Payday Loans in Nucla, Colorado

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Nucla, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Yampa Valley Bank 435 Mack Ln, Craig, CO 81625 +1 (970) 824 - 3600
Lendmark Financial Services LLC 15025 E Mississippi Ave, Aurora, CO 80012 +1 (303) 751 - 7745
Speedy Cash 6501 E Evans Ave, Denver, CO 80224 +1 (303) 685 - 2274
Otero County Teachers Federal Credit Union 316 Santa Fe Ave, La Junta, CO 81050 +1 (719) 384 - 7488
Josh Groner Senior Mortgage Loan Officer, Universal Lending Corp. 6775 E Evans Ave, Denver, CO 80224 +1 (720) 296 - 1740
Bank of the West 213 N Commercial St, Trinidad, CO 81082 +1 (719) 846 - 4464
Rocky Mountain Pawn 875 E Bridge St, Brighton, CO 80601 +1 (720) 408 - 9318
Citywide Banks 1744 Miner St, Idaho Springs, CO 80452 +1 (303) 567 - 2696
Paul Caylor - Prudent Wealth 2108 Milestone Dr Suite 202, Fort Collins, CO 80525 +1 (970) 225 - 6169
Check Into Cash 12543 S. Parker Rd. (N. Co. 83), Suite 212, Parker, CO 80134 +1 (720) 842 - 5456

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nucla, CO, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Broomfield, CO, Quick Loan in Castle Rock, CO, Payday Loan Without a Credit Check in Colorado Springs, CO, Bad Credit Loans in Commerce City, CO, Bad Credit Loans in Denver, CO, Payday Loans in Englewood, CO, Payday Loans in Fort Collins, CO and 24-Hour Loan in Grand Junction, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nucla, CO.

Beautiful sights of Nucla, CO

Payday Loans Available in Nucla, CO By The Following ZIP Codes:

81424

Are Payday Loans Legal In Nucla, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Nucla, CO payday loan calculator

Are you in need of a quick cash loan in Nucla, Colorado? Payday loans can be a convenient short-term solution to financial emergencies. They are legal in Colorado and can help you cover unexpected expenses without the need for a credit check or collateral. However, it’s important to understand the risks associated with payday loans before taking out one of these loans.

How Do Payday Loans Work in Nucla, Colorado?

Payday loans are loans that are typically issued to borrowers who need to cover unexpected expenses or bills and cannot wait until their next payday. These loans are typically for small amounts – typically $500 or less – and are typically paid back in a single payment on the borrower’s next payday.

In Nucla, Colorado, payday loans are legal, and borrowers can take out loans up to $500. The maximum loan term is 40 days, and lenders are prohibited from charging more than 20% of the loan amount in interest. Additionally, lenders may charge a one-time origination fee of up to $5 and may also charge a $25 non-sufficient funds fee for check or electronic payments that bounce.

The Pitfalls of Payday Loans in Nucla, Colorado

While payday loans can be a helpful short-term solution to financial emergencies, they come with significant downsides. The high-interest rates and fees associated with payday loans can trap borrowers in a cycle of debt. According to the Consumer Financial Protection Bureau, more than four out of five payday loans are rolled over or renewed. This means borrowers are unable to pay back the loan in full and must take out a new loan to cover the outstanding balance. This can lead to a cycle of debt that can be difficult to escape.

It’s important to understand the risks associated with payday loans before taking out one of these loans. If you’re struggling with debt, consider exploring other options, such as credit counseling or debt consolidation.

How to Apply for a Payday Loan with TheGuaranteedLoans in Nucla, Colorado

TheGuaranteedLoans is a connector service that can help you find a payday loan lender in Nucla, Colorado. To apply for a loan through TheGuaranteedLoans, simply visit our website and fill out our online application form. We’ll then connect you with potential lenders that might be able to offer you a loan.

It’s important to note that TheGuaranteedLoans is not a direct lender and cannot guarantee that you will be approved for a loan. Additionally, you will need to meet the lender’s eligibility requirements and may be subject to a credit check before being approved for a loan.

Interesting Facts About Payday Loans in Nucla, Colorado

  • Colorado has some of the strongest payday lending regulations in the country. The state has a 36% APR cap on payday loans and requires lenders to offer payment plans to borrowers who can’t pay back their loan in full.
  • According to the Colorado Attorney General’s office, Colorado residents borrowed more than $1.5 billion in payday loans in 2019.
  • A study by the Pew Charitable Trusts found that the average payday loan borrower in Colorado takes out eight loans per year, with an average loan size of $392.

Apply Now for a Payday Loan with TheGuaranteedLoans

If you’re in need of a payday loan in Nucla, Colorado, TheGuaranteedLoans can help. Visit our website to fill out our online application form, and we’ll connect you with potential lenders that might be able to offer you a loan. Remember to borrow responsibly and only take out a loan if you can afford to repay it.

F.A.Q.

What are the penalties for not paying off a payday loan in Nucla, Colorado?

If a borrower is unable to pay off a payday loan in Nucla, Colorado, the lender may charge additional fees and interest. However, lenders are not allowed to pursue criminal action against borrowers for failing to pay off the loan.

Are there any alternatives to payday loans in Nucla, Colorado?

Yes, borrowers in Nucla, Colorado may be able to obtain a small loan from a credit union or bank, or seek assistance from a non-profit organization.