Payday Loans in Fountain, Florida

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No payday loan companies in Fountain, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Pensacola Specialty Pawn 6428 Pensacola Blvd, Pensacola, FL 32505 +1 (850) 432 - 9050
The Check Cashing Store 431 W Broward Blvd, Fort Lauderdale, FL 33312 +1 (954) 467 - 2274
Advance America 463 Hialeah Dr, Hialeah, FL 33010 +1 (305) 888 - 6914
Insight Credit Union 4675 E, FL-44 Suite 106, Wildwood, FL 34785 +1 (407) 426 - 6000
Bank of the Islands 14812 Captiva Dr 33924, Captiva, FL 33924 +1 (239) 395 - 0248
Englewood Bank & Trust Loan and Trust Office 341 Miami Ave W, Venice, FL 34285 +1 (941) 412 - 4798
Wells Fargo Bank 320 N Ferdon Blvd, Crestview, FL 32536 +1 (850) 682 - 2737
Mariner Finance 2905 N Military Trl A, West Palm Beach, FL 33409 +1 (561) 682 - 3678
1 Auto Trader Inc 308 N Goldenrod Rd, Orlando, FL 32807 +1 (321) 440 - 8192
UApply Inc. Balaye Ridge Cir, Tampa, FL 33619 +1 (888) 827 - 7591

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fountain, FL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Oviedo, FL, Payday Loans in Palm Bay, FL, 24-Hour Loan in Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL, Payday Loans in Palm Harbor, FL, No Credit Check Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL and Bad Credit Loans in Pensacola, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fountain, FL.

Payday Loans Available in Fountain, FL By The Following ZIP Codes:

32438

Are Payday Loans Legal In Fountain, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Fountain, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Fountain, FL payday loan calculator

Payday Loans in Fountain, Florida: What You Need to Know

Life is unpredictable, and sometimes we find ourselves in need of extra cash due to unexpected expenses, such as car repairs or medical bills. If you’re in need of quick cash, a payday loan may be the solution you’re looking for.

In Florida, payday loans are legal, and there are a number of lenders in Fountain who offer these types of loans. However, before you decide to take out a payday loan, it’s essential to understand how they work and what you need to do to qualify.

What are Payday Loans?

A payday loan is a type of short-term loan that is designed to help you bridge the gap between paychecks. Typically, when you take out a payday loan, you are expected to pay it back in full on your next payday.

These loans are attractive to many people because they are easy to qualify for, and you can receive the funds quickly. Typically, you will need to provide proof of income, such as a pay stub, and have an active checking account to be eligible for a payday loan.

How Do Payday Loans Work in Fountain, Florida?

In Fountain, Florida, payday loans are legal under certain regulations. Lenders must be licensed and comply with the state’s regulations regarding interest rates and loan fees.

When you take out a payday loan, the lender will typically require you to provide a post-dated check or authorize an electronic withdrawal from your bank account for the amount of the loan plus any fees or interest charges.

The amount of money you can borrow with a payday loan in Florida varies depending on your income and other factors. Typically, payday loans range from $100 to $500, and the loan term is usually between 7 and 31 days.

It’s important to note that payday loans can come with high interest rates and fees. Therefore, it’s essential to read the terms and conditions of the loan carefully and understand how much you will be required to pay back before accepting the loan.

How to Qualify for a Payday Loan in Fountain, Florida

To be eligible for a payday loan in Fountain, Florida, you must meet certain requirements. These may include:

  • Being at least 18 years old
  • Having a valid ID
  • Having a steady source of income
  • Having an active checking account

These requirements may vary depending on the lender, so it’s essential to check with the specific payday loan provider to find out what their eligibility criteria are.

Interesting Facts about Payday Loans in Fountain, Florida

  • Payday loans are legal in Florida under certain state regulations.
  • In Florida, the maximum amount that you can borrow with a payday loan is $500.
  • The interest rates and fees on payday loans in Florida are capped by state law.
  • More than 7% of Florida households have taken out a payday loan in the past year.

Apply Now

If you’re in need of extra cash and considering a payday loan, TheGuaranteedLoans is here to help. We are a connector service, not a direct lender, and we can help connect you with potential lenders who can provide you with the funds you need.

Our application process is quick and easy, and you can apply online from the comfort of your own home. Simply fill out our application form, and we’ll work to connect you with a lender who can help you get the cash you need.

Remember, a payday loan should only be used as a short-term solution to financial difficulties. Make sure to read the terms and conditions of the loan carefully, and ensure that you will be able to repay the loan on time and in full.

Final Thoughts

Payday loans can be a useful tool to help you bridge the gap between paychecks or cover unexpected expenses. However, they come with high fees and interest rates, so it’s essential to understand the terms of the loan and ensure that you will be able to repay it on time.

If you’re considering a payday loan in Fountain, Florida, TheGuaranteedLoans can help you find the right lender to meet your needs. Contact us today to learn more and start your application process.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Fountain, Florida?

No, borrowers who fail to repay a payday loan in Fountain, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

Can I be denied a payday loan in Fountain, Florida based on my credit score?

Yes, payday lenders in Fountain, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.