Payday Loans in Dania, Florida

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No payday loan companies in Dania, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
BB&T 19720 Cochran Blvd, Port Charlotte, FL 33948 +1 (941) 255 - 0815
Bank of America with Drive-thru ATM 500 Bay Isles Rd, Longboat Key, FL 34228 +1 (941) 487 - 3460
NOLA Lending Group 225 Main St 14, Destin, FL 32541 +1 (850) 684 - 5040
Cash Advance 1725 Cassat Ave, Jacksonville, FL 32210 +1 (904) 388 - 2868
Wells Fargo Bank 222 Palm Coast Pkwy NE, Palm Coast, FL 32137 +1 (386) 445 - 2175
ACE Cash Express 10152 Atlantic Blvd, Jacksonville, FL 32225 +1 (904) 725 - 7733
Mr. Quick Loan 11923 E Dr M.L.K. Jr Blvd, Seffner, FL 33584 +1 (813) 661 - 2299
Lending Hand Mortgage Corp. 3060 Palm Harbor Blvd ste b-10, Palm Harbor, FL 34683 +1 (727) 785 - 2299
Insight Credit Union 15120 US-441, Eustis, FL 32726 +1 (407) 426 - 6000
1st Florida Lending 2151 Consulate Dr 8, Orlando, FL 32837 +1 (800) 655 - 1345

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dania, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Jacksonville, FL, Payday Loans in Jupiter, FL, Payday Loans in Kissimmee, FL, Payday Loans in Lake Worth, FL, Payday Loans in Lakeland, FL, No Credit Check Loans in Land O' Lakes, FL, Short-term Loans in Largo, FL and Short-term Loans in Lehigh Acres, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dania, FL.

Beautiful sights of Dania, FL

Are Payday Loans Legal In Dania, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Dania, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Dania, FL payday loan calculator

Payday loans are a type of short-term loan that can be useful in a financial emergency. These loans are typically used to cover unexpected expenses such as medical bills or car repairs and can be a valuable tool when used responsibly. However, it’s important to understand the risks involved with payday loans, especially in Dania, Florida.

The Legal Landscape of Payday Loans in Dania, Florida

Payday loans are legal in Florida, including in Dania. The specific regulations governing payday loans vary from state to state, but in Florida, the maximum loan amount is $500, and the loan term cannot exceed 31 days. Additionally, Florida law requires lenders to be licensed by the state, and they must disclose all terms and fees associated with the loan.

Despite legal protection, payday loans can still be risky for borrowers. The high-interest rates and short repayment terms associated with these loans can lead to a cycle of debt that is difficult to escape. It’s important to carefully consider all options before taking out a payday loan.

How Payday Loans Work in Dania, Florida

To take out a payday loan in Dania, Florida, a borrower must provide identification, proof of income, and bank account information. The lender will then write a check for the loan amount plus any fees, which the borrower post-dates for their next payday. When the loan is due, the lender deposits the check, and the borrower must either pay the loan in full or pay additional fees to extend the loan.

If the borrower is unable to repay the loan, the lender may offer a rollover option. This allows the borrower to extend the loan by paying additional fees, but it can lead to a cycle of debt where borrowers are never able to pay off the loan.

The Risks and Benefits of Payday Loans in Dania, Florida

While payday loans can be helpful in an emergency, they come with significant risks. The high-interest rates and short repayment terms can lead to a cycle of debt that is difficult to escape. Additionally, payday lenders may engage in predatory practices, such as hiding fees or rolling over loans without the borrower’s consent.

Despite the risks, there are some potential benefits to payday loans. They can be a quick source of cash in an emergency, and they do not require a credit check. This can be particularly helpful for borrowers with poor credit who would not qualify for a traditional bank loan.

Interesting Facts and Statistics About Payday Loans in Dania, Florida

  • According to a report by the Florida Office of Financial Regulation, payday lenders in the state made over 7.7 million loans totaling more than $3.7 billion in 2019.
  • The same report found that the average payday loan in Florida was $383, with an average term of 28 days and an average interest rate of 304%.
  • Florida law requires that payday lenders provide borrowers with a 24-hour cooling-off period between loans. This is designed to prevent borrowers from becoming trapped in a cycle of debt.
  • The Consumer Financial Protection Bureau found that 80% of payday loans are rolled over or followed by another loan within 14 days, indicating that many borrowers are unable to repay the loan on time.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Dania, Florida, it’s important to carefully weigh the risks and benefits. TheGuaranteedLoans can help connect you with potential payday lenders and provide valuable information about the loans available to you. Remember, we are a connector service and not a direct lender. We are here to help facilitate the connection between you and a lender.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application. We’ll take it from there, connecting you with potential lenders who may be able to help. Our application process is quick and easy, and our service is free to use.

Whether you’re facing an emergency expense or simply need some extra cash to make it to your next paycheck, TheGuaranteedLoans can help you find the loan you need. Contact us today to get started!

F.A.Q.

Are there any restrictions on the number of payday loans that a borrower can take out in Dania, Florida?

Yes, the state of Florida has implemented restrictions on the number of payday loans that a borrower can take out. Under state law, borrowers are only allowed to have one outstanding payday loan at a time. Additionally, borrowers must wait at least 24 hours after repaying a payday loan before taking out another one.

Are there any protections for military members who take out payday loans in Dania, Florida?

Yes, military members who take out payday loans in Dania, Florida are protected by the Military Lending Act. This federal law limits the interest rates and fees that payday lenders can charge to military members and their dependents. It also provides additional protections for military members who take out payday loans.