Payday Loans in Cottondale, Florida

Payday Loan Companies in Cottondale, FL

Company nameAddressZip codePhone number
Jackson Hewitt Tax Service 3158 Main St 32431 +1 (850) 352 - 4050

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cottondale, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fort Lauderdale, FL, Payday Loans in Fort Myers, FL, Payday Loans in Fort Pierce, FL, Payday Loans in Gainesville, FL, Payday Loan Without a Credit Check in Hialeah, FL, Guaranteed Loans in Hollywood, FL, Payday Loans in Homestead, FL and Guaranteed Loans in Jacksonville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cottondale, FL.

Beautiful sights of Cottondale, FL

Payday Loans Available in Cottondale, FL By The Following ZIP Codes:

32431

Are Payday Loans Legal In Cottondale, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Cottondale, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Cottondale, FL payday loan calculator

F.A.Q.

Can I be arrested for not paying back a payday loan in Cottondale, Florida?

No, it is illegal for a payday lender in Cottondale, Florida to threaten or attempt to arrest you for not paying back a payday loan. If you are being threatened with arrest, you should contact the Florida Office of Financial Regulation for assistance.

Can payday lenders charge late fees in Cottondale, Florida?

Yes, payday lenders in Cottondale, Florida are allowed to charge a late fee of up to 5% of the unpaid loan amount if the loan is not repaid by the due date.

How Many Cash Advance Companies are in Cottondale, FL?

With the help of our service, you will be able to find 1 cash advance companies in Cottondale, FL

What Cash Advance Companies in Cottondale, FL are the most popular?

You should check Jackson Hewitt Tax Service. Also, you can start your application online on our website.