Payday Loans in Fedhaven, Florida

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No payday loan companies in Fedhaven, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
NFM Lending - Palm Harbor, FL - Branch 306 33920 US Hwy 19 N Suite 150, Palm Harbor, FL 34684 +1 (727) 938 - 9007
SunTrust Mortgage 7400 W Camino Real 100, Boca Raton, FL 33432 +1 (800) 634 - 7928
Academy Mortgage - Boca Raton 1699 S Federal Hwy #300, Boca Raton, FL 33432 +1 (561) 948 - 3838
MoneyGram 2314 Del Prado Blvd S 4, Cape Coral, FL 33990 +1 (239) 573 - 9272
Oportun 7045 W Waters Ave, Tampa, FL 33634 +1 (813) 467 - 2927
Lorna's Finance Central 921 E Parker St, Lakeland, FL 33801 +1 (863) 686 - 9999
Suncoast Credit Union 6505 US-27, Sebring, FL 33870 +1 (800) 999 - 5887
Advance America 327 Cypress Gardens Blvd, Winter Haven, FL 33880 +1 (863) 292 - 2016
Fast Payday Loans, Inc. Marianna Dr, Marianna, FL 32448 +1 (850) 526 - 9872
Bank of America with Drive-thru services 10715 US-441, Leesburg, FL 34788 +1 (352) 742 - 0208

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fedhaven, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for North Fort Myers, FL, Payday Loans in North Miami Beach, FL, Payday Loan Without a Credit Check in North Port, FL, Online Loans in Ocala, FL, Payday Loans in Ocoee, FL, Payday Loans in Orlando, FL, Payday Loans in Ormond Beach, FL and Payday Loans in Oviedo, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fedhaven, FL.

Beautiful sights of Fedhaven, FL

Are Payday Loans Legal In Fedhaven, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Fedhaven, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Fedhaven, FL payday loan calculator

The Ins and Outs of Payday Loans in Fedhaven, Florida

Payday loans can be a helpful financial tool for those who find themselves in need of a small loan quickly. In Florida, these types of loans are legal and can be accessed by anyone who meets certain requirements. In this article, we’ll explore the world of payday loans in Fedhaven, Florida, including what they are, how they work, and what to consider before you take one out.

What are Payday Loans?

Payday loans are small, short-term loans typically ranging from $100 to $500, although they can go up to $1,000. The loans are meant to be paid back with your next paycheck or within a few weeks, hence the name “payday loans.”

These loans are intended as a quick financial fix when you need cash to cover unexpected expenses, like a car repair or medical bill, and can’t wait until your next payday. In Florida, payday loans are legal, but borrowers must meet certain criteria in order to qualify.

How Do Payday Loans Work?

To apply for a payday loan, you must be at least 18 years old, have a valid ID, and have a regular source of income, whether from a job, government assistance, or other sources. You’ll also need to provide contact information like your phone number and address.

Once you’ve submitted your application, the lender will determine if you qualify and how much they can lend you. If approved, you’ll receive the funds either in cash or via direct deposit, typically within a day or two.

When it’s time to repay the loan, the lender will withdraw the amount borrowed, plus fees and interest, from your bank account on your next payday. Often, borrowers will take out another loan to cover the repayment, which can become a cycle of perpetual debt.

Considerations Before Taking Out a Payday Loan

Before taking out a payday loan, it’s important to consider the high fees and interest rates that come with these types of loans. In Florida, lenders can charge up to 10% of the loan amount as a fee and up to 304% interest on the loan.

It’s also important to assess whether or not you’ll be able to repay the loan on time. If not, you risk falling into debt and facing additional fees and penalties. If you find yourself struggling to repay the loan, contact your lender to explore alternatives, like a payment plan.

Additionally, it’s important to compare lenders to find the best terms and rates. Different lenders may have different fees and interest rates, so shop around and read the fine print before committing to a loan.

Interesting Facts and Statistics about Payday Loans in Fedhaven, Florida

  • Florida law allows payday loans to be taken out for a maximum of $500
  • If you take out a $100 payday loan in Florida, you can expect to pay $16.11 in fees and interest
  • Florida has more payday lenders than McDonald’s and Starbucks combined
  • The average borrower in Florida takes out 8 payday loans per year

Apply Now

If you find yourself in need of a payday loan in Fedhaven, Florida, consider using a connector service like TheGuaranteedLoans to help you find a lender. We are not a direct lender, but we work with reputable lenders who can quickly provide you with the funds you need.

To start the process, simply fill out our online application, providing basic information like your name, contact information, and employment status. We’ll help match you with a lender who can meet your needs, so you can get the funds you need quickly and easily.

Remember, payday loans should be used as a last resort and only if you can afford to repay them on time. Use them responsibly, and they can help you overcome unexpected expenses and bridge the gap until your next payday.

F.A.Q.

Can payday lenders contact me at work in Fedhaven, Florida?

Yes, payday lenders in Fedhaven, Florida are allowed to contact you at work to collect on a defaulted loan. However, they are not allowed to harass or abuse you in any way, and they must stop contacting you at work if you request it.

Can I get a payday loan in Fedhaven, Florida if I have bad credit?

Yes, payday loans in Fedhaven, Florida are typically available to borrowers with bad credit. However, the lender may still perform a credit check and may require you to provide proof of income or other financial information.