Payday Loans in Iliff, Colorado

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Iliff, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 8500 W Crestline Ave Suite G8, Littleton, CO 80123 +1 (720) 981 - 7720
ABC Title LLP 15 E 3rd St, La Junta, CO 81050 +1 (719) 384 - 0445
Check Into Cash 390-B South Wilcox Street, Castle Rock, CO 80104 +1 (720) 733 - 0757
United Business Bank 392 Hwy 92, Crawford, CO 81415 +1 (970) 822 - 4260
Waddell & Reed, Inc. - Financial Advisors 605 25 Rd Suite 201, Grand Junction, CO 81505 +1 (970) 243 - 4480
Paragon Financial Investors 601 N Nevada Ave, Colorado Springs, CO 80903 +1 (719) 447 - 9600
City Cash 204 W Main St, Florence, CO 81226 +1 (719) 372 - 1000
Evergreen Auto Brokers 30706 Bryant Dr 204, Evergreen, CO 80439 +1 (720) 308 - 3942
Community Banks of Colorado 305 S, Guyrene St, Dove Creek, CO 81324 +1 (970) 677 - 2241
Andiamo Mortgage Group 600 Main Ave 105, Durango, CO 81301 +1 (970) 385 - 2345

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Iliff, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Greeley, CO, 24-Hour Loan in Littleton, CO, Payday Loans in Longmont, CO, Short-term Loans in Loveland, CO, Payday Loans in Parker, CO, 24-Hour Loan in Pueblo, CO, Payday Loan for Westminster, CO and Payday Loan Without a Credit Check in Wheat Ridge, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Iliff, CO.

Payday Loans Available in Iliff, CO By The Following ZIP Codes:

80736

Are Payday Loans Legal In Iliff, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Iliff, CO payday loan calculator

Payday Loans in Iliff, Colorado – Understanding the Basics

Life is unpredictable, and unexpected expenses can crop up at any time. When financial emergencies arise, many people turn to payday loans for a quick solution. Payday loans are a form of short-term borrowing that allows you to take out a small amount of cash – usually up to $500 – to cover expenses until your next payday.

In Colorado, payday loans are legal and regulated by the Colorado Attorney General’s Office. If you’re a resident of Iliff, Colorado, and you’re considering a payday loan, here’s what you need to know:

How Do Payday Loans Work?

Payday loans are simple and straightforward. You can apply for a payday loan online, over the phone, or at a payday lender’s storefront. To qualify for a payday loan, you need to have a steady source of income and a checking account. You’ll be required to provide proof of income, such as recent pay stubs, and some form of identification.

The lender will ask you to sign a loan agreement that outlines the terms of the loan, including the loan amount, the loan term, and the fees and interest charges. Typically, payday loans are due on your next payday, which is usually within two weeks to a month.

When your loan comes due, the lender will automatically withdraw the loan amount plus fees and interest from your checking account. If you don’t have enough money in your account to cover the withdrawal, you’ll be charged additional fees and may be subject to overdraft fees from your bank.

What Are the Benefits of Payday Loans?

  • Easy to qualify: Unlike traditional loans, payday loans don’t require a credit check, so even if you have poor credit, you may still be able to qualify.
  • Fast funding: If you need money quickly, payday loans can provide funds within 24 to 48 hours.
  • No collateral: Unlike secured loans, payday loans don’t require collateral, such as a car or house, which means you don’t risk losing your property if you can’t repay the loan.

What Are the Risks of Payday Loans?

  • High fees and interest rates: Payday loans can come with extremely high fees and interest rates, which can make it difficult to repay the loan on time and can trap you in a cycle of debt.
  • Short repayment terms: Since payday loans are due on your next payday, you may not have enough time to gather the money you need to pay back the loan, which can result in additional fees and interest charges.
  • Potential for fraud: Some unscrupulous lenders may prey on vulnerable borrowers, charging exorbitant fees and interest rates and engaging in predatory lending practices.

Interesting Facts and Statistics About Payday Loans in Iliff, Colorado

  • As of 2021, there are 23 payday lenders operating in Colorado.
  • The average payday loan amount in Colorado is $392.42.
  • The average annual percentage rate (APR) on a payday loan in Colorado is 129.5%.
  • According to a 2019 survey by the Colorado Attorney General’s Office, 34% of Colorado payday loan borrowers defaulted on their loans in 2018.

TheGuaranteedLoans – Connecting You with Lenders

If you’re considering a payday loan in Iliff, Colorado, TheGuaranteedLoans can help. We’re a connector service that works with a network of reputable lenders to connect borrowers with the funds they need. Fill out our online application today, and we’ll match you with potential lenders who can provide you with the funds you need to cover your unexpected expenses.

Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Instead, we facilitate connections between borrowers and potential lenders. Any loan agreement you enter into will be between you and the lender, not TheGuaranteedLoans.

F.A.Q.

What are the requirements to apply for a payday loan in Iliff, Colorado?

In order to apply for a payday loan in Iliff, Colorado, borrowers must be at least 18 years old, have a valid ID and proof of income.

Are there any limits on the amount that can be borrowed through a payday loan in Iliff, Colorado?

in Iliff, Colorado, the maximum amount that can be borrowed through a payday loan is $500.