Payday Loans in Pinecliffe, Colorado

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No payday loan companies in Pinecliffe, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Premier Members Credit Union 453 E Wonderview Ave, Estes Park, CO 80517 +1 (303) 657 - 7000
Paul Caylor - Prudent Wealth 2108 Milestone Dr Suite 202, Fort Collins, CO 80525 +1 (970) 225 - 6169
Redcloud Capital 1331 17th St 812, Denver, CO 80202 +1 (720) 544 - 6262
Alpine Bank 1660 CO-92, Delta, CO 81416 +1 (970) 874 - 0922
Advanced Auto Body B, 1890 Elk River Rd, Steamboat Springs, CO 80487 +1 (970) 819 - 2879
Credit Union of the Rockies 1010 Johnson Rd, Golden, CO 80401 +1 (303) 273 - 5200
Frontier Bank 200 S Main St, Lamar, CO 81052 +1 (719) 336 - 4351
Midland States Bank 111 S Tejon St, Colorado Springs, CO 80903 +1 (719) 386 - 2500
Partner Colorado Credit Union 6221 Sheridan Blvd, Arvada, CO 80003 +1 (303) 431 - 3401
Community Banks of Colorado 59 N Broadway, Monte Vista, CO 81144 +1 (719) 852 - 0232

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pinecliffe, CO, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Broomfield, CO, Payday Loans in Castle Rock, CO, Short-term Loans in Colorado Springs, CO, Payday Loans in Commerce City, CO, Payday Loans in Denver, CO, Payday Loan Companies in Englewood, CO, Payday Loans in Fort Collins, CO and No Credit Check Loans in Grand Junction, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pinecliffe, CO.

Beautiful sights of Pinecliffe, CO

Are Payday Loans Legal In Pinecliffe, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Pinecliffe, CO payday loan calculator

Understanding Payday Loans in Pinecliffe, Colorado

At some point in our lives, we may face unexpected expenses that require quick access to cash. Whether it’s a medical emergency, car repair, or an overdue bill, these expenses can be stressful and frustrating to deal with. One option that many turn to is payday loans. If you live in Pinecliffe, Colorado, this guide will provide you with comprehensive information to help you make an informed decision.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to provide quick access to cash to help you cover unexpected expenses. In Colorado, payday loans are legal, and the maximum loan amount is $500. You can only have one outstanding payday loan at a time, and the loan term cannot exceed 40 days.

How Do Payday Loans Work?

When you apply for a payday loan in Pinecliffe, Colorado, you will need to provide proof of income, such as a pay stub, and a valid ID. The lender will assess your creditworthiness and determine the amount of the loan. If you are approved, you will receive the money immediately, and the lender will hold a post-dated check for the loan amount plus fees. On your next payday, the lender will cash the check to repay the loan.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have pros and cons. Here are some of the advantages and disadvantages of taking out a payday loan in Pinecliffe, Colorado:

  • Advantages:
    • Quick access to cash
    • No credit check required
    • Easy application process
  • Disadvantages:
    • High fees and interest rates
    • Short repayment terms
    • Potential for debt trap if not repaid on time

Interesting Facts and Statistics About Payday Loans in Pinecliffe, Colorado

Did you know that according to the Colorado Attorney General’s office, the average APR on payday loans in Colorado is 129%? Additionally, the average amount of payday loan debt per borrower is $380. These statistics highlight the importance of fully understanding the terms and fees associated with payday loans before signing any agreements.

Apply Now

If you are facing unexpected expenses and need quick access to cash, you can fill out an online application on our website. As a connector service, TheGuaranteedLoans will facilitate your connection with potential lenders. Remember, payday loans should be used as a last resort, and it’s important to fully understand the terms and fees associated with them before signing any agreements.

Conclusion

Overall, payday loans can provide a lifeline in times of financial need, but they should be used with caution. If you live in Pinecliffe, Colorado, these loans are legal, but it’s important to fully understand the terms and fees before signing any agreements. Remember to only borrow what you can afford to repay, and if you find yourself unable to repay the loan on time, seek assistance from a financial counselor or credit counseling service.

F.A.Q.

How long do I have to repay a payday loan in Pinecliffe, Colorado?

in Pinecliffe, Colorado, payday loans must be repaid within six months, including any fees and interest.

What are the fees associated with payday loans in Pinecliffe, Colorado?

in Pinecliffe, Colorado, payday lenders are allowed to charge up to 20% of the loan amount as a finance charge and an additional 7.5% as a verification fee.