Payday Loans in Argyle, Florida

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No payday loan companies in Argyle, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Payday Loans West Palm Beach 1443 8th St, West Palm Beach, FL 33401
Drummond Community Bank 307 E Main St, Mayo, FL 32066 +1 (386) 294 - 2000
Integrated Financing Solutions 32 S J St, Lake Worth, FL 33460 +1 (561) 533 - 6606
Advance America 3755 Gulf Breeze Pkwy k, Gulf Breeze, FL 32563 +1 (850) 934 - 4405
Bank of America with Drive-thru services 2483 E Gulf to Lake Hwy, Inverness, FL 34453 +1 (352) 726 - 2751
Check 'n Go 9658 US Highway 19 N, Port Richey, FL 34668 +1 (727) 841 - 8866
GoKapital, Inc 2150 Coral Way 1, Miami, FL 33145 +1 (866) 257 - 2973
Trustmark 1884 N County Hwy 393, Santa Rosa Beach, FL 32459 +1 (850) 660 - 4140
SunTrust 99 Racetrack Rd NW, Fort Walton Beach, FL 32547 +1 (850) 315 - 6200
City National Bank 2551 SE Hwy 70, Arcadia, FL 34266 +1 (863) 494 - 0999

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Argyle, FL, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Estero, FL, Payday Loans in Fort Lauderdale, FL, Payday Loan Without a Credit Check in Fort Myers, FL, Emergency Loan in Fort Pierce, FL, Quick Loan in Gainesville, FL, Payday Loans in Hialeah, FL, Payday Loan Without a Credit Check in Hollywood, FL and Bad Credit Loans in Homestead, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Argyle, FL.

Are Payday Loans Legal In Argyle, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Argyle, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Argyle, FL payday loan calculator

Understanding Payday Loans in Argyle, Florida

Payday loans have become an increasingly popular option for many Americans who are struggling to make ends meet. These loans offer quick and convenient access to cash for those with poor credit or no credit. If you’re considering a payday loan in Argyle, Florida, it’s important to understand how they work and what your options are.

How Payday Loans Work

Payday loans are short-term loans that are typically due on your next payday. These loans are designed to help you cover unexpected expenses or bridge the gap between paychecks. The application process is typically simple and can be completed online or in person at a payday loan store.

When you apply for a payday loan, you will be required to provide proof of income and a valid form of identification. You will also need to provide access to your checking account, as this is where the loan funds will be deposited and where the lender will withdraw the loan and fees on your due date.

Payday loans in Argyle, Florida are legal and regulated by the Florida Office of Financial Regulation. Lenders are required to follow state laws and regulations, including limits on loan amounts and fees.

Payday Loan Fees and Interest Rates

Payday loan fees and interest rates can vary depending on the lender and your individual circumstances. In general, you can expect to pay anywhere from $10 to $30 for every $100 borrowed. This means that if you borrow $500, you could pay between $50 and $150 in fees.

The interest rates on payday loans can also be high, with annual interest rates ranging from 300% to 500%. This makes payday loans a costly option, especially if you are unable to repay the loan on time and are charged additional fees and interest.

Alternatives to Payday Loans

If you’re considering a payday loan in Argyle, Florida, it’s important to explore all of your options. There are many alternatives to payday loans that may be more affordable and less risky.

  • Personal installment loans
  • Credit union loans
  • Credit card cash advances
  • Borrowing from friends or family
  • Side gigs or part-time work

These options may offer lower interest rates, longer repayment terms, and a more manageable payment schedule than payday loans. You should also consider working with a credit counselor or financial advisor to develop a long-term financial plan.

Facts and Statistics about Payday Loans in Argyle, Florida

  • Payday loans are legal and regulated in Florida.
  • Florida borrowers can take out payday loans up to $500.
  • Florida law requires lenders to provide a 24-hour “cooling off” period after a borrower has paid off a loan.
  • The average payday loan borrower in Florida takes out 8 loans per year and spends over 200 days in debt per year.
  • The annual interest rates on Florida payday loans can range from 300% to over 700%.

Apply Now for a Payday Loan in Argyle, Florida

If you’re in need of cash in a hurry, a payday loan may be a viable option. TheGuaranteedLoans is here to help connect you with potential lenders who can provide you with the funds you need.

As a connector service, TheGuaranteedLoans can help you find lenders who offer payday loans in Argyle, Florida. We are committed to helping you find the best loan options available to you.

So why wait? Apply now for a payday loan and get the cash you need today!

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Argyle, Florida?

No, borrowers who fail to repay a payday loan in Argyle, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

Can I be denied a payday loan in Argyle, Florida based on my credit score?

Yes, payday lenders in Argyle, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.