Payday Loans in Indian Hills, Colorado

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No payday loan companies in Indian Hills, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Main Street Mortgage Company 503 N Main St 203, Pueblo, CO 81003 +1 (719) 696 - 9335
Security Service Federal Credit Union 1617 Hwy. 50 W, Ste. 140, Pueblo, CO 81008 +1 (800) 525 - 9570
Payday Loans 1013 W Garden of the Gods Rd, Colorado Springs, CO 80907
Mona Lara - Thrivent Financial 2060 Briargate Pkwy 120, Colorado Springs, CO 80920 +1 (719) 896 - 4205
DolEx Dollar Express 5650 E 64th Ave, Commerce City, CO 80022 +1 (888) 246 - 2527
Raymond James Financial Services 131 W Main St, Sterling, CO 80751 +1 (970) 526 - 9200
Chem-Dry of Colorado Springs 3335 El Paso Pl 110, Colorado Springs, CO 80907 +1 (719) 570 - 3167
Cherry Creek Mortgage Co Inc 27 Main St 103, Edwards, CO 81632 +1 (970) 926 - 5363
Equitable Savings & Loan Association 888 Main St, Limon, CO 80828 +1 (719) 775 - 2842
Speedy Cash 6501 E Evans Ave, Denver, CO 80224 +1 (303) 685 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Indian Hills, CO, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Arvada, CO, Payday Loans in Aurora, CO, 24-Hour Loan in Boulder, CO, Online Loans in Brighton, CO, Payday Loan Without a Credit Check in Broomfield, CO, Payday Loans in Castle Rock, CO, Payday Loans in Colorado Springs, CO and Payday Loans in Commerce City, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Indian Hills, CO.

Beautiful sights of Indian Hills, CO

Payday Loans Available in Indian Hills, CO By The Following ZIP Codes:

80454

Are Payday Loans Legal In Indian Hills, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Indian Hills, CO payday loan calculator

Understanding Payday Loans in Indian Hills, Colorado

Payday loans are short-term, high-interest loans typically taken out by individuals to cover their expenses until their next paycheck arrives. The loans are usually payable within two to four weeks and are often associated with exorbitant interest rates, making it difficult for borrowers to repay the loan in a timely fashion. However, the good news is that payday loans are legal in Colorado, including in the town of Indian Hills.

What Are the Regulations Surrounding Payday Loans in Indian Hills?

Colorado, like most states in the US, has its own set of laws that govern payday loans. Indian Hills falls under the same regulations as the rest of the state. Here are some key facts:

  • Payday loan lenders in Colorado can lend up to $500.
  • The interest rates on payday loans in Colorado are capped at 45%, plus a finance charge of up to $30 per $100 borrowed.
  • Payday loan repayment plans in Colorado must extend the payment period to at least six months with no additional finance charges.
  • A payday loan can only be taken out by a borrower once in a six-month period.

Why Might Someone Consider Taking Out a Payday Loan?

Payday loans can be a viable option for those who are experiencing a financial emergency and need quick cash. Here are some reasons why a person in Indian Hills might consider taking out a payday loan:

  • The borrower does not have a good credit score and cannot qualify for a traditional loan.
  • The borrower needs to cover an unexpected expense like a medical bill or car repair and does not have the funds available in their bank account.
  • The borrower needs cash immediately and does not want to wait for a traditional loan to be processed (which can take several days).

The Risks of Taking Out a Payday Loan

While payday loans can provide quick relief in times of financial need, they come with risks, particularly if the borrower cannot repay the loan in full by the due date. Here are some potential risks to keep in mind:

  • The high-interest rates and finance charges can make it difficult for the borrower to repay on time, leading to a cycle of debt that is difficult to break.
  • Inability to repay the loan can lead to additional fees and penalties, which can add up quickly.
  • Some lenders may engage in aggressive collection tactics if the borrower is unable to repay the loan, potentially leading to legal action.

Interesting Facts and Statistics About Payday Loans in Indian Hills, Colorado

  • The average payday loan in Colorado is $392.
  • The average interest rate on a payday loan in Colorado is 129%
  • In 2019, Colorado enacted laws to help protect borrowers from unscrupulous lenders who engage in predatory lending practices.

Apply Now with TheGuaranteedLoans

If you find yourself in need of a payday loan in Indian Hills, Colorado, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, we don’t lend money directly but instead facilitate communication between borrowers and lenders to help you find quick and easy solutions for your financial needs. Fill out an online application on our website today to get started.

F.A.Q.

How long do borrowers have to repay a payday loan in Indian Hills, Colorado?

Payday loans in Indian Hills, Colorado are typically due within 14 days.

Are there any restrictions on the number of payday loans that can be taken out in Indian Hills, Colorado?

in Indian Hills, Colorado, borrowers are limited to taking out only one payday loan at a time.