Payday Loans in Fernandina Beach, Florida

Payday Loan Companies in Fernandina Beach, FL

Company nameAddressZip codePhone number
Advance America 1714 S 8th St 32034 +1 (904) 491 - 1991
Bank of America with Drive-thru services 1822 S 8th St 32034 +1 (904) 491 - 3371
BBVA Bank 1742 S 8th St 32034 +1 (904) 261 - 3226
Container Mutual Credit Union N 8th St 32034 +1 (904) 261 - 5551
Discount Payday Loans, Inc. 2130 Sadler Rd 32034 +1 (904) 310 - 9752
First Federal Bank 1891 S 14th St 32034 +1 (904) 321 - 0400
First Port City Bank - Fernandina Beach Branch 1890 S 14th St building 200 32034 +1 (904) 557 - 9355
Jet HomeLoans 1910 S 14th St 101 32034 +1 (904) 530 - 7213
Lending Bear 1641 S 8th St 32034 +1 (904) 261 - 4917
Pineland Bank 715 Centre St 32034 +1 (904) 261 - 8233
Regions Bank 1409 Sadler Rd 32034 +1 (904) 321 - 8570
SunTrust 5211 S Fletcher Ave 32034 +1 (904) 491 - 5800
Synovus Bank 1750 S 14th St 32034 +1 (888) 796 - 6887
VyStar Credit Union - Fernandina Branch 1900 S 14th St 32034 +1 (800) 445 - 6289
Wells Fargo Bank 1860 S 8th St 32034 +1 (904) 277 - 1925

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fernandina Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plant City, FL, Short-term Loans in Pompano Beach, FL, Payday Loans in Port Charlotte, FL, Same Day Loans in Port Orange, FL, Same Day Loans in Port Saint Lucie, FL, Payday Loans in Riverview, FL, Payday Loan Without a Credit Check in Saint Cloud, FL and Short-term Loans in Saint Petersburg, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fernandina Beach, FL.

Beautiful sights of Fernandina Beach, FL

Payday Loans Available in Fernandina Beach, FL By The Following ZIP Codes:

32034, 32035

Are Payday Loans Legal In Fernandina Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Fernandina Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Fernandina Beach, FL payday loan calculator

F.A.Q.

Can I get a payday loan in Fernandina Beach, Florida if I have filed for bankruptcy?

Yes, you may be able to get a payday loan in Fernandina Beach, Florida even if you have filed for bankruptcy. However, the lender may still perform a credit check and may require you to provide proof of income or other financial information.

Can I get a payday loan in Fernandina Beach, Florida if I am a military member?

Yes, you may be able to get a payday loan in Fernandina Beach, Florida if you are a military member. However, the terms and conditions of the loan may be different for military members due to federal laws that regulate payday lending to active duty military members.

How Many Cash Advance Companies are in Fernandina Beach, FL?

With the help of our service, you will be able to find 15 cash advance companies in Fernandina Beach, FL

What Cash Advance Companies in Fernandina Beach, FL are the most popular?

You should check Advance America, BBVA Bank, and Bank of America with Drive-thru services. Also, you can start your application online on our website.