Payday Loans in Lucerne, Colorado

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No payday loan companies in Lucerne, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Money Now Inc Payday Loans 4848 S College Ave, Fort Collins, CO 80525 +1 (970) 377 - 2346
J's Check Cashing 131 Sherman St, Fort Morgan, CO 80701 +1 (970) 542 - 0145
Check Into Cash 1550 S Colorado Blvd #101, Denver, CO 80222 +1 (303) 759 - 4031
Alpine Bank 1777 Wynkoop St, Denver, CO 80202 +1 (303) 573 - 0709
Money Lenders 601 W Main St, Sterling, CO 80751 +1 (970) 526 - 2510
Check Into Cash 390-B S Wilcox St, Castle Rock, CO 80104 +1 (720) 733 - 0757
Ace Loans 3060 S Academy Blvd, Colorado Springs, CO 80911 +1 (719) 390 - 6072
First Eagle Funding Corporation 8690 Wolff Ct 100, Westminster, CO 80031 +1 (303) 428 - 2200
KeyBank 4535 Milestone Ln, Castle Rock, CO 80104 +1 (303) 663 - 5340
LPL Financial 385 Inverness Pkwy 105, Englewood, CO 80112 +1 (303) 539 - 3900

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lucerne, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Arvada, CO, Payday Loans in Aurora, CO, Quick Loan in Boulder, CO, Payday Loans in Brighton, CO, Payday Loans in Broomfield, CO, Payday Loans in Castle Rock, CO, Guaranteed Loans in Colorado Springs, CO and Payday Loans in Commerce City, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lucerne, CO.

Beautiful sights of Lucerne, CO

Are Payday Loans Legal In Lucerne, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Lucerne, CO payday loan calculator

Payday Loans in Lucerne, Colorado

If you find yourself in a financial bind in Lucerne, Colorado, one option to consider is a payday loan. These short-term, high-interest loans may be an attractive option for those who need cash quickly. However, it’s important to understand the risks and benefits of payday loans before you apply.

What Are Payday Loans?

Payday loans are small, short-term loans that are typically due on your next payday. The amount you can borrow is usually limited to a percentage of your income, and the interest rates can be very high. In Colorado, payday loans are legal and regulated by state law.

The Pros of Payday Loans

  • They can provide quick access to cash for unexpected expenses or emergencies.
  • The application process is often fast and easy.
  • Even if you have bad credit, you may still be able to get approved for a payday loan.

The Cons of Payday Loans

  • The interest rates can be very high, which can lead to a cycle of debt if you can’t repay the loan on time.
  • The fees and interest can add up quickly, making payday loans more expensive than other types of loans.
  • If you can’t repay the loan on time, it can damage your credit score and make it harder to borrow money in the future.

Interesting Facts and Statistics about Payday Loans in Lucerne, Colorado

According to the Colorado Attorney General’s Office, the average payday loan in Colorado is about $392, and the average interest rate is around 129%. In 2019, Coloradans took out more than 414,000 payday loans, with an average term of 97 days. About 23% of borrowers defaulted on their loans, which means they were unable to repay them on time.

It’s also worth noting that Colorado passed a law in 2010 that limits the amount of interest and fees that lenders can charge on payday loans. Under this law, loans cannot have a term longer than 45 days, and the interest rate is capped at 36% APR, plus a 20% origination fee for the first $300 borrowed.

Apply Now

If you’re considering a payday loan in Lucerne, Colorado, TheGuaranteedLoans can help. We are a connector service that can facilitate your connection with potential lenders. Our online application is fast, easy and secure, and you can get an answer in minutes. Just remember, payday loans are a high-cost form of credit and should only be used as a last resort. Make sure you understand the terms and conditions of the loan before you apply.

Apply now and get the cash you need, when you need it!

F.A.Q.

What are the eligibility requirements for payday loans in Lucerne, Colorado?

Applicants must be at least 18 years old and have a regular source of income.

Is there a limit on the amount I can borrow with a payday loan in Lucerne, Colorado?

The maximum amount that can be borrowed is $500.