Payday Loans in Marvel, Colorado

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Marvel, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
TBK Bank 311 W College Dr, Durango, CO 81301 +1 (970) 247 - 3020
Advantage Financial Service Inc 8361 Sangre De Cristo Rd 250, Littleton, CO 80127 +1 (303) 979 - 2418
City Market Money Services 1320 Railroad Ave, Rifle, CO 81650 +1 (970) 625 - 3080
Bob The Banker: A Friel-Good Mortgage Experience 2480 W 26th Ave Suite B-125, Denver, CO 80211 +1 (720) 730 - 2289
ACE Cash Express 10390 E Colfax Ave, Aurora, CO 80010 +1 (303) 340 - 2658
Citizens State Bank of Ouray 145 Sherman St, Ridgway, CO 81432 +1 (970) 626 - 5462
State Bank 124 Colorado Ave 1516, La Junta, CO 81050 +1 (719) 384 - 5901
Partner Colorado Credit Union Denver Water Branch 1600 W 12th Ave, Denver, CO 80204 +1 (303) 431 - 3408
Independent Finance Company 1548 W Independent Ave, Grand Junction, CO 81505 +1 (970) 255 - 0770
Check Into Cash 1515 Main St Unit 3, Longmont, CO 80501 +1 (303) 485 - 0537

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Marvel, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Parker, CO, Quick Loan in Pueblo, CO, Payday Loan Companies in Westminster, CO, Payday Loan for Wheat Ridge, CO, Emergency Loan in Arvada, CO, Payday Loans in Aurora, CO, Payday Loans in Boulder, CO and Bad Credit Loans in Brighton, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Marvel, CO.

Beautiful sights of Marvel, CO

Are Payday Loans Legal In Marvel, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Marvel, CO payday loan calculator

Understanding Payday Loans in Marvel, Colorado

If you live in Marvel, Colorado, and are facing an urgent financial need, you may be considering a payday loan. Payday loans are a legal option in Colorado, but it’s essential to understand what they are, how they work, and their potential drawbacks before deciding if they’re right for you.

What are Payday Loans?

Payday loans are short-term loans designed to provide quick cash to borrowers who need it urgently. These loans are typically for small amounts, usually capped at $500 or less, and must be repaid within two to four weeks, typically on the borrower’s next payday.

To obtain a payday loan, a borrower must provide proof of income and a valid bank account. The lender then deposits the loan amount directly into the borrower’s bank account and can deduct the repayment amount plus fees on the due date.

Benefits of Payday Loans

1. Accessibility: Payday loans are typically available to people with poor credit, making them a popular option for those who cannot obtain traditional loans.

2. Quick Approval: Payday loan applications are usually processed within hours, making them an ideal option for those who need cash urgently.

3. Simple Process: The application process for payday loans is straightforward and can be completed online or in-person.

Potential Downsides of Payday Loans

1. High-Interest Rates: Payday loans have high-interest rates, making them an expensive option for borrowers in the long run.

2. Short Repayment Periods: The repayment period for payday loans is typically short, which can make it challenging for borrowers to repay the loan on time.

3. Risk of Debt Cycle: Rolling over a payday loan can lead to a cycle of debt, as borrowers are forced to repay the loan plus fees repeatedly.

Interesting Facts and Statistics About Payday Loans in Marvel, Colorado

  • In 2018, Colorado passed laws to limit the interest rates on payday loans to 36% APR.
  • The average payday loan amount in Colorado is $392.
  • The average repayment term for payday loans in Colorado is 97 days.
  • According to a 2016 survey, 37% of payday loan borrowers in Colorado reported using the loans to cover unexpected expenses, while 28% used them for monthly bills.
  • Colorado has more than 350 payday loan locations, making it easy for borrowers to find a lender, but also increasing the risk of falling into a debt cycle.

Apply Now

If you’re interested in applying for a payday loan in Marvel, Colorado, TheGuaranteedLoans can help connect you with potential lenders who can meet your needs. We’re a connector service, not a direct lender, and we prioritize transparency and fairness in all our transactions. Fill out an online application on our website today to get started.

Conclusion

Payday loans can be a helpful resource for those facing financial hardships in Marvel, Colorado. However, they should be used with caution and only when necessary. When considering a payday loan, it’s crucial to understand the terms and fees associated with the loan, and to have a plan to repay the loan on time to avoid falling into a debt trap.

F.A.Q.

Are there any protections for borrowers in Marvel, Colorado when it comes to payday loans?

Yes, Colorado law has certain protections in place for payday loan borrowers, such as a limit on the number of loans that can be taken out in a year and a cooling-off period between loans.

How do I find a reputable payday loan lender in Marvel, Colorado?

It is important to research and compare payday loan lenders before choosing one. Look for lenders with a valid state license, clear terms and fees, and a good reputation with the Better Business Bureau. It is also a good idea to read reviews from other customers.