Payday Loans in Guffey, Colorado

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No payday loan companies in Guffey, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Town & Country Finance Corp. 122 E Aspen Ave, Fruita, CO 81521 +1 (970) 858 - 4752
EZPAWN 6195 E 72nd Ave, Commerce City, CO 80022 +1 (303) 287 - 9399
Corral Pawn & Trading Post 126 E Main St, Trinidad, CO 81082 +1 (719) 846 - 6043
Vectra Bank Colorado 218 E Valley Rd, Carbondale, CO 81623 +1 (970) 963 - 3600
FirstBank 2 E, Plum Creek Pkwy, Castle Rock, CO 80104 +1 (303) 688 - 5000
Westerra Credit Union 4625 Trail Boss Dr, Castle Rock, CO 80104 +1 (303) 563 - 6621
Power Credit Union 120 S Crescent Dr, Pueblo, CO 81007 +1 (719) 647 - 2898
Maxim Financial Corporation 1900 9th St #300, Boulder, CO 80302 +1 (303) 449 - 7733
ACE Cash Express 2601 W 10th St, Greeley, CO 80634 +1 (970) 304 - 1256
FirstBank 17 Vail Rd, Vail, CO 81657 +1 (970) 476 - 5686

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Guffey, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Arvada, CO, Payday Loans in Aurora, CO, Payday Loans in Boulder, CO, Short-term Loans in Brighton, CO, Payday Loans in Broomfield, CO, Payday Loan Companies in Castle Rock, CO, Payday Loans in Colorado Springs, CO and Same Day Loans in Commerce City, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guffey, CO.

Beautiful sights of Guffey, CO

Payday Loans Available in Guffey, CO By The Following ZIP Codes:

80820

Are Payday Loans Legal In Guffey, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Guffey, CO payday loan calculator

What are Payday Loans in Guffey, Colorado?

Payday loans are short-term loans that can help people in need of quick cash to pay for unexpected expenses, such as car repairs, medical bills, or utility bills. These loans are typically due within two weeks and are based on a borrower’s income and employment status.

In Guffey, Colorado, payday loans are legal. The Colorado Deferred Deposit Loan Act regulates the industry, which sets basic requirements for lenders and borrowers. For example, lenders must be licensed, and borrowers must be at least 18 years old, have an active checking account, and provide proper identification.

How Do Payday Loans Work?

To obtain a payday loan in Guffey, Colorado, a borrower must provide their lender with a post-dated check or access to their bank account. On the due date, the lender will cash the check or withdraw funds from the borrower’s account to repay the loan plus fees. The fees and interest rates for payday loans can vary, but in Colorado, the annual percentage rate (APR) is capped at 36%.

  • Pro tip: Before taking out a payday loan, make sure you can repay it on time. Failure to repay can result in additional fees and interest, collection calls, legal action.

Interesting Facts about Payday Loans in Guffey, Colorado

  • The average payday loan amount in Colorado is $392, and the average loan term is 97 days.
  • In 2020, Colorado residents took out over 350,000 payday loans for a total of nearly $160 million in loans.
  • Guffey, Colorado is a rural community located about 70 miles southwest of Colorado Springs. Despite its small size, Guffey has several payday lenders, providing convenient access to short-term financing for those in need.

Advantages of Using TheGuaranteedLoans Service

At TheGuaranteedLoans, we connect borrowers in need of payday loans with potential lenders. Our service offers several advantages over traditional payday loan providers:

  • Convenience: Apply for a loan online from the comfort of your own home.
  • Multiple Lenders: We work with a network of lenders, increasing the chances of approval and allowing borrowers to compare rates and terms.
  • Privacy: We value our borrowers’ privacy and protect their information using industry-standard security protocols.
  • Speed: After submitting an application, borrowers may receive loan offers within minutes.

Apply Now for a Payday Loan in Guffey, Colorado

Regardless of your financial situation or credit history, TheGuaranteedLoans can help connect you with a potential lender. To apply, simply fill out our online application form. Remember, we are not a direct lender, but rather a connector service that specializes in finding the right lender for your specific needs.

  • Note: Payday loans are meant to be used for short-term financial needs and are not intended to be a long-term financial solution.

F.A.Q.

Are there any restrictions on how payday loan funds can be used in Guffey, Colorado?

No, the funds from a payday loan can be used for any purpose.

Do I need to provide collateral for a payday loan in Guffey, Colorado?

No, payday loans in Guffey, Colorado are unsecured and do not require collateral.