Payday Loans in Padroni, Colorado

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No payday loan companies in Padroni, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 3620-D West 10th Street, Greeley, CO 80634 +1 (970) 352 - 9448
Mountain Valley Bank 101 N, 6th St, Hayden, CO 81639 +1 (970) 276 - 9099
Fast Cash 4155 S Broadway, Englewood, CO 80113 +1 (303) 762 - 0036
Mountain Wealth Partners LLC 230 Center Dr, Glenwood Springs, CO 81601 +1 (970) 945 - 6900
Quik Cash 1435 Main St, Alamosa, CO 81101 +1 (719) 587 - 3132
Eastern Colorado Bank 790 Main St, Limon, CO 80828 +1 (719) 775 - 0990
Jackson Hewitt Tax Service 1041 S Pueblo Blvd, Pueblo, CO 81005 +1 (719) 404 - 3234
ACE Cash Express 7243 Federal Blvd 500, Westminster, CO 80030 +1 (303) 428 - 5611
EZ Money 5096 S Federal Blvd, Englewood, CO 80110 +1 (303) 738 - 1116
Farmland Partners Inc. 4600 S Syracuse St 1450, Denver, CO 80237 +1 (720) 452 - 3100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Padroni, CO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Broomfield, CO, Payday Loans in Castle Rock, CO, Short-term Loans in Colorado Springs, CO, Payday Loan for Commerce City, CO, Same Day Loans in Denver, CO, No Credit Check Loans in Englewood, CO, 24-Hour Loan in Fort Collins, CO and Payday Loans in Grand Junction, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Padroni, CO.

Payday Loans Available in Padroni, CO By The Following ZIP Codes:

80745

Are Payday Loans Legal In Padroni, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Padroni, CO payday loan calculator

Payday Loans in Padroni, Colorado

When unexpected bills or expenses arise, a payday loan may be a helpful solution to consider. In Padroni, Colorado, payday loans are legal, and they offer a way for individuals to cover emergency expenses quickly without going through the traditional lending process.

However, before considering a payday loan, there are a few things you should know to ensure you make an informed decision. This article will provide a comprehensive guide to payday loans in Padroni, Colorado.

What is a Payday Loan?

A payday loan is a short-term loan that typically comes with a high interest rate, meant to be repaid on the borrower’s next payday. These loans are primarily designed for individuals who need immediate access to cash. Payday loans are particularly attractive to people who have poor credit histories, as they don’t usually require a credit check.

The Legality of Payday Loans in Padroni, Colorado

Payday loans are legal in Colorado, including Padroni. However, certain restriction and regulations apply according to Colorado Revised Statutes 5-3.1 et seq. There is a limit to how much you can borrow, and the loan term is capped at 40 days.

In addition to this, the interest rate for payday loans in Colorado is capped at 36%. This may seem high, but it’s a far cry from the triple-digit interest rates charged in some other states.

How to Apply for a Payday Loan?

To apply for a payday loan in Padroni, Colorado, you’ll need to find a licensed lender in your area. Remember to ensure that the lender you choose is legitimate by checking with the state licensing board or consumer protection agency.

Once you’ve found a reputable lender, you’ll need to provide them with some basic information, including your name, contact information, and employment details. You’ll also need to provide your bank account information so that the lender can deposit the funds and withdraw payments.

The Pros and Cons of Payday Loans

While payday loans can be a helpful solution to unexpected expenses, there are also some downsides to consider before taking out a loan.

Pros:

  • Quick and easy application process
  • No credit check required
  • Funds are available quickly

Cons:

  • High interest rates
  • Short repayment term
  • Missed or late payments can result in high fees

Interesting Facts About Payday Loans in Padroni, Colorado

– The average payday loan amount in Colorado is $380.
– In 2019, Colorado borrowers took out over 200,000 payday loans.
– According to a survey conducted by the Colorado Attorney General’s office, many borrowers found payday loans to be a helpful short-term solution, but also reported difficulty with repayment.

Apply Now

If you’re considering a payday loan in Padroni, Colorado, TheGuaranteedLoans is here to help. While we are not a direct lender, we connect borrowers with potential lenders who can offer short-term loans. Our easy online application process makes it convenient for you to apply for a loan from the comfort of your own home, without the need for a lengthy credit check.

To get started, simply visit our website, fill out the online application form and wait for an offer. Remember, when you take out a payday loan, it’s essential to be fully informed of the costs and risks involved. Consider all options before making your decision, and never borrow more than you can repay.

F.A.Q.

What happens if I am unable to repay my payday loan in Padroni, Colorado?

If you are unable to repay your loan, you should contact your lender immediately to discuss potential options. Failing to repay a payday loan can result in negative consequences such as credit damage or legal action.

Are payday loans regulated in Padroni, Colorado?

Yes, payday lending is regulated in Padroni, Colorado and lenders must follow certain rules and guidelines.