Payday Loans in Homelake, Colorado

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No payday loan companies in Homelake, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Jay Fertman Direct Lending 5645 S Shawnee St, Aurora, CO 80015 +1 (720) 870 - 6812
TBK Bank 310 E 3rd St, La Junta, CO 81050 +1 (719) 384 - 2000
Fast And Easy Payday Loans 8440 Raspberry Way, Frederick, CO 80504 +1 (800) 457 - 9519
FNBO - First National Bank of Omaha 4770 Table Mesa Dr, Boulder, CO 80305 +1 (303) 464 - 3838
EZPAWN 1230 N Academy Blvd, Colorado Springs, CO 80909 +1 (719) 314 - 3640
United Business Bank 102 E Bridge St, Hotchkiss, CO 81419 +1 (970) 872 - 3111
Walmart Money Center 2921 Toupal Dr, Trinidad, CO 81082 +1 (719) 846 - 4477
Check Xchange 1605 9th St, Greeley, CO 80631 +1 (970) 353 - 9134
National Loan Exchange 19751 Mainstreet, Parker, CO 80138 +1 (720) 612 - 7828
Mountain River Credit Union 2437 Main St, Alamosa, CO 81101 +1 (719) 589 - 2544

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Homelake, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Denver, CO, No Credit Check Loans in Englewood, CO, Payday Loan Without a Credit Check in Fort Collins, CO, Guaranteed Loans in Grand Junction, CO, Bad Credit Loans in Greeley, CO, Online Loans in Littleton, CO, Same Day Loans in Longmont, CO and Emergency Loan in Loveland, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Homelake, CO.

Are Payday Loans Legal In Homelake, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Homelake, CO payday loan calculator

Payday Loans in Homelake, Colorado

When unexpected expenses arise, it can be challenging to find the financial resources you need to cover them. Payday loans can be a helpful solution for many people, but it’s crucial to understand the regulations surrounding them in your state. In Colorado, payday loans are legal, but they come with specific restrictions and protections to keep consumers safe.

Limitations and Requirements for Payday Loans in Colorado

Firstly, it’s vital to know that payday loans in Colorado are limited to $500, and there is a minimum loan term of six months. The interest rate on a payday loan cannot exceed 20%. Additionally, lenders cannot charge you more than $25 in finance charges per month for every $100 borrowed.

In Colorado, borrowers are also allowed to take out a maximum of one payday loan at a time, with a cooling-off period of 30 days between loans. There is no option for rollover, and lenders can’t pursue legal action against borrowers who default on their loans. Instead, lenders must offer a repayment plan to customers who are struggling to repay their loans on time.

How to Apply for a Payday Loan in Homelake, Colorado

If you need a payday loan in Homelake, Colorado, you can apply online with TheGuaranteedLoans. We are a connector service that helps match potential borrowers with lenders, making the application process straightforward and stress-free.

The application process on our website is quick and easy, with a simple form to fill out. When you submit a request, we match you with the most suitable lender from our network.

To apply for a payday loan in Homelake, Colorado, you’ll need to meet the following requirements:

  • You must be at least 18 years old
  • You must be a U.S. citizen or a permanent resident
  • You must have an active checking account
  • You must provide proof of income

Once you’ve submitted your request, a lender will review your application and provide loan terms. If you agree to the terms, the lender will deposit the funds directly into your bank account. In most cases, you can receive your loan funds within 24 hours of being approved.

Interesting Facts and Statistics About Payday Loans in Homelake, Colorado

  • In Colorado, payday lenders have sued over 300,000 borrowers since 2005, typically over unpaid debts of less than $1,000.
  • As of 2021, there are over 600 payday lenders operating in Colorado, outnumbering McDonald’s and Starbucks locations combined.
  • In 2019, Colorado lawmakers passed a bill to reduce the interest rates on payday loans to 36%, making the state one of the few to cap rates at this level.

Apply Now with TheGuaranteedLoans

If you need financial assistance to cover an unexpected expense, a payday loan may be a helpful option in Homelake, Colorado. At TheGuaranteedLoans, we make the application process simple and easy. Apply now on our website and get connected with a lender who can offer the assistance you need.

Remember, we are not a direct lender, but we will connect you with reputable lenders in our network. Our goal is to help you find the financial assistance you need while maintaining transparency and honesty every step of the way.

F.A.Q.

What are the eligibility requirements for payday loans in Homelake, Colorado?

Applicants must be at least 18 years old and have a regular source of income.

Is there a limit on the amount I can borrow with a payday loan in Homelake, Colorado?

The maximum amount that can be borrowed is $500.