonzales Fairway Independent Mortgage Corporation Loan Officer 601 Main St 81501 +1 (970) 623 - 9315
Darrin R Wade Fairway Independent Mortgage Corporation Area Manager 601 Main St 81501 +1 (970) 201 - 0660
Dillons Money Services 2600 N 12th St 81501 +1 (620) 232 - 3300
Fidelity Mortgage - Grand Junction 700 Belford Ave # 300 81501 +1 (970) 242 - 7000
First National Pawn 2892 North Ave Unit B 81501 +1 (970) 243 - 3503
Freedom Financial Services 300 Main St 81501 +1 (970) 263 - 7200
Gershman Mortgage - Grand Junction, CO 2518 Monument Rd 10 81507 +1 (970) 712 - 5355
Grand Junction Federal Credit Union 910 Main St 81501 +1 (970) 243 - 1370
Grand Valley Bank 570 25 Rd 81505 +1 (970) 241 - 4400
Harmony Federal Credit Union FCU 504 Court Rd 81501 +1 (970) 242 - 3100
Home Loan State Bank 205 N 4th St 81501 +1 (800) 576 - 6428
Home Loans 205 N 4th St 302 81501 +1 (970) 648 - 0034
Independent Finance Company 1548 W Independent Ave 81505 +1 (970) 255 - 0770
Kent Shettler - Raymond James 200 Grand Ave 81501 +1 (970) 245 - 1600
Loan Stop 1005 N 12th St. Ste. # 104 81501 +1 (970) 242 - 3232
Loomis Armored US 2458 I-70BL 81501 +1 (970) 243 - 9534
Mr Payroll 333 N 1st St 81501 +1 (970) 256 - 9730
Quik Cash 2835 1/2 North Avenue 81501 +1 (970) 257 - 7680
Rio Grande Federal Credit Union 760 Rood Ave 81501 +1 (970) 243 - 7330
Sooper Credit Union 2440 Patterson Rd 81505 +1 (970) 242 - 0123
Timberline Bank 649 Market St 81505 +1 (970) 683 - 5560
Two Rivers Trust Co 744 Horizon Ct 350 81506 +1 (970) 628 - 1944
U.S. Bank ATM - Clifton 569 32 Rd 81504 +1 (800) 872 - 2657
U.S. Bank Branch 569 32 Rd 81504 +1 (970) 434 - 2396
Waddell & Reed, Inc. - Financial Advisors 605 25 Rd Suite 201 81505 +1 (970) 243 - 4480
Western Rockies FCU 2302 North Ave 81501 +1 (970) 243 - 2434

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grand Junction, CO, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Greeley, CO, Guaranteed Loans in Littleton, CO, Payday Loan for Longmont, CO, Payday Loans in Loveland, CO, Payday Loan for Parker, CO, Payday Loan for Pueblo, CO, Payday Loans in Westminster, CO and Payday Loan Companies in Wheat Ridge, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grand Junction, CO.

Beautiful sights of Grand Junction, CO

Payday Loans Available in Grand Junction, CO By The Following ZIP Codes:

81505, 81502, 81506, 81504, 81503, 81501

Are Payday Loans Legal In Grand Junction, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Grand Junction, CO payday loan calculator

If you are wondering how to get a payday loan in Grand Junction, Colorado, it’s easy! Many lenders work within your state. You can even get the best rates and pay less interest than other loans. It is important to understand that it’s wise to use these loans wisely and only last.

Payday loans act like traditional bank credit without the requirement of collateral. They may be used for emergency or unforeseen circumstances that require quick cash like bills, car repairs, or medical emergencies.

When you receive a payday loan in Grand Junction, Colorado, you will receive your cash within 2-3 business days, and there are no hidden fees or costs. Some of the benefits of this type of loan include:

  • Flexibility – You don’t have to sign up for an entire payday loan repayment plan. Instead, you can pay as much as you can afford.
  • Short Term – The average payday loan term is only 14 days, which means fewer interest charges and more money in your pocket!
  • Low Rates – Payday lenders take advantage of the financial crisis and offer consumers low rates on loans. You may get a payday loan with a 13% APR.
  • The ability to pay – You can quickly pay your loan to save money and avoid additional fees.
  • The choice – You can receive an online payday loan instead of receiving one in person. You can decide if you want your loan delivered by mail or if you would like to apply online.
  • Your privacy – All the information you provide to the payday loan company will be kept private. They will not allow anyone to know your name or address.

How to Find a Good Direct Lender in Grand Junction, CO Online?

If you are looking for a direct lender in Grand Junction, Colorado, we have the information you need. There are many ways to find a deal on a payday loan. The first step is to do a little research on the internet and find out your options. Many websites offer direct lenders in Grand Junction, Colorado, that can help you with your financial situation.

Some of the benefits of an online direct lender in Grand Junction, Colorado, include:

  • Gain peace of mind – You will be able to find a direct lender in Grand Junction, Colorado, that can help you with your financial situation.
  • Payless interest – You will not have to pay any hidden fees or costs with a direct payday loan.
  • Access to information – Online direct lenders provide you with various options and will educate you on them. The website will help you determine what your best financial decision is. You can get more information by asking questions or reading reviews from others who have used the lender.
  • Easy to use – These lenders can be applied for online. They have a secure online application that is easy to use and very simple. There are no complicated forms or confusing terms. In general, this is a service that you can easily understand.

