Payday Loans in Citra, Florida

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No payday loan companies in Citra, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Embassy Auto Title Loans 1511 W Broadway, Oviedo, FL 32765 +1 (866) 277 - 5798
Emerald Legal Funding Lawsuit Cash Advance 449 W Silver Star Rd 692, Ocoee, FL 34761 +1 (877) 694 - 7788
BB&T 3055 NE 8th St, Homestead, FL 33033 +1 (786) 349 - 6300
BB&T 1300 Palm Coast Pkwy SW, Palm Coast, FL 32137 +1 (386) 246 - 5166
Thrivent Financial 1326 North Blvd W, Leesburg, FL 34748 +1 (352) 314 - 2323
Value Pawn & Jewelry 1378 North Blvd W, Leesburg, FL 34748 +1 (352) 323 - 8344
Check 'n Go 7077 W Waters Ave #18, Tampa, FL 33634 +1 (813) 884 - 7700
Brett Oley - Raymond James 1400 Gulf Shore Blvd N, Naples, FL 34102 +1 (239) 778 - 1780
Discount Payday Loans, Inc. 2130 Sadler Rd, Fernandina Beach, FL 32034 +1 (904) 310 - 9752
Enman & Associates 7901 Baymeadows Way 26, Jacksonville, FL 32256 +1 (904) 731 - 8127

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Citra, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Daytona Beach, FL, Payday Loans in Deerfield Beach, FL, Online Loans in Deland, FL, 24-Hour Loan in Delray Beach, FL, No Credit Check Loans in Deltona, FL, Guaranteed Loans in Dunedin, FL, Short-term Loans in Estero, FL and Short-term Loans in Fort Lauderdale, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Citra, FL.

Beautiful sights of Citra, FL

Payday Loans Available in Citra, FL By The Following ZIP Codes:

32113

Are Payday Loans Legal In Citra, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Citra, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Citra, FL payday loan calculator

Payday Loans in Citra, Florida: Everything You Need to Know

Many people who live paycheck to paycheck find themselves in need of extra cash to cover emergency expenses or unexpected bills. One option that you might consider is a payday loan. In Citra, Florida, payday loans are legal, and there are several lenders in the area that are ready to help you get the cash you need to cover your expenses. In this article, we’ll take a closer look at payday loans in Citra, Florida and explore what you need to know before applying for one.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to help you cover emergency expenses between pay periods when you don’t have enough money to cover the bills.

Payday loans typically have higher interest rates than other types of loans, and they are generally not recommended for long-term borrowing. However, they can be an effective solution if you need cash quickly and can pay it back in a timely manner.

Are Payday Loans Legal in Citra, Florida?

Yes, payday loans are legal in Citra, Florida. However, there are some regulations in place to protect consumers from predatory lending practices.

For example, in Florida, the maximum amount you can borrow with a payday loan is $500, and the loan term cannot exceed 31 days. Additionally, lenders are required to disclose all fees and interest rates upfront, so you know exactly what you’re getting into before you sign any agreements.

How Do Payday Loans Work?

To apply for a payday loan in Citra, Florida, you’ll need to provide basic information such as your name, address, and employment status. You’ll also need to provide your banking information so that the lender can deposit the loan funds directly into your account.

Once you’re approved for a loan, the lender will provide you with the cash you need. Keep in mind that the loan amount will typically be less than your paycheck, as the lender needs to ensure that you can repay the loan when it’s due.

You’ll then be responsible for repaying the loan in full, plus any fees or interest, on your next payday. If you’re unable to repay the loan in full, you may be able to roll the loan over for another term, but this will typically result in additional fees.

Benefits of Payday Loans in Citra, Florida

  • Quick and easy application process
  • Cash deposited directly into your bank account
  • No credit check required
  • Can help you cover emergency expenses between pay periods

Drawbacks of Payday Loans in Citra, Florida

  • Higher interest rates than other types of loans
  • Can lead to a cycle of debt if not used responsibly
  • Should not be used for long-term borrowing

Interesting Facts and Statistics About Payday Loans in Citra, Florida

  • In Florida, the average payday loan is $350
  • The average APR on a payday loan in Florida is 304%
  • As of 2021, there are over 1,500 payday lenders in Florida

Apply Now for a Payday Loan in Citra, Florida

Are you in need of extra cash to cover emergency expenses? Apply now for a payday loan in Citra, Florida through TheGuaranteedLoans. We are a connecting service that can help you find a lender that meets your needs. Simply fill out our online application, and we’ll work to connect you with a potential lender. Remember that payday loans should only be used for short-term borrowing and should be repaid in a timely manner to avoid additional fees and interest.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Citra, Florida?

If a borrower defaults on a payday loan in Citra, Florida, the lender may be able to sue the borrower to recover the outstanding balance. In some cases, the lender may be able to garnish the borrower's wages to repay the loan. It is important to carefully review the loan terms and understand the potential consequences of default before taking out a payday loan in Citra, Florida.

Are there any restrictions on the number of payday loans that a borrower can take out in Citra, Florida?

Yes, the state of Florida has implemented restrictions on the number of payday loans that a borrower can take out. Under state law, borrowers are only allowed to have one outstanding payday loan at a time. Additionally, borrowers must wait at least 24 hours after repaying a payday loan before taking out another one.