Payday Loans in Mead, Colorado

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No payday loan companies in Mead, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Moneytree 16880 E Iliff Ave, Aurora, CO 80013 +1 (303) 755 - 6669
Bank of Colorado 250 W Victory Way, Craig, CO 81625 +1 (970) 824 - 9421
Paonia State Bank 128 Grand Ave, Paonia, CO 81428 +1 (970) 527 - 4122
Bank of Colorado 394 E Bridge St, Hotchkiss, CO 81419 +1 (970) 872 - 4900
Check Into Cash 2145 Fremont Dr, Cañon City, CO 81212 +1 (719) 275 - 2366
Colorado Bank & Trust 301 Colorado Ave, La Junta, CO 81050 +1 (719) 384 - 8131
U.S. Bank ATM - Montrose Oak Grove 1500 E Oak Grove Rd, Montrose, CO 81401 +1 (970) 240 - 6000
ACE Cash Express 429 Edwards Access Rd, Edwards, CO 81632 +1 (970) 926 - 6465
Blue Federal Credit Union - Inside Ridley's 7670 5th St, Wellington, CO 80549 +1 (307) 432 - 5378
U.S. Bank Branch 569 32 Rd, Grand Junction, CO 81504 +1 (970) 434 - 2396

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mead, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Parker, CO, Short-term Loans in Pueblo, CO, Payday Loans in Westminster, CO, Payday Loans in Wheat Ridge, CO, No Credit Check Loans in Arvada, CO, Payday Loans in Aurora, CO, Emergency Loan in Boulder, CO and Payday Loan Companies in Brighton, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mead, CO.

Beautiful sights of Mead, CO

Payday Loans Available in Mead, CO By The Following ZIP Codes:

80542

Are Payday Loans Legal In Mead, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Mead, CO payday loan calculator

What You Need to Know About Payday Loans in Mead, Colorado

If you find yourself in a financial bind, you may have considered taking out a payday loan. These short-term loans provide a quick cash infusion when you need it most. While payday loans are legal in Colorado, it’s important to understand the regulations surrounding these loans before you consider taking one out. In this article, we’ll cover everything you need to know about payday loans in Mead, Colorado.

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide a quick cash infusion to help you cover unexpected expenses or make ends meet until your next payday. The application process for a payday loan is typically fast and easy, and you can often receive your funds within a day or two of applying.

Payday Loan Regulations in Mead, Colorado

While payday loans are legal in Colorado, there are regulations that govern these loans to protect borrowers from predatory lending practices. Here are a few things you should know about payday loan regulations in Mead:

  • Payday loans are limited to $500.
  • The term of the loan must be a minimum of six months.
  • The maximum annual percentage rate (APR) for a payday loan is 36%.
  • Lenders cannot charge more than 20% of the first $300 loaned and an additional 7.5% on any amount borrowed beyond $300.
  • Lenders must provide borrowers with a written agreement that includes all loan terms and fees.

It’s important to be aware of these regulations when considering a payday loan in Mead. If you have any questions or concerns about payday loan regulations, don’t hesitate to reach out to local authorities or a financial expert for advice.

Pros and Cons of Payday Loans

Like any financial product, there are pros and cons to payday loans. Here are a few things to consider:

Pros:

  • Quick access to funds when you need them most
  • Easy application process for those with poor credit
  • No collateral required

Cons:

  • High interest rates and fees
  • Risk of falling into debt if you can’t pay back the loan on time
  • Predatory lending practices by some lenders

Before you decide to take out a payday loan in Mead, it’s important to weigh the pros and cons and determine if a payday loan is the best option for your financial situation.

Apply Now

If you’ve weighed the pros and cons and have decided that a payday loan is the best option for your financial situation, you can apply for a loan through TheGuaranteedLoans. As a connector service, we work with a network of potential lenders to help you find a loan that meets your needs. To get started, simply fill out our online application. Keep in mind that we are not a direct lender and that we do not guarantee loan approval.

Interesting Facts and Statistics About Payday Loans in Mead, Colorado

Did you know that the average payday loan borrower in Colorado takes out eight loans per year? Or that the average APR for payday loans in the state is 129%? These and other statistics highlight the importance of understanding the regulations and risks surrounding payday loans in Mead. Stay informed and make the best financial decisions for your future.

F.A.Q.

Can I apply for a payday loan online in Mead, Colorado?

Yes, many payday lenders in Mead, Colorado offer the option to apply for a loan online. However, borrowers must still meet the same requirements and follow the same regulations as with in-person loans.

Are there any laws regulating payday lenders in Mead, Colorado?

Yes, payday lenders in Mead, Colorado must be licensed by the state and are subject to certain regulations, such as limits on fees and interest rates. These laws are in place to protect borrowers from predatory lending practices.