These are just some of the benefits you will get when you choose a direct lender in Grand Junction, Colorado. You should carefully consider these benefits and investigate them before choosing which direct lender will work best for your financial situation. Compare these costs with those of other options and make the most appropriate decision for your budget and future needs.

Cash Advance Online in Grand Junction, CO

You have a few options if you seek a cash advance online in Grand Junction, Colorado. How do you know that you choose the right cash advance online in Grand Junction, Colorado?

  1. The interest rate should be low – A good lender will not charge more than 36% APR, and they will provide you with a clear definition of their cost.
  2. It should be easy to repay – You can always pay your loans back on a schedule that works best for your budget.
  3. Low fees – You should not have hidden or confusing costs when using a direct lender or other payday loan service. Ensure that you read all the fine print and know what to expect from your lender.
  4. Fast Approval – If you are in a hurry to obtain your cash, you should apply with companies that can quickly process your application and get you the funds that you need fast.
  5. Flexible terms – Loans that can be repaid over time are smart for consumers. Choose a lender that will offer flexible terms to meet your needs.
  6. Support assistance – Use a payday loan company that offers help if things don’t go as expected or if you have questions about the process. Quality customer support is important and can help save your money and avoid additional costs when using this type of service.

Can I Get a Payday Loan for Bad Credit in Grand Junction, CO? 

If you have bad credit in Grand Junction, Colorado, you can still get approved for a payday loan. It doesn’t matter that your credit score may be low; this does not mean that you will not be able to obtain approval in your local area. Lenders know that payday loans are a good way to get extra money, and they also understand that it may be difficult to get approved and payback.

A common question is can I get a payday loan with bad credit? The answer is yes, but it requires some work on your part. First of all, everyone needs to understand the difference between a lender who caters only to people with poor credit and those who offer loans to people with no credit.

Most lenders that offer payday loans for bad credit have different requirements, but they are all similar. Generally, there are two types of payday lending companies you can use if you are low on cash and need a short-term loan. Borrowers with no credit or bad credit can get an emergency payday loan from high-paying lenders. These lenders offer quick service and provide cash quickly without hassle or problems.

24 Hour Payday Loans in Grand Junction, Colorado

Several lenders in Grand Junction offer payday loans for bad credit 24 hours a day. These lenders will provide you with the money you need to pay your bills and keep your accounts from overdraft. Some fees are involved, but these fees are not too high for a short-term loan.

These types of loans are helpful because they can be repaid relatively quickly. You will not have to worry about the interest and additional fees on your loan because you have a short time frame to pay it off.

If you need funding fast, these loans are a great option if you are in a situation. You can apply online and get the money that you need for any reason. There is no reason to wait for hours or days when you can get cash quickly by using a lender that offers payday loans in Grand Junction.

Requirements for obtaining a loan in Grand Junction, CO:

  • The person must be a US citizen or permanent resident.
  • Must be over 18 years of age.
  • Must have a checking account and provide bank statements for verification purposes.
  • Must provide proof of income.
  • If self-employed must provide pay stubs for the past two months and tax returns from previous years.

Can You Get a Payday Loan in Grand Junction, CO, Without a Bank Account? 

Many people believe that you need a bank account to get a payday loan. The truth is, this is not the case. If you need cash and have no other option, you can use this lending service. Some lenders specialize in people who do not have bank accounts available to them.

When getting a payday loan in Grand Junction, Colorado, it can be helpful to know that you do not have to have a bank account available. You may still be eligible for a short-term loan and get the money you need in less than 24 hours. This can be very helpful if you are currently cash-strapped and need additional money right away.

There are some requirements involved when applying for a loan without a bank account. Generally, you need to have a steady income coming in, and there should be no reason you can’t pay the loan back. The lender will carefully review your credit score and financial situation before approving any application.

Many people who do not have bank accounts still use credit cards and other services that keep an active account open with the company. It is helpful if you want to secure a short-term loan and avoid high-interest rates on your credit cards.

FAQ

Are Short-term Loans in Grand Junction, Colorado, Good?

Short-term loans are available in Grand Junction, Colorado. You can get quick funding for the amount you need without having to go through securing a standard loan from a bank or credit union. These loans are helpful because they offer quick funding with some additional fees connected to the loan.
Most payday loan companies will not ask too many questions about getting your money. They understand that you may be desperate for cash and just want help quickly. Whether it is an emergency or you need funding for unexpected expenses, these loans can help without any hassle or delays.
The application process is simple, and you can complete the application online if that is your preferred method of applying for funds.

Are Payday Loans Legal?

Many people believe that payday loans are not legal. The truth is, payday loans have been around for a long time, and they are legal in most states in the US. This type of loan is similar to a short-term loan that you may get from a bank or credit union.
These loans are not the same as traditional financing methods because they come with additional fees. Many people find this to be ok because these loans are much easier to secure than many other types of standard lending options.
If you need some money and don’t mind paying just a bit for additional fees, payday loans in Grand Junction, Colorado, can help you get what you need without securing financing from another source.

Is Getting a Payday Loan Easy?

Getting a payday loan in Grand Junction, Colorado, is very easy. These types of loans have been available for many years, and they continue to be popular because they are so easy to secure without much hassle or delay. If you need cash right away, this is the type of loan that you need to look into getting today.
The application process is simple, and there isn’t any credit check involved when you apply for the loan online.