Payday Loans in Cassadaga, Florida

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No payday loan companies in Cassadaga, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Connections 165 S Goldenrod Rd, Orlando, FL 32807
PNC Bank 1021 NE Jensen Beach Blvd, Jensen Beach, FL 34957 +1 (772) 334 - 1600
E Zip Mortgage by First Florida Financial Group LLC 8300 College Pkwy Ste 101, Fort Myers, FL 33919 +1 (877) 424 - 4562
Tallahassee-Leon Federal Credit Union 2655 Crawfordville Hwy, Crawfordville, FL 32327 +1 (850) 576 - 8134
Payday Loans Oviedo Florida 1325 Geneva Dr, Oviedo, FL 32765 +1 (407) 603 - 3105
First Federal Bank 962 8th Ave, Graceville, FL 32440 +1 (850) 263 - 3225
The Check Cashing Store 1675-A Forum Pl, West Palm Beach, FL 33401 +1 (561) 478 - 3555
Space Coast Credit Union 1160 Rockledge Blvd, Rockledge, FL 32955 +1 (321) 752 - 2222
Advance America 2941 W US Hwy 90 #103, Lake City, FL 32055 +1 (386) 752 - 1718
Bank of America with Drive-thru ATM 500 Bay Isles Rd, Longboat Key, FL 34228 +1 (941) 487 - 3460

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cassadaga, FL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Bonita Springs, FL, Payday Loans in Boynton Beach, FL, Online Loans in Bradenton, FL, Payday Loans in Brandon, FL, Payday Loans in Cape Coral, FL, Payday Loans in Clearwater, FL, Bad Credit Loans in Clermont, FL and No Credit Check Loans in Daytona Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cassadaga, FL.

Beautiful sights of Cassadaga, FL

Are Payday Loans Legal In Cassadaga, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Cassadaga, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Cassadaga, FL payday loan calculator

Payday Loans in Cassadaga, Florida: The Ultimate Guide

Payday loans are a great way to get quick cash when you need it. They provide you with the funds to pay for unexpected expenses or emergencies without having to wait for your next payday. Florida is one of the states where payday loans are legal, and Cassadaga is no exception. In this article, we’ll be discussing everything you need to know about payday loans in Cassadaga, Florida.

What are payday loans?

A payday loan is a short-term loan that you can get to cover unforeseen expenses or emergencies. These loans are usually due on your next payday, which means they are designed to be a temporary solution. Payday loans are typically easy to get and do not require a good credit score or collateral.

Payday Loan Laws in Cassadaga, Florida

In Florida, payday loans are regulated by the Florida Office of Financial Regulation. According to Florida law:

  • The maximum loan amount is $500
  • The loan term is between 7 and 31 days
  • The maximum finance charge is 10% of the loan amount
  • The maximum APR is 304%
  • You can only have one outstanding payday loan at a time

It’s important to note that lenders in Florida are not allowed to rollover loans or charge any hidden fees.

Payday Loan Application Process

Applying for a payday loan in Cassadaga, Florida is a straightforward process. Here’s a step-by-step guide:

  1. Prepare your personal information, including your name, phone number, email address, and government-issued ID number
  2. Find a lender and fill out their online application form or visit their physical location
  3. Submit your application and wait for approval, which usually takes a few minutes
  4. If approved, sign the loan agreement and receive your funds, either electronically or through cash or check

It’s important to note that lenders may have different requirements and application processes, so make sure to do your research before choosing a lender.

Advantages of Payday Loans

Payday loans can be beneficial for those who need quick cash and do not have access to other forms of credit. Here are some advantages of payday loans:

  • Easy to get
  • No credit check or collateral required
  • Quick approval and funds disbursement

Disadvantages of Payday Loans

While payday loans can be helpful, they also come with certain disadvantages. Here are some things to keep in mind:

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a debt cycle if not repaid on time

Interesting Facts and Statistics about Payday Loans in Cassadaga, Florida

  • Florida has the highest average payday loan amount in the country, at $392
  • Over 83% of payday loan borrowers in Florida take out multiple loans per year
  • In 2019, Florida payday loan borrowers paid over $311 million in fees alone

Apply Now

If you’re in need of a payday loan in Cassadaga, Florida, we can help. TheGuaranteedLoans is a connector service that can connect you with potential lenders. Fill out our online application form now and get the funds you need.

Please note that we are not a direct lender, and the terms and conditions of your loan will be determined by the lender you are connected with.

Conclusion

Payday loans can be a useful tool when used responsibly. Make sure to research and choose a reputable lender, and only borrow what you need and can afford to repay on time. If you have any questions or concerns about payday loans in Cassadaga, Florida, don’t hesitate to reach out to us at TheGuaranteedLoans. We’re here to help.

F.A.Q.

What should I consider before taking out a payday loan in Cassadaga, Florida?

Before taking out a payday loan in Cassadaga, Florida, you should carefully consider your financial situation and whether you will be able to repay the loan in full by the due date. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal.

Can payday lenders garnish my wages in Cassadaga, Florida?

Yes, if you default on your payday loan in Cassadaga, Florida, the lender may be able to garnish your wages to recover the unpaid loan amount. However, there are limits on the amount that can be garnished, and the lender must first obtain a court order.