Payday Loans in Coleman, Florida

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No payday loan companies in Coleman, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans Oviedo Florida 1325 Geneva Dr, Oviedo, FL 32765 +1 (407) 603 - 3105
Innovations Federal Credit Union 2250 FL-77, Lynn Haven, FL 32444 +1 (850) 233 - 4400
Check Cashing USA 1916 Gulf to Bay Blvd, Clearwater, FL 33765 +1 (727) 443 - 5495
Suncoast Credit Union 1451 US-17, Wauchula, FL 33873 +1 (800) 999 - 5887
Check Cashing USA 795 Northlake Blvd, North Palm Beach, FL 33408 +1 (561) 863 - 7141
Prompt Advance Clearwater, FL 33756 +1 (727) 466 - 4758
Almost A Bank 1301 Beville Rd, Daytona Beach, FL 32119 +1 (386) 788 - 4060
Trustmark 17255 Panama City Beach Pkwy, Panama City Beach, FL 32413 +1 (850) 235 - 4078
Cash Kwik Florida Inc 2202 N Young Blvd # 501, Chiefland, FL 32626 +1 (352) 493 - 7475
Best Value Jewelry & Pawn 2817 US-1, Fort Pierce, FL 34982 +1 (772) 467 - 1199

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coleman, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in The Villages, FL, 24-Hour Loan in Titusville, FL, Payday Loans in Valrico, FL, Payday Loan Without a Credit Check in Wesley Chapel, FL, Bad Credit Loans in West Palm Beach, FL, Payday Loans in Winter Garden, FL, Payday Loans in Winter Haven, FL and Online Loans in Winter Springs, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coleman, FL.

Beautiful sights of Coleman, FL

Payday Loans Available in Coleman, FL By The Following ZIP Codes:

33521

Are Payday Loans Legal In Coleman, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Coleman, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Coleman, FL payday loan calculator

Payday Loans in Coleman, Florida – The Ultimate Guide

If you’re struggling to make ends meet between paychecks or facing an unexpected financial emergency, you might consider a payday loan. Payday loans are a type of short-term loan that typically have high interest rates and are designed to be repaid on your next payday.

In the state of Florida, payday loans are legal and regulated. In this article, we’ll explore the ins and outs of payday loans in Coleman, Florida, so you can make an informed decision about whether a payday loan is right for you.

How do Payday Loans Work?

Payday loans are designed to be a short-term, quick fix for a financial emergency. Typically, these loans are for $500 or less and are due on your next payday, which is typically two weeks away.

The process of getting a payday loan is relatively simple. You’ll provide the lender with some basic personal and financial information, including a post-dated check or authorization for an electronic debit for the loan amount plus fees. The lender will then provide you with the loan amount, typically in cash, but sometimes via a prepaid debit card.

When your next payday arrives, the lender will cash the post-dated check or debit your account for the loan amount plus any fees. If you don’t have the funds available, you may be subject to additional fees and/or collection activities by the lender.

Pros and Cons of Payday Loans

Before you decide to take out a payday loan in Coleman, Florida, it’s essential to weigh the pros and cons. Here are some of the advantages and disadvantages:

Pros:

  • Quick access to cash
  • No credit check required
  • No collateral required
  • Easy to qualify for

Cons:

  • High-interest rates and fees
  • Short repayment terms
  • Risk of repeat borrowing
  • Can lead to a cycle of debt

One of the significant risks of payday loans is the high-interest rates and fees. In Florida, payday lenders can charge up to 10% of the loan amount as a fee plus an additional verification fee of no more than $5. The annual interest rate on payday loans in Florida can be as high as 304%, which is significantly higher than other types of loans.

Another potential disadvantage of payday loans is the short repayment terms. Payday loans are typically due in full on your next payday, which can be challenging if you’re already facing financial difficulty. This can lead to a cycle of borrowing to pay off previous loans, which can result in a significant amount of debt.

Interesting Facts and Statistics about Payday Loans in Coleman, Florida

  • In Florida, payday loans are legal and regulated under the Florida statutes.
  • In 2019, there were 7,964 payday loan storefronts in Florida.
  • The average payday loan in Florida is for $375.
  • The average payday loan in Florida has an annual percentage rate of 375%.
  • Florida law requires a 24-hour waiting period between loans.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time. We are a connector service that can connect you with potential lenders for payday loans in Coleman, Florida.

To apply for a loan on our website, simply fill out our online application form. We’ll ask for some basic personal and financial information, and we’ll attempt to match you with potential lenders.

It’s important to note that we are not a direct lender. Instead, we facilitate connections between borrowers and lenders. We cannot guarantee approval for a loan or the terms of any loan agreement. It’s important to carefully read and understand the terms of any loan before accepting it.

Conclusion

Payday loans can be a valuable resource for those facing an unexpected financial emergency. However, it’s important to weigh the pros and cons carefully and to understand the potential risks involved.

If you’re considering a payday loan in Coleman, Florida, be sure to use a reputable lender and to carefully read and understand the terms of any loan agreement. And if you need assistance finding a lender, TheGuaranteedLoans can help!

F.A.Q.

Can I extend or renew my payday loan in Coleman, Florida?

No, in Coleman, Florida, payday loans cannot be extended or renewed. Borrowers are required to repay the full loan amount, plus interest and fees, by the agreed upon due date.

Are there any fees associated with payday loans in Coleman, Florida?

Yes, payday lenders in Coleman, Florida are allowed to charge a verification fee of up to $5, as well as a processing fee of up to 10% of the loan amount.