Payday Loans in Sedalia, Colorado

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No payday loan companies in Sedalia, CO. Consider companies in other cities:

Company nameAddressZip codePhone number
Loan Stop 1005 N 12th St. Ste. # 104, Grand Junction, CO 81501 +1 (970) 242 - 3232
Cash Connection 3597 S Pearl St, Englewood, CO 80110 +1 (720) 272 - 8789
FNBO - First National Bank of Omaha 301 1st St, Kersey, CO 80644 +1 (970) 346 - 5040
Crowe LLP 1801 California St UNIT 2200, Denver, CO 80202 +1 (303) 831 - 5000
Citywide Home Loans 8181 Arista Pl 100, Broomfield, CO 80021 +1 (303) 928 - 7003
Corral Pawn & Trading Post 126 E Main St, Trinidad, CO 81082 +1 (719) 846 - 6043
AAMCO Transmissions & Total Car Care 432 Garden of the Gods Rd, Colorado Springs, CO 80907 +1 (719) 599 - 8843
Citywide Banks 26 CO-119, Nederland, CO 80466 +1 (303) 258 - 7071
Cindy Sterling CPA Inc 450 E Jasper Ct, Granby, CO 80446 +1 (970) 887 - 2380
DigniFi 4772 Walnut St 200, Boulder, CO 80301 +1 (855) 808 - 5861

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sedalia, CO, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Broomfield, CO, Payday Loan Without a Credit Check in Castle Rock, CO, Short-term Loans in Colorado Springs, CO, Payday Loan Without a Credit Check in Commerce City, CO, Payday Loans in Denver, CO, Guaranteed Loans in Englewood, CO, Payday Loan for Fort Collins, CO and Payday Loans in Grand Junction, CO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sedalia, CO.

Beautiful sights of Sedalia, CO

Payday Loans Available in Sedalia, CO By The Following ZIP Codes:

80135

Are Payday Loans Legal In Sedalia, Colorado?

Loan Rates and Fees, Laws and Regulations in Colorado.

Colorado Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)214
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term6 months (180 days)
Number of Rollovers Allowed1
Finance Charges<$300 = 20$ >$300 = 20$ + 7.5% of any excessive amount

Sedalia, CO payday loan calculator

Payday Loans in Sedalia, Colorado: Everything You Need to Know

If you’re in need of quick cash in Sedalia, Colorado, a payday loan may be a solution to consider. Payday loans are short-term, high-interest loans designed to help borrowers get through tough financial times. However, before you decide to take out a payday loan, it’s important to understand the requirements, risks, and benefits of this type of lending.

How do Payday Loans Work in Sedalia, Colorado?

In Colorado, payday loans are legal and regulated by the Colorado Uniform Consumer Credit Code. To qualify for a payday loan in Sedalia, borrowers must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account

To get a payday loan, borrowers must apply in-person or online, providing personal and financial information, such as their name, address, phone number, employment status, and bank account information. If approved, borrowers can receive funds in as little as one business day.

The Risks of Payday Loans

While payday loans can provide quick access to cash, they come with significant risks. The high interest rates and short repayment terms can make it difficult for borrowers to pay back the loan on time, leading to more debt and financial stress. Additionally, some lenders may engage in predatory practices, such as automatic loan renewals and aggressive collection tactics, that can trap borrowers in a cycle of debt.

The Benefits of Payday Loans

Despite the risks, there are some benefits to payday loans. For one, they may be more accessible than traditional bank loans, as lenders often don’t require a credit check. Additionally, payday loans may be a way to get emergency funds for unexpected expenses, such as medical bills or car repairs, when other options aren’t available.

Interesting Facts and Statistics About Payday Loans in Sedalia, Colorado

  • According to the Colorado Attorney General’s office, the average payday loan in Colorado is $392, with an average term of 97 days.
  • In 2019, there were 209 licensed payday lenders in Colorado, servicing over 400,000 loans with an average annual percentage rate (APR) of 118%.
  • Colorado law requires lenders to offer borrowers extended repayment plans at no extra cost if they are unable to repay the loan on time.

Apply Now

If you’re considering a payday loan in Sedalia, Colorado, TheGuaranteedLoans can help connect you with potential lenders. It’s important to remember that we are not a direct lender, but a connector service that may be able to assist you in finding a loan that meets your needs. To apply, simply fill out our online application with your personal and financial information. If matched with a lender, you’ll be able to review the loan terms and decide if it’s right for you.

Remember, payday loans aren’t a solution for every financial situation, and they should be used responsibly. Be sure to understand the terms and conditions of the loan before accepting it, and only borrow what you can afford to pay back. By being informed and making smart choices, you can use a payday loan to help get through a tough time and get back on your feet.

F.A.Q.

What are the eligibility requirements for payday loans in Sedalia, Colorado?

Applicants must be at least 18 years old and have a regular source of income.

Is there a limit on the amount I can borrow with a payday loan in Sedalia, Colorado?

The maximum amount that can be borrowed is $500.