Payday Loans in Altha, Florida

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No payday loan companies in Altha, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
The Check Cashing Store 3240 Lantana Rd, Lake Worth, FL 33462 +1 (561) 963 - 6117
EZ CASH ZONE 1101 Blanding Blvd, Orange Park, FL 32065 +1 (904) 541 - 4248
SunTrust 208 W 1st St, Sanford, FL 32771 +1 (407) 430 - 4950
Cash America Pawn 330 Blanding Blvd, Orange Park, FL 32073 +1 (904) 272 - 2030
Advance America 109 West Alexander Street, Plant City, FL 33563 +1 (813) 719 - 6522
Advance America 1700 N Main St c, Kissimmee, FL 34744 +1 (407) 518 - 0019
My Cash Advance Online 14350 60th St North Suite:36142, Clearwater, FL 33760
Check 'n Go 7287 Biscayne Blvd, Miami, FL 33138 +1 (305) 759 - 0300
Wells Fargo Home Mortgage 3200 SW 34th Ave Ste 102, Ocala, FL 34474 +1 (352) 291 - 2844
Sunrise Bank 5604 N Atlantic Ave, Cocoa Beach, FL 32931 +1 (321) 784 - 8333

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Altha, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jupiter, FL, Payday Loans in Kissimmee, FL, Payday Loans in Lake Worth, FL, Payday Loan Companies in Lakeland, FL, 24-Hour Loan in Land O' Lakes, FL, Payday Loans in Largo, FL, Payday Loans in Lehigh Acres, FL and Payday Loans in Melbourne, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Altha, FL.

Payday Loans Available in Altha, FL By The Following ZIP Codes:

32421

Are Payday Loans Legal In Altha, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Altha, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Altha, FL payday loan calculator

Payday Loans in Altha, Florida: Everything You Need to Know

Are you in need of fast cash? You’re not alone. Many people find themselves in a financial bind and turn to payday loans as a solution. Payday loans are a quick and easy way to get money when you’re in a tight spot. Altha, Florida, is one of the many places where payday loans are legal and available. In this article, we’ll take a closer look at payday loans in Altha, Florida, and everything you need to know about them.

What are Payday Loans?

Payday loans are short-term loans due on the borrower’s next payday. These loans are typically small, ranging from $100 to $1,000, and have a high interest rate, making them expensive for borrowers. The goal of payday loans is to provide fast cash to people who need it, with the expectation that the loan will be repaid when they receive their next paycheck.

How Do Payday Loans Work in Altha, Florida?

Payday loans are legal in Florida, including in Altha. The Florida Office of Financial Regulation oversees payday lenders in the state. To apply for a payday loan in Altha, you will need to provide proof of income, a valid ID, and a checking account. The lender may also require a post-dated check or permission to withdraw the loan payment directly from your checking account on the due date. If you are approved for a payday loan, you will receive the money on the spot, and the lender will hold your check until the loan payment is due.

What Are the Interest Rates on Payday Loans?

Payday loans are known for their high interest rates. In Florida, lenders can charge up to 10% of the loan amount as a fee, plus additional fees and interest. This means that if you borrow $500, you could end up paying $55 in fees, plus interest on the loan. It’s important to read the terms of your loan agreement carefully, including the interest rate and any additional fees, so you know exactly how much you will owe.

What Happens if You Can’t Pay Back the Loan?

If you can’t pay back your payday loan on time, the lender will usually charge you additional fees and interest, making the loan even more expensive. In some cases, the lender may also report your late payment to credit bureaus, which could negatively affect your credit score. If you continue to default on your loan, the lender may take legal action to collect the debt.

Why Choose TheGuaranteedLoans?

TheGuaranteedLoans is a connector service, not a direct lender. This means that we work with a network of reputable lenders to find you the best loan offer. With our application process, you can get prequalified for a loan in minutes. We only work with lenders who are licensed and comply with state and federal lending laws, so you can be sure that your loan offer is fair and transparent.

Facts and Statistics about Payday Loans in Altha, Florida

  • In Florida, the average payday loan amount is $380, and the average APR is 304%.
  • Between 2005 and 2015, Floridians paid $2.5 billion in fees on payday loans.
  • According to a Pew Charitable Trusts report, 12 million Americans take out payday loans each year.
  • Payday loans are popular among low-income and minority communities.

Apply Now

If you need a quick cash solution, visit TheGuaranteedLoans website today to get started. Our online application process is fast and easy, and we’ll connect you with potential lenders in Altha, Florida, who can help you get the money you need. Remember, payday loans should only be used as a last resort, and it’s important to read and understand the terms of your loan agreement before signing.

F.A.Q.

Can I get a payday loan in Altha, Florida if I am unemployed?

Yes, you may be able to get a payday loan in Altha, Florida even if you are unemployed. However, the lender will likely require you to provide proof of income or other financial resources to show that you will be able to repay the loan.

Can I get a payday loan in Altha, Florida if I am on Social Security or disability?

Yes, you may be able to get a payday loan in Altha, Florida if you are receiving Social Security or disability payments. However, the lender will likely require you to provide proof of income or other financial resources to show that you will be able to repay the loan.