Payday Loans in Chipley, Florida

Payday Loan Companies in Chipley, FL

Company nameAddressZip codePhone number
Advance America 1607 Main St B 32428 +1 (850) 638 - 0048
Advance America 1607 Main St Unit B 32428 +1 (850) 638 - 0048
Capital City Bank 1242 Jackson Ave 32428 +1 (850) 638 - 0510
Chipley Financial Services Inc. 1391 Brickyard Rd 4 32428 +1 (850) 638 - 5400
Community South Credit Union 1044 US-90 32428 +1 (850) 638 - 8376
First Federal Bank 1012 Main St 32428 +1 (850) 638 - 7892
ING Financial Partners 1378 N Railroad Ave 32428 +1 (850) 638 - 0004
One Florida Bank 1385 Main St 32428 +1 (850) 415 - 6870
PeoplesSouth Bank 1615 Main St 32428 +1 (850) 415 - 1320
Regions Bank 862 Main St 32428 +1 (850) 239 - 9900
Tyndall Federal Credit Union 1440 Main St 32428 +1 (850) 769 - 9999
Walmart Money Center 1621 Main St 32428 +1 (850) 638 - 2243

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chipley, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Cloud, FL, Guaranteed Loans in Saint Petersburg, FL, Same Day Loans in Sanford, FL, Payday Loan Companies in Sarasota, FL, Same Day Loans in Spring Hill, FL, Payday Loans in Tallahassee, FL, Payday Loans in Tampa, FL and Payday Loans in The Villages, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chipley, FL.

Beautiful sights of Chipley, FL

Payday Loans Available in Chipley, FL By The Following ZIP Codes:

32478, 32428

Are Payday Loans Legal In Chipley, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Chipley, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Chipley, FL payday loan calculator

F.A.Q.

How long do I have to repay a payday loan in Chipley, Florida?

The repayment term for payday loans in Chipley, Florida is typically between two and four weeks. However, some lenders may offer longer repayment terms to borrowers who qualify.

What fees and interest rates are associated with payday loans in Chipley, Florida?

The fees and interest rates associated with payday loans in Chipley, Florida vary depending on the lender and the loan terms. In general, these loans have high interest rates and fees, which can make them expensive for borrowers to repay. It is important to carefully review the loan terms before agreeing to a payday loan in Chipley, Florida.

How Many Cash Advance Companies are in Chipley, FL?

With the help of our service, you will be able to find 12 cash advance companies in Chipley, FL

What Cash Advance Companies in Chipley, FL are the most popular?

You should check Advance America, Capital City Bank, and Chipley Financial Services Inc.. Also, you can start your application online on our website.