Payday Loans in Woodstock Valley, Connecticut

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No payday loan companies in Woodstock Valley, CT. Consider companies in other cities:

Company nameAddressZip codePhone number
Newtown Savings Bank - Shelton: White Hills 194 Leavenworth Rd, Shelton, CT 06484 +1 (203) 944 - 9655
Bank of America with Drive-thru ATM 1120 Post Rd, Darien, CT 06820 +1 (203) 655 - 6285
Union Savings Bank 24 CT-39, New Fairfield, CT 06812 +1 (203) 746 - 7913
KeyBank 211 Amity Rd, Woodbridge, CT 06525 +1 (203) 389 - 4394
Thomaston Savings Bank 203 Main St, Terryville, CT 06786 +1 (860) 283 - 1874
Savings Institute Bank & Trust 596 Hartford Pike, Dayville, CT 06241 +1 (860) 779 - 1863
Bank of America with Drive-thru ATM 90 Danbury Rd, Ridgefield, CT 06877 +1 (203) 894 - 3723
Liberty Bank 27 Dale Rd, Avon, CT 06001 +1 (888) 570 - 0773
Connex Credit Union 849 Boston Post Rd, Guilford, CT 06437 +1 (800) 278 - 6466
American Eagle Financial Credit Union 109 Sycamore St, Glastonbury, CT 06033 +1 (860) 568 - 2020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Woodstock Valley, CT, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Naugatuck, CT, Payday Loan for New Britain, CT, Payday Loans in New Haven, CT, Short-term Loans in Newington, CT, Payday Loans in Norwalk, CT, Quick Loan in Norwich, CT, Payday Loans in Shelton, CT and Online Loans in Southington, CT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woodstock Valley, CT.

Beautiful sights of Woodstock Valley, CT

Are Payday Loans Legal In Woodstock Valley, Connecticut?

Payday Lending is Prohibited in Connecticut

Connecticut Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Woodstock Valley, CT payday loan calculator

Payday Loans in Woodstock Valley: Understanding Connecticut Law

If you are looking for some quick cash in Woodstock Valley, Connecticut, you may have come across knowledge about payday loans. These short-term loans can be tempting since they provide fast access to cash without a credit check. However, it’s important to be aware of the laws and regulations surrounding payday loans in the state of Connecticut.

Payday Loans Are Prohibited in Connecticut

According to state law, payday loans are illegal in Connecticut. This includes any loan where the amount borrowed is less than $50,000 and has an annual percentage rate (APR) higher than 12%. This includes both storefront and online payday lenders. The state of Connecticut takes a firm stance on the predatory lending practices that payday loans are known for, protecting its residents from the cycle of debt that can come along with these types of loans.

Alternatives to Payday Loans

Just because payday loans are not an option in Connecticut doesn’t mean you don’t have alternative options for getting quick cash. Some of these options include:

  • Credit Union Loans: Many credit unions offer short-term loans with low-interest rates and more flexible repayment terms than traditional payday loans.
  • Credit Card Cash Advance: Though credit card cash advances come with high-interest rates and fees, it may be a cheaper option compared to taking out a payday loan.
  • Personal Loans: A personal loan can be a good option for those looking to borrow a larger amount of money. Though the approval process may take longer, the interest rate is typically much lower than what you would find with a payday loan.
  • Side Gig or Part-Time Job: Consider taking on a side gig or part-time job to earn extra cash. Delivering food, dog walking, or running errands can all help to supplement your income quickly.

Important Facts and Statistics

  • Connecticut is one of many states that have taken a stance against payday loans, joining states like Arizona, Georgia, and Maryland
  • The average APR for a payday loan in the United States is 391%. This is significantly higher than the APR for personal loans, which typically ranges from 6-36%
  • Nearly 1 in 4 payday loans are reborrowed 9 times or more, contributing to a cycle of debt for borrowers

Apply Now

If you are in need of some quick cash in Woodstock Valley, Connecticut, TheGuaranteedLoans can help. While we do not offer direct lending services, we can connect you with potential lenders who may be able to assist you with your financial needs. Simply fill out our online application, and we will work to find a lender that may be able to help you. Remember to always take the time to read and understand the terms and conditions of any loan before accepting.

At TheGuaranteedLoans, we are dedicated to providing our readers with valuable information about loans and lending practices. Though payday loans are not an option in Connecticut, there are other options available to help you get the cash you need without the risk of falling into a cycle of debt. Take the time to explore your options and make an informed decision that is best for your financial situation.

F.A.Q.

Are there any other options for fast cash in Woodstock Valley, Connecticut?

Consumers in Woodstock Valley, Connecticut may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Woodstock Valley, Connecticut?

No, payday loans are prohibited in the state of Connecticut.