Payday Loans in Clearwater, Florida

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Payday Loan Companies in Clearwater, FL

Company nameAddressZip codePhone number
ACE Cash Express 25720 US Hwy 19 N 33763 +1 (727) 725 - 9905
Cash America Pawn 1530 S Missouri Ave 33756 +1 (727) 443 - 2263
Check Cashing USA 1916 Gulf to Bay Blvd 33765 +1 (727) 443 - 5495
Ecs Electronic Cash 1901 Ulmerton Rd 33762 +1 (727) 540 - 0463
Embassy Loans 555 S Hercules Ave STE 402 33764 +1 (866) 277 - 5798
Grow Financial Federal Credit Union: Clearwater Store 2474 FL-580 33761 +1 (800) 839 - 6328
My Cash Advance Online 14350 60th St North Suite:36142 33760
PFS Financial Services 13825 Icot Blvd UNIT 603 33760 +1 (727) 507 - 8300
Prompt Advance 33756 +1 (727) 466 - 4758
Sunset Jewelry And Loan 1901 N Hercules Ave 33763 +1 (727) 448 - 0499
Super Credit Repair 25400 US Hwy 19 N 240 33763 +1 (727) 250 - 2598

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clearwater, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Clermont, FL, Same Day Loans in Daytona Beach, FL, Same Day Loans in Deerfield Beach, FL, Payday Loans in Deland, FL, Online Loans in Delray Beach, FL, Payday Loans in Deltona, FL, Same Day Loans in Dunedin, FL and Online Loans in Estero, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clearwater, FL.

Beautiful sights of Clearwater, FL

Payday Loans Available in Clearwater, FL By The Following ZIP Codes:

33756, 33759, 33757, 33763, 33766, 33758, 33755, 33761, 33762, 33764, 33765, 33760, 33769

Are Payday Loans Legal In Clearwater, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Clearwater, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Clearwater, FL payday loan calculator

Payday Loans in Clearwater, Florida

Living in Clearwater, Florida has its benefits. The city has a diverse economy, plenty of discounts for locals and communities, and some wonderful beaches. But, despite the many advantages to living in Clearwater, Florida, sometimes people face financial struggles. That’s why payday loans have become popular in Clearwater, Florida.

What is a Payday Loan?

Payday loans are short-term, high-interest loans that provide cash to individuals during a financial crunch. The cash from a payday loan must be repaid within a few weeks, usually when you receive your next paycheck. A payday loan is a way of obtaining quick cash to deal with an emergency situation or to help cover unexpected expenses.

Are Payday Loans Legal in Florida?

Yes, payday loans are legal in Florida. The state has specific regulations and laws that ensure that payday lenders do not take advantage of vulnerable consumers. The state caps the maximum fee payday lenders can charge, and imposes other restrictions to protect borrowers.

Why Should I Get a Payday Loan in Clearwater, Florida

Payday loans can be useful when an unexpected expense arises or you need cash to cover a short-term financial shortfall. Payday loans don’t require a credit check, so even people with bad credit can get access to the cash they need.

Applying for a Payday Loan in Clearwater, Florida

If you need a payday loan in Clearwater, Florida, you can apply for one online or in-person at a payday lender. You’ll need to provide your income information, address, and other information to apply for a payday loan.

Payday Loan Requirements in Clearwater, Florida

In order to qualify for a payday loan in Clearwater, Florida, you must meet certain requirements. These include:

  • You must be at least 18 years of age
  • You must have a consistent source of income
  • You must have a valid checking account
  • You must be a resident of Clearwater, Florida

Advantages of Payday Loans in Clearwater, Florida

Payday loans in Clearwater, Florida offer several advantages to borrowers. These include:

  • Fast Cash – Payday loans can provide you with fast cash when you need it
  • No Credit Check – Payday lenders don’t require a credit check
  • Easy Application Process – The application process for a payday loan is simple and fast
  • Fixed Fees – Payday lenders in Clearwater, Florida are required to adhere to fixed fees

Disadvantages of Payday Loans in Clearwater, Florida

Despite the advantages of payday loans in Clearwater, Florida, there are some disadvantages to consider. These include:

  • High Interest Rates – Payday loans come with high interest rates
  • Short Repayment Window – You must repay the loan within a few weeks
  • Penalties for Late Payments – Late payments may result in additional fees or penalties
  • Debt Cycle – It’s easy to fall into a debt cycle when using payday loans

F.A.Q.

Q: How do I apply for a payday loan in Clearwater, Florida?

A: You can apply for a payday loan in Clearwater, Florida online or in-person at a payday lender. You’ll need to provide your income information, address, and other information to apply for a payday loan.

Q: What are the requirements for a payday loan in Clearwater, Florida?

A: In order to qualify for a payday loan in Clearwater, Florida, you must be at least 18 years of age, have a consistent source of income, have a valid checking account, and be a resident of Clearwater, Florida.

Q: What are the advantages of payday loans?

A: Payday loans can provide fast cash, don’t require a credit check, have an easy application process, and have fixed fees.

Q. What are the disadvantages of payday loans?

A: Payday loans come with high interest rates, a short repayment window, penalties for late payments, and can cause a debt cycle.

Apply Now

If you need a payday loan in Clearwater, Florida, TheGuaranteedLoans can help. Our website can match you with lenders that offer fast, convenient payday loans. We are not a lender ourselves, but we are committed to helping you find the right lender for your financial situation.

More F.A.Q.

Are there any consumer protections in place for payday loan borrowers in Clearwater, Florida?

Yes, there are several consumer protections in place for payday loan borrowers in Clearwater, Florida. These include regulations on interest rates, fees, and collection practices, as well as the right to dispute the terms of a loan and seek legal assistance if necessary.

Can I be charged with fraud for failing to pay off my payday loan in Clearwater, Florida?

No, you cannot be charged with fraud for failing to pay off your payday loan in Clearwater, Florida. Failing to pay a debt is not a criminal offense and cannot be considered fraud.

How Many Cash Advance Companies are in Clearwater, FL?

With the help of our service, you will be able to find 11 cash advance companies in Clearwater, FL

What Cash Advance Companies in Clearwater, FL are the most popular?

You should check ACE Cash Express, Cash America Pawn, and Check Cashing USA. Also, you can start your application online on our website.