Payday Loans in Hillrose, Colorado

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No payday loan companies in Hillrose, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 320 S Lincoln Ave, Steamboat Springs, CO 80487 +1 (970) 870 - 2000
Bellco Credit Union 244 Milwaukee St, Denver, CO 80206 +1 (720) 479 - 5277
Timberline Bank 649 Market St, Grand Junction, CO 81505 +1 (970) 683 - 5560
American AgCredit 850 E 2nd Ave, Durango, CO 81301 +1 (970) 259 - 1540
Credit Collective LLC 24928 Genesee Trail Rd, Golden, CO 80401 +1 (303) 670 - 5111
TBK Bank 122 W Main St, Sterling, CO 80751 +1 (970) 522 - 5151
ACE Cash Express 15034 E Mississippi Ave, Aurora, CO 80012 +1 (303) 745 - 7519
Amada Senior Care 2850 McClelland Dr Suite 1900, Fort Collins, CO 80525 +1 (970) 237 - 5747
Capital One Caf 1247 Pearl St, Boulder, CO 80302 +1 (303) 209 - 0017
Paycheck Loans 4097 S Broadway, Englewood, CO 80113 +1 (303) 762 - 8400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hillrose, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Parker, CO, Payday Loans in Pueblo, CO, Payday Loan Without a Credit Check in Westminster, CO, Emergency Loan in Wheat Ridge, CO, Payday Loans in Arvada, CO, Payday Loans in Aurora, CO, Same Day Loans in Boulder, CO and Payday Loans in Brighton, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hillrose, CO.

Beautiful sights of Hillrose, CO

Payday Loans Available in Hillrose, CO By The Following ZIP Codes:

80733

Are Payday Loans Legal In Hillrose, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Hillrose, CO payday loan calculator

Understanding Payday Loans in Hillrose, Colorado

Payday loans have become a popular way for people to get quick cash in times of financial need. In Hillrose, Colorado, these loans are legal and can be a helpful resource for those who require immediate financial assistance. Here, we’ll take a closer look at payday loans in Hillrose, Colorado, to help you understand the ins and outs of this type of loan.

What Are Payday Loans?

Payday loans, also known as cash advances, are a short-term loan option. They are typically small-dollar loans, with repayment terms of usually two to four weeks. The borrower writes a postdated check or provides the lender with access to their bank account for the amount borrowed plus fees and interest.

The loan amount is usually determined by the borrower’s income level and commonly ranges from $100 to $1,500. Interest rates can be high, often being around 400% APR, meaning that a borrower may pay $15 for every $100 borrowed.

How to Qualify for a Payday Loan in Hillrose, Colorado

To qualify for a payday loan in Hillrose, Colorado, you must be at least 18 years of age, have a valid government-issued ID or driver’s license, and have a checking account in good standing. You will also need to show proof of income, such as a recent pay stub or bank statement, and proof of residency, such as a utility bill or lease agreement.

Some lenders may require a credit check, while others do not. However, a bad credit score will not necessarily disqualify you from getting a payday loan in Hillrose.

The Pros and Cons of Payday Loans in Hillrose, Colorado

Like any loan, payday loans have their upsides and downsides. Here are some of the pros and cons of taking out a payday loan in Hillrose, Colorado:

Pros

  • Quick access to cash: if approved, you can receive the funds on the same day or next business day.
  • Easy to qualify: payday loans have minimal eligibility requirements compared to other loans.
  • No collateral needed: you don’t need to put up any assets as collateral for a payday loan.

Cons

  • High fees and interest rates: payday loans are known for having high interest rates and fees, making them one of the most expensive loan options available.
  • Short repayment terms: you must repay the loan within two to four weeks, which can be challenging for some borrowers.
  • Potential debt trap: if you can’t repay the loan in time, you may be stuck in a cycle of debt, taking out additional loans to pay off your previous ones.

Interesting Facts and Statistics About Payday Loans in Hillrose, Colorado

  • In Colorado, the maximum amount that can be borrowed through a payday loan is $500 and the repayment term cannot exceed 40 days.
  • In 2019, Colorado enacted new payday lending regulations that include requiring lenders to offer extended repayment plans.
  • According to the Center for Responsible Lending, the average payday borrower in Colorado takes out eight loans per year, with an average loan size of $392.

Apply Now with TheGuaranteedLoans

If you’re considering taking out a payday loan in Hillrose, Colorado, TheGuaranteedLoans can help you connect with potential lenders. Our online application is simple and easy to use, and we can help you find a lender that fits your needs. Keep in mind that TheGuaranteedLoans is not a direct lender, we are a connector service that can help facilitate your connection to potential lenders in Hillrose, Colorado.

By using TheGuaranteedLoans, you can get a competitive interest rate and avoid hidden fees. We’ll help you get the cash you need, when you need it, so you can take care of unexpected expenses or emergency situations.

Conclusion

Payday loans in Hillrose, Colorado, can be a fast way to get cash when you need it. However, they come with high fees and interest rates and should only be used as a last resort. By understanding how payday loans work, their pros and cons, and by doing your research to find a reputable lender, you can make an informed decision about whether a payday loan is right for you. And if you decide to move forward, TheGuaranteedLoans can help you connect with potential lenders, so you can get the funds you need quickly and easily.

F.A.Q.

Are payday loans legal in Hillrose, Colorado?

Yes, payday loans are legal in Hillrose, Colorado, but there are certain regulations in place to protect borrowers.

How much can I borrow through a payday loan in Hillrose, Colorado?

in Hillrose, Colorado, the maximum amount you can borrow through a payday loan is $500.