Payday Loans in Eastpoint, Florida

Payday Loan Companies in Eastpoint, FL

Company nameAddressZip codePhone number
Centennial Bank 5 Jefferson St 32328 +1 (850) 653 - 2341
Emerald Coast Federal Credit Union 282 US-98 32328 +1 (850) 670 - 1199

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eastpoint, FL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Brandon, FL, Payday Loans in Cape Coral, FL, Payday Loans in Clearwater, FL, Payday Loans in Clermont, FL, Payday Loan Companies in Daytona Beach, FL, 24-Hour Loan in Deerfield Beach, FL, Same Day Loans in Deland, FL and Payday Loan for Delray Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eastpoint, FL.

Beautiful sights of Eastpoint, FL

Payday Loans Available in Eastpoint, FL By The Following ZIP Codes:

32328

Are Payday Loans Legal In Eastpoint, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Eastpoint, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Eastpoint, FL payday loan calculator

F.A.Q.

Can I rollover or renew my payday loan in Eastpoint, Florida?

In general, payday loans in Eastpoint, Florida cannot be rolled over or renewed. However, borrowers may be able to take out a new payday loan to pay off their existing loan if they are unable to repay it on time.

Are payday loans in Eastpoint, Florida regulated by the state government?

Yes, payday loans in Eastpoint, Florida are regulated by the state government. The Florida Office of Financial Regulation is responsible for overseeing the payday lending industry and enforcing laws and regulations related to payday loans.

How Many Cash Advance Companies are in Eastpoint, FL?

With the help of our service, you will be able to find 2 cash advance companies in Eastpoint, FL

What Cash Advance Companies in Eastpoint, FL are the most popular?

You should check Centennial Bank and Emerald Coast Federal Credit Union. Also, you can start your application online on our website